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  • Grace 123's Avatar
    75 posts since Aug '12
    • It was relatively easy  for us to make friends with friends of friends , resulting in many friends. However, as we step into the corporate world, status and career change our perspectives of friendships. Many people make friends at work so that they will updated with the latest news. So how many truste /reliable friends do you think you have as an adult? Do indicate ur age, industry as well..

  • Grace 123's Avatar
    75 posts since Aug '12
  • Grace 123's Avatar
    75 posts since Aug '12
    • 1. Compare and contrast the 10-year government bond yields of Greece, Spain, Italy and United States on 22 June 2015 and explain the yield differences. (12 marks)

       

      2. An investor aged 55 years old with a net worth of S$10m would like to invest in 10-year government bonds of either Greece, Spain or Italy. This investor is open to invest in any amount in one of these government bonds but is uncertain of the time frame of investment. Recommend one of these government bonds to this investor and explain in detail the basis of your recommendation. (10 marks)

       

      3. Do you think equity investors should be concerned with yield curves? Explain why or why not. (10 marks)

       

      4. Describe the features of Singapore Savings Bond (SSB) and explain how SSB is different from the 10-year Singapore government bond. (10 marks)

      5. Besides buying a bond directly, state and explain two (2) other ways to invest in bonds. (8 marks)

       

      Due date next monday 27 July 2015. Anyone can guide me? You can contact me at 81252310. I will treat you at cafe is you assist me.

       

       

  • Grace 123's Avatar
    75 posts since Aug '12
    • Best friend forever, how many of you think that you have a bff at 20 yrs , only to end up with betrayal and disappointment?lolol

  • Grace 123's Avatar
    75 posts since Aug '12
    • Hi, I need help for 2 economic questions.

       

      1. "When prices of some goods increase,but by less than the inflation rate, they do not contribute to inflation." Do you agree with this statement? Explain.

      2. Define and discuss the main cause of inflation if there is a general fall in the productivity of workers. Illustrate with a diagram.

  • Grace 123's Avatar
    75 posts since Aug '12
    • I am still a year 1 accountancy studen studying in one of the polytechnic. May I know what is the GPA and number of distinctions needed to get gold/silver medal in NP/SP accountancy? 

  • Grace 123's Avatar
    75 posts since Aug '12
    • lol.. I mean I can usually communicate well with majority of average school jc students..except SOME  ppl from top jc damm arrogant., emphasizing that they came from super different background from ordinary ppl..what kinds of  academic/ erichment lessons they took...how rich their parents are etc...yeah, but SOME, NOT ALL TOP JC STUDENTS ARE SO...Ever heard of one top jc student said," Poly students are only " construction workers" in this society whereas students from top JC students are " engineers"".........it is the academic results that caused some of these top jc students to be arrogant....ok, I do admit it..I shouldnt care what these ppl said...cos the more i care, it seems the more inferior i am to think same way as them..

       

  • Grace 123's Avatar
    75 posts since Aug '12
    • lol, half of the students at my poly qualified for jc lorh...jc only need L1R5 of 20..zzzz..most ( 2/3)of the ppl from my poly business school are qualified for mid tier jc such as cjc....the other 1/3 of of poly course mates are also qualified for jc, but jc at lower end lorh..not necessarily jc  is so superior lorh..but ppl in top jcs are for sure damm arrogant

  • Grace 123's Avatar
    75 posts since Aug '12
    • btw, u ppl mean I can straight away enter Uni Yr from poly accountancy??? ok, so NTU allows students to enter uni yr 2..but how abt NUS/ SMU???

  • Grace 123's Avatar
    75 posts since Aug '12
    • no, I will try damm hard to study well in my poly accoutancy..but at the same time, I would like to take H2 math/ economic as an enrichment..to let me learn math in much higher level and to learn more things..i need to know % of uni accountancy adopted from Alevel H2 Math/ economic

  • Grace 123's Avatar
    75 posts since Aug '12
    • lol...due to som conversations between top jc students

      " Poly students are lousy.., that's why go poly.."

  • Grace 123's Avatar
    75 posts since Aug '12
    • I am currently a yr 1 freshman going to be enrolled in accountancy course in one of the polytechnics. Personally, despite choosing the poly route, I would like to take A level H2 Math/ Economic as a private candidate. Can anyone tell me roughly the percentage of sub contents from Local Uni's accountancy course adopted from A level Math/ economic?

  • Grace 123's Avatar
    75 posts since Aug '12
    • Originally posted by FireIce:

      and u are the outcome?

      what did u mean  by that???? actually, I am going to one of the most popular course( business course) in one of our polytechnic. Most of my coursemates and i are actually qualified for mid tier jc...so our academic standards are more or less similar to mid tier jc..so indeed we are not inferior as compared to jc students...just that i myself feel that there is a social segregation between Top Jc students vs Poly students......

  • Grace 123's Avatar
    75 posts since Aug '12
    • lol, I do enjoy studying..but i need to know more abt how to get into SMU accountancy through poly entry...zzzz...cos I dont want to go through to private uni..also I didnt choose jc route cos jc dont have poa and my sec school didnt even offer poa..only Amath..so I just want to go poly to build up foundation and eventually get into SMU accountancy...

  • Grace 123's Avatar
    75 posts since Aug '12
  • Grace 123's Avatar
    75 posts since Aug '12
    • Originally posted by SBS2601D:

      And TS probably thinks I'm talking rubbish when I say you get to mix with FTs and learn together.

      What i means is social segragation between Top JC students vs Average Jc students/ Poly students....Not FT vs Singaporeans

  • Grace 123's Avatar
    75 posts since Aug '12
    • Originally posted by FireIce:

      they got time to mix with one another?

       

      of cos u hang out more often with ur classmates and schmates bcos u spend so much time together everyday

       

      but dun worry, when go uni they will all play together liao

       

      u sure or not?

       

  • Grace 123's Avatar
    75 posts since Aug '12
    • Originally posted by Seowlah:

      The 10th percentile for SMU Business is only gpa of 3.72. There are at least 10% of poly graduates with gpa of 3.7 every year. :)

      TS talk until like to go SMU Business must need gpa of 3.9 to 4 points, ha ha.

      lol, I dont know la but aroud 3.8 plus sure can go SMU business/ SMU accountancy? btw, I am going to SP business school....aiyah, cos some ppl posted on hardwarezone forum/ sgclub etc that 3.86s of GPA cant go NUS/ SMU accountancy..not sure correct or false..

  • Grace 123's Avatar
    75 posts since Aug '12
    • Recently, I think there is a social segregation between top jc students and average jc students/ poly students.....

  • Grace 123's Avatar
    75 posts since Aug '12
  • Grace 123's Avatar
    75 posts since Aug '12
    • but do anyone of u know % of poly graduates from SP/NP entering local Uni business course?

  • Grace 123's Avatar
    75 posts since Aug '12
  • Grace 123's Avatar
    75 posts since Aug '12
    • Originally posted by SBS2601D:

      1. Have some humility.

      2. If your goal and dream is to beat everybody at their game, you won't get far. And I personally dislike such people because of their motivation for learning.

      3. You won't be just competing with just locals at local unis. Wait till you meet the FTs who will trounce you at your game. If all you can think of, is step on them and climb, be ready for a bitter and unhappy fight. Refer back to point 1 and 2.

      4. I think SGreans who always complain about having their jobs taken away have no idea how competitive the world market is. You want to be plugged into the world market, don't expect mercy. For the record, having worked with FTs before, I would say a lot of them deserve to take the locals' jobs. Read: SGreans are too sheltered. 

      You need pain to build character, not the good things in life.

      5. Make some FT friends and you'll understand better and learn more in tandem, that way gives you a far better chance at matching their abilities.

      6. If you think I am talking cock, as I am sure some forummers here will say, then all I can say is that, I said my piece already.

      7. A first class honours is not called thus for nothing. And then you said, a degree to you is useless. What talking you?

       

       

      I simply dont want to argue with u, my pt is nowadays at least 30-40% of young ppl have degree, what is more impt is to get into the course i like and excel in it....thus, i wanted to attain first class honour in my degree for Business and so i choose the poly route..that's all

       

  • Grace 123's Avatar
    75 posts since Aug '12
  • Grace 123's Avatar
    75 posts since Aug '12
    • I will be going to poly in this April. ok, I have flunged my o level and admitted to one of the poly that offers business course .  In the end, I decided to go to one of the poly business course. ( since I have strong interest in doing business in future). Personally, I hoped to defeat most ppl in Local Uni Business Course/ Business ( Accountancy).

      I know that Singapore is a country that emphasize a lot on qualification. To me, getting a degree is basically nonething cos there are some uni courses that entry pt is only BCC/ C etc. My personal aim is to excel in Uni business . ( I dont want to go for other courses in uni except business.) May I know what is the percentage of NP/ SP  business students entering local uni. Actually, I wanted to enter SMU business/ SMU accountancy....Right now, I havent enter poly yet but i have heard of ppl spending 5-6 hrs on average per day to study poly business subj so as to qualify for SMU...so may I know how much time will i need to set aside to study for my poly business courses everyday to score a GPA of at least 3.85? ( Actually, I aimed to score 3.9)....Pls shed light on me....thanks

      Edited by Grace 123 03 Mar `13, 8:31AM