26 Mar, 03:14PM in sunny Singapore!

How to earn more income while in NS?

Subscribe to How to earn more income while in NS? 23 posts

Please Login or Signup to reply.
  • Ming Jie Seow's Avatar
    20 posts since Oct '14
    • How to earn more income while in NS?

      1. Black market to do more guard duties from others on weekends and public holidays?

      2. Part-time such as waiter/ retail shop assistant/ sales promoter/ warehouse assistant...etc. on weekends?

      3. Request a bunk bed to stay-in on weekdays while in camp to save on outside private room rental, transport and food cost?

      Edited by eac 02 Nov `14, 10:14PM
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    261,545 posts since Dec '99
    • can do lah

      many ppl do oso

       

       

      just dont get caught loh

       

       

      but then, u relli in need of money?

  • Ming Jie Seow's Avatar
    20 posts since Oct '14
    • NS enlistment as an enlistee man, so very low basic vocationalist rank allowance...

      Do good work, so can rank promotion as early as possible to earn more NS allowance?

      Live on my own room rental outside.
      Got motorbike + outside private room rent, monthly will spend $500 to $600...

       

      Edited by eac 02 Nov `14, 10:20PM
  • eac's Avatar
    4,000 posts since Dec '03
    • Source: http://iprep.ns.sg/financial-assistance.html

      NS Financial Assistance (Temporary) Scheme

      Should you and your family face financial hardship, you can apply for financial assistance. The quantum of financial assistance is the difference between your family’s minimum subsistence level and monthly income. It’s best to talk to your officer on how to apply for this scheme upon enlistment.

      To alleviate your family's household expenses, you can apply these.

      Financial Assistance Term Grants
      For needy NSF whose families encounter financial hardship as a result of their enlistment into the SAF

      Welfare Financial Assistance Grant/Loan
      Assistance provided to active servicemen who are in a financial predicament beyond their control eg. theft, fine, medical bills, spouse retrenchment. Assistance takes the following form:

      Grant: (a) CO Contingency Grant (b) Welfare Grant
      Loan: Welfare Loan

      For full detail, please refer to welfare circular 3-39.
      For Term Financial Assistance enquiries please call 6373 1150; 6363 1161
      For other Welfare Financial Assistance enquiries please call 6373 3338; 6373 3336

      The SAF Finance Clinic
      The Finance Clinic is set up with the aim to assist servicemen who are financially distressed. Servicemen in financial distress must come forward and they must go through the formal channel of declaration before assistance can be rendered. The SFC aims to provide debt management to distressed servicemen, so as to mitigate their situation from deterioriating into an indebtedness cycle. Credit Counselling Singapore (CCS) had been engaged to assess and structure the debt management plan. Servicemen who does not meet the CCS criteria will be referred back to SFC for other forms of help e.g. through welfare grant or loan.

       

       

      SAF Financial Assistance Schemes to NSFs

      Should you and your family face financial hardship, you can apply for financial assistance. The quantum of financial assistance is the difference between your family’s minimum subsistence level and monthly income. It’s best to talk to your officer on how to apply for this scheme upon enlistment.

      Before his National Service (NS) enlistment, Private (PTE) Max Al-Fyan Yew bin Abdul Hafiz Yew drew a stable income of about $700 a month working in sales and was the breadwinner in his family. Hence, he was understandably worried when he learnt that his monthly NS allowance would be half of what he used to earn.

      Fortunately, with the intercession of his superiors in the SAF, the SAF Personnel Services Centre (SAFPSC) was able to help him through SAF Financial Assistance Schemes. Said the supply assistant of Supply Hub East: "I’m thankful for the extra $600 that I receive every month on top of my regular NS allowance as it has greatly contributed to the payment of my family’s bills."

      1st Warrant Officer (1WO) Kng Ter Sern, Officer-in-Charge Asset Management Team, Pasir Ris Camp, went one step further by following up on PTE Yew’s case when his initial Term Financial Assistance Scheme expired. Said 1WO Kng: "Caring for our soldiers is one of the SAF core values...when Max’s initial financial assistance scheme ended in December last year, I conducted a house visit and recommended that he receive further financial help from the SAF."

      PTE Yew is just one of many examples of how the welfare schemes administered by the SAFPSC have benefitted around 65,000 in-service personnel of the Ministry of Defence (MINDEF) and the SAF, as well as Operationally Ready National Servicemen (NSmen).

      "The SAFPSC’s primary role is to strategise and design welfare structures in order to support the SAF’s philosophy on welfare... We believe in the virtues of commitment and engagement, and to achieve that, we are concerned with the well-being of personnel and their families," said Lieutenant Colonel (LTC) (NS) Koa Boon Teck, Head of SAFPSC.

      As secretariat to the SAF Welfare Council, the SAFPSC introduces, implements and reviews the proposed welfare schemes and services. Its welfare efforts cover five broad areas: health care, work-life balance, finance, vacations and insurance.

      On the SAFPSC's latest efforts in improving welfare support, LTC (NS) Koa said: "We want to move away from the mental model of welfare as a reactive element, where people subscribe to welfare only when they are in need..we felt that there was an impetus to changing the image of welfare."

      Here are some of the latest welfare initiatives spearheaded by the SAF Welfare Council and the SAFPSC:

      SAF Central Welfare Fund Bursary Awards
      2nd Warrant Officer (2WO) Tanusha Tan of Headquarters 9th Division, whose 19-year-old daughter, Natasha, received the Bursary Award at the polytechnic level worth $1,200 last year, remembers her daughter being ecstatic at receiving the notification of her successful application.

      "It was a very good morale booster for Natasha, and it will surely further encourage her to do well," added 2WO Tan.

      Starting from February this year, the award, which is given to the children of MINDEF/SAF personnel to recognise their academic excellence up to the local degree level, now has a qualifying family income cap of $4,000 levied on each level of study, compared to the previous staggered qualifying income caps across all levels of study. In addition, the quantum awarded for all levels of study, less the junior colleges, polytechnics and local universities, has been increased.

      SAF holidays/ vacation spots
      The SAF Seaview Resort, Bintan Lagoon Resort & Golf Club, as well as the Joondalup Bungalows in Perth, Australia, are examples of resorts which recently underwent their first major revamp to ensure the highest levels of modernity and aesthetic appeal for holiday-makers.

      More exciting locations have also been added to the stable of SAF vacation spots, including the Amara Sanctuary Sentosa, Ascott Kuala Lumpur and Club Bali. This means that active servicemen and NSmen can enjoy relaxing stays at a wider array of resorts, at exclusive prices of up to 60 percent below published rates.

      In addition, a new travel portal will soon be introduced to allow MINDEF/SAF personnel and NSmen greater flexibility, choice and cost savings when booking rooms, airfares, car rental and even travel insurance when they go on vacations. Named Free Independent Travel, the interactive and user-friendly one-stop portal will be launched tentatively on 1 Apr.

      SAF Group Term Life (GTL) Insurance Scheme
      From 1 Jan 09 onwards, the scheme automatically covers newly-recruited MINDEF/SAF personnel for $100,000, and now has a maximum coverage of up to $600,000, unless they choose to opt out. Spouses and dependants are included in the coverage, which extends beyond the serviceman’s stay in MINDEF/SAF. NSmen are also eligible for the competitively-priced scheme.

      More information can be obtained via the Aviva-SAF Insurance Infoline at 68278000.

      SAF Financial Assistance Schemes
      Last September, monetary lifelines such as the Term Financial Assistance Scheme, which aims to alleviate the financial stresses of servicemen, were improved. This scheme, which helps needy NSFs, had its period of assistance extended from six months till the serviceman's Operationally Ready Date but subjected to review after 12 months. A term financial loan scheme was also launched for needy servicemen.

      100% subsidy for Defensive Riding Course (DRC)
      As of 1 Oct 09, the DRC, which is designed specifically for MINDEF/SAF personnel, became fully subsidised. Held at the Singapore Safety Driving Centre (SSDC) located in Woodlands, the half-day course aims to encourage road safety among those who regularly commute to work or perform despatch duties by motorcycle.

      *Applications for most of the welfare schemes can be found on the Integrated Welfare Applications and Disbursement System (iWADS) on the MINDEF/SAF intranet. All queries should be directed to the SAFPSC. Their numbers can be found via the iWADS.

      Edited by eac 02 Nov `14, 10:01PM
    • Monthly NS allowances

      As an NSF, you will be given a starting monthly NS allowance of $480.
      It will be credited to your bank account as stated in the pre-enlistment documentation.

      Your monthly NS allowance will progress with your rank as follows:

      Rank Allowance REC/PTE $480 LCP $500 CPL $550 SCT $570 CFC $590 3SG $800 2SG $900 OCT $760 2LT $1000 LTA $1180

  • Ming Jie Seow's Avatar
    20 posts since Oct '14
  • The Code's Avatar
    452 posts since Jul '14
  • Tuitionbean's Avatar
    130 posts since Feb '15
  • zulkifli mahmood's Avatar
    6,045 posts since Feb '05
    • Originally posted by Ming Jie Seow:

      How to earn more income while in NS?

      1. Black market to do more guard duties from others on weekends and public holidays?

      2. Part-time such as waiter/ retail shop assistant/ sales promoter/ warehouse assistant...etc. on weekends?

      3. Request a bunk bed to stay-in on weekdays while in camp to save on outside private room rental, transport and food cost?


      Stay in camp and go back to see your parents and siblings, once or twice in a month. If you want to go outings with your friends or girlfriend(s), just go and after that return to your camp. Food and lodging is free in the army. 'Buy' guard duties from those who are 'selling' guard duties, this has been the tradition in the army haha. Source in the market for cheap and good quality items like t-shirts, jeans, wallets, shoes etcs; and sell them to your buddies, NCOs and Officers. When you live in the army barracks, everybody will know you and you will be like popular in your camp haha.

  • FrostedBlaze's Avatar
    12 posts since Feb '15
  • Josephmumu's Avatar
    11 posts since Mar '15
  • Intentiosg's Avatar
    9 posts since Mar '15
  • Georgethomson03's Avatar
    12 posts since Sep '14
  • Xxx10xxX's Avatar
    4 posts since Apr '15
    • Hi there.

      Currently I'm holding an N'level cert..

      Is it advisable to sign on with EWOS(WarrantOfficerScheme)..?

      Ive applied anyway but do you think I'll stand a chance in being accepted?

      do reply,thanks.

  • Bjergson's Avatar
    1 post since Apr '15
  • Xi JinPing, Anthony's Avatar
    4 posts since May '15
    • smile.png Soccer Betting can surely be a financial milk cow.

       

      It requires a load of skill and principles thou.

      Basic skill as in choosing a very high chance winning match and satisfy with a modest odds for win. Priciples of complacency when comes to winning. Winning must be spend within 3 days.

       

      Using technology, one can open a betting account and goggle and call to place bet.

      Cash withrawal is convient.

      You will never know that you can come back from night training and waking up the next morning being a few hundred dollars richer.

       

       

      Of course - avoid soccer betting for all the faint hearted

      A firm no to soccer betting for all the good hearted.

  • Sub3135's Avatar
    19 posts since Jun '15
  • Power2me's Avatar
    11 posts since Jul '15
  • Putatives's Avatar
    12 posts since Aug '15
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    261,545 posts since Dec '99
    • Originally posted by Xi JinPing, Anthony:

      smile.png Soccer Betting can surely be a financial milk cow.

      oh yeah

      u are the one being milked

       

      连骨头都不剩

  • Neutral-Thinker's Avatar
    762 posts since Dec '10
    • Originally posted by eac:

      Monthly NS allowances

      As an NSF, you will be given a starting monthly NS allowance of $480.
      It will be credited to your bank account as stated in the pre-enlistment documentation.

      Your monthly NS allowance will progress with your rank as follows:

      Rank Allowance REC/PTE $480 LCP $500 CPL $550 SCT $570 CFC $590 3SG $800 2SG $900 OCT $760 2LT $1000 LTA $1180

      Wah...quite a lot these days.... during my time, recruits' allowance was only $135.   I was drawing around $800 per month (plus additional CPF) before enlistment and pay was reduced to just 16.8% of pre-enlistment salary which already was lower than others because of shorter duration anticipation (told them enlisting in army soon).

      Those days chicken rice $1.50-$2 per plate....now $3 per plate.

      Anyone has any data about vocational allowance?

      Edited by Neutral-Thinker 02 Oct `15, 9:57PM
  • SAFunMasked's Avatar
    3 posts since Oct '15
  • topgun2004's Avatar
    6 posts since Aug '04
Please Login or Signup to reply.