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  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
    • we are getting the chicken wings and drumsticks

      and in the near future, they are going to take back the whole chicken. and another chicken.

  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
    • dodo no more date with 蝴蝶姐姐
      now it hangs out with mickey mouse
      both posing on a branch and visit hipster cafe

  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
    • tt time back from VN, the checkout line there one unker squirting hand sanitizer on those whose thumbs cant work

      and hell man, it works after that.....

  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
    • iris scan lah 

      like u see in moobees

       

      me thumb scan always fail de leh 

      try left try right try again left try again right still no pass

      then ask me go see officer

      then so paiseh have to go back out (and hold up the queue)

       

      but if iris scan hor, means i have to take out my lens every time we check in and out?!??!?!

  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
    • Singapore Budget 2018: Here Are 6 Important Changes That May Impact Our Lives

      # 1 GST Increase To 9% (but not immediately)

      It’s official. GST will increase to 9%, up from the current rate of 7%.

      However, this increase will not be immediate. Rather, it will take place from between 2021 to 2025, depending on the economy and some other factors.

      Since GST is levied on all products and services in Singapore, this means we should be prepared for a slight increase in the cost of living once the GST hike kicks in.

      GST
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      Source: Singapore Budget 2018

      # 2 Edusave Top-Ups To Increase

      Family with children can look forward to higher Edusave top-ups for their kids. The government announced that it will be increasing annual contributions from $200 to $230for primary school students, and from $240 to $290 for secondary school students. This will take effect from 2019.

      # 3 Increase In Proximity Housing Grant

      The Proximity Housing Grant (PHG) is a grant introduced to encourage adult children to live with/or near their elderly parents.

      The PHG has been increase from $20,000 to $30,000. This will apply for those who are buying a resale flat to live with their elderly parents/adult children.

      For those who are buying a resale flat to live near their parents/adult children, the grant will remain at $20,000. However, the criterion with be expanded from within a 2km radius, to within a 4km radius, thus allowing more Singaporeans to qualify.

      # 4 10% Increase In Tobacco Tax

      There will be a flat 10% increase in tobacco tax across all tobacco-related products. This means cigarettes, cigars and any other tobacco related products are going to cost more moving forward.

      You can check out the current tax rates for tobacco and other dutiable goods in Singapore here.

      # 5 One-Off SG Bonus (Hong Bao)

      All Singaporeans aged 21 and above will receive a one-off SG Bonus of up to $300, thanks to the surplus from Budget 2017.

      This bonus will be based on assessable income. Those with an assessable income of $28,000 and below will receive $300; those with an assessable income of between $28,001 to $100,000 will receive $200, with the remaining higher income group of above $100,000 receiving $100.

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      This one-off SG Bonus is on top of the usual GST and U-Save vouchers.

      # 6 Buyer’s Stamp Duty To Increase

      For those who are unaware, there is a Buyer’s Stamp Duty (BSD) that applies each time we buy a property in Singapore, be it public or private. The BSD tax rates are progressive, meaning, you pay a higher tax rate as your property value becomes higher. You pay this BSD regardless of whether this is your first, second or subsequent property.

      BSD will increase from 3% to 4% to all properties with a value of more than $1 million. Here’s how the tax will be calculated.

      Buyer Stamp
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      Buyer Stamp
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      Source: IRAS

      For example, in the past, a $2 million property will incur a BSD of $54,600. Under the revised rates, the same $2 million transaction will incur a BSD of $64,600, or about $10,000 more.

      Read Also: Singapore Budget 2018 – Full Recap

      Visit our special Singapore Budget 2018 page to read up on all the budget-related articles that have been written.

      The post Singapore Budget 2018: Here Are 6 Important Changes That May Impact Our Lives appeared first on DollarsAndSense.sg.

  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
    • now collect passpok so mafan have to scan eye 

      means i have to take out my contact lens 

  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
  • Queen of sgForums
    驚世駭俗醜不啦嘰 moderatress
    FireIce's Avatar
    265,315 posts since Dec '99
    • Singaporeans are always complaining about how they wish they could migrate to another country to escape the poor work-life balance, bad weather and what have you.

       

      In fact, a 2016 poll found that 42% of the respondents wanted to migrate, and there is indeed a growing number of Singaporeans living overseas.

      But this isn’t necessarily cause for concern, because it turns out that there’s a fair number of overseas Singaporeans who have returned or who intend to return.

      Here are the top three reasons overseas Singaporeans decide to move back to the motherland. And, surprise surprise, none of them involve hawker food cravings.

       

      Better job opportunities

      Overseas Singaporeans are often highly educated and highly skilled, and those in certain industries find that there’s no shortage of opportunities waiting for them back home.

      What’s more, their international experience is looked upon as an advantage in Singapore, where the proliferation of MNCs means that a global outlook is particularly prized—in fact, the problem is rather that there aren’t enough Singaporeans who have done overseas stints.

      Overseas Singaporeans often find it even easier to get hired when they come back home, where the competition is much less stiff than in other major cities.

      Other developed countries can be a lot more protective of their local employees and stricter about the employment of foreigners. The talent pool in London, New York, Hong Kong or Sydney is huge, so it’s also a lot harder to outshine the competition.

      What is more, salaries in Singapore on the upper end of the scale can be very attractive in certain fields, even when compared to those in other developed societies, especially when you take the low income tax rate into consideration. Basically, if you’re working as a mechanic or plumber, you’d be better off in Australia. But if you’re an investment banker, coming home might be worth your while.

       

      Availability of maids and parents or in-laws to look after kids

      The lack of a support system overseas can be incredibly stressful for parents. In other developed countries, you can’t just hire a live-in maid from a third world country for $500 a month. You’d have to pay a babysitter a decent hourly rate.

      Having parents or in-laws around to look after your children is a huge benefit of being back in Singapore. Some lucky Singaporeans are able to completely save on childcare by leaving their kids with their parents or in-laws while they’re at work.

      Of course, not everyone’s parents/in-laws are willing to take on the job of a full-time carer. But even if your child is enrolled in childcare, it is infinitely less stressful when you know you can have your parent take care of your kid when you wish to enjoy the occasional date night with your spouse, or spend some time with your friends.

       

      Caring for aged parents

      Singaporeans might want to travel the world when they’re young and sprightly, but as they get older, caring for their aged parents starts to weigh on the minds of many.

      The lack of a social safety net in Singapore and the dismal state of our eldercare facilities makes putting your aged parents in a nursing home a very unpalatable, and even inhumane prospect for many.

      What’s more, those who have a good relationship with their parents might eventually want to move back so they can spend more time with them in their twilight years, before it’s too late.

       

      The post Top 3 Reasons Overseas Singaporeans Decide to Move Back Home appeared first on the MoneySmart blog.