Why must pay cash when buying HDB flat !!!
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Migration is very costly too. Average income people will have to do day dreaming. I'm longing to migrate to Australia for many many years.Originally posted by Cindyfeh:Plan for it. Migration is not an easy choice and it involves everyone you love and know. Sound out your parents, spouse, children, cousins, grandparents, friends.
If you don't have a degree, study for it!
If your work experience is not relevant, change job!
The road to migration is not easy but it is always there for those who want it.
But with my family members here and to include them for migration would cost a boom. -
so nelstar is your boyfriend?Originally posted by shinta:10k liaoz?
again, i have no idea
eh.. not yet married
i'm not even 21 yet -
Yes, I understand your delima. But for the sake of my future generations, if I have to suffer loneliness for leaving my parents and friends behind, I will do so. Now with technology, you can use MSN webchat or spend some money and fly back to visit them; with the budget airlines, tickets are getting cheaper anyway.Originally posted by Lowclassman:Migration is very costly too. Average income people will have to do day dreaming. I'm longing to migrate to Australia for many many years. But with my family members here and to include them for migration would cost a boom.
I think the more critical point in migration is whether you can find a job in Australia before you leave Singapore for good. Thats why you need to get the right degree, and esp the right job experience. All these involves extensive planning and pain. -
what if australia does not suit you?Originally posted by Cindyfeh:Yes, I understand your delima. But for the sake of my future generations, if I have to suffer loneliness for leaving my parents and friends behind, I will do so. Now with technology, you can use MSN webchat or spend some money and fly back to visit them; with the budget airlines, tickets are getting cheaper anyway.
I think the more critical point in migration is whether you can find a job in Australia before you leave Singapore for good. Thats why you need to get the right degree, and esp the right job experience. All these involves extensive planning and pain.
what works for others might not necessarily work for you. i share your sentiments but you really sounded extremely frustrated living in singapore. or am i wrong?
it is very unhealthy to keep telling yourself that. your frustrations will only mount.
think about how it will affect you if the migration did not work out as you expected? -
You are right. I have made contigency plans just in case Australia doesn't suit me, though high chance it suits me because I did stay in Australia for a couple of months before. I am planning my next 5 years such that I am eligible to migrate to a number of other places other than Australia.Originally posted by dragg:what if australia does not suit you?
what works for others might not necessarily work for you. i share your sentiments but you really sounded extremely frustrated living in singapore. or am i wrong?
it is very unhealthy to keep telling yourself that. your frustrations will only mount.
think about how it will affect you if the migration did not work out as you expected?
I guess many people are frustrated living in Singapore. It is just what actions they are taking/going to take to release or control that frustration. Many people who chooes to go on tour every year to get out of Singapore at least for a few days. My choice is similiar except it is to get out of Singapore for good. There are lots of ways to control that frustration. What is yours? -
at least u managed to stay 1 year at each place on average..Originally posted by StMichael:Heh...in our 10 years of marriage, my wife and I moved 7 times. Society is becoming more mobile, and times have changed. If necessary, and I got a job in another city or another country, we'll have to move again. My wife doesn't like it though . It'll be wonderful if the times of our parents, when we have permanent jobs in one place, remain.
i've moved 5 times since 2003...
the longest i've stayed is a year... in yishun before i started feeling comfy, i'm movin again... or rather when i started feelin comfy i've gotta move..
that suckz -
zhen de mah?Originally posted by laoda99:if buying new flat, if ur combine income with ur spouse < 8000, still can take loan from cpf...dun have to come out with cash.
reference please?
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call cpf n ask?Originally posted by Lowclassman:What are the procedures to get all our CPF monies if we are granted a citizenship elsewhere?
Anyone cares to share here?
what i heard is.. they will surrender ur cash only if u're no longer coming back to sg..
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Actually there are places where you can emigrate without much more costs. Planning is also a must but the costs are much lower. The countries where you can emigrate to for work reasons are Thailand, China, Taiwan, Malaysia, South Africa, and Vietnam.
They are close to home- except for South Africa- and all of them(including South Africa) have a cheaper standard of living. Of course, most of these places are still developing countries for a reason- but let's put it in this way: you should look at these countries from a glass that is half-full rather than a half-empty one.
These countries have room for more development and more growth. Their working culture can also improve. These countries need people from well developed economies to help them transit from a closed economy to an open, market-orientated one. In addition, socially they are also a bit backward. So you can help in that aspect too.
So if Singaporeans can go there and take up the challenge, by leaving for these countries for work or living, then it would be better. Besides, as I said before, these countries have a lower standard of living, so you won't necessary have to pay more if you want to maintain your current standard of living that you have now in Singapore. In fact, each SGD will have more stretching power in these countries than back home.
On an additional note, if you are still considering moving to an angmoh country, then instead of just considering the likes of Britain, US and Australia, maybe you can consider Nordic countries or Ireland. East European countries like Estonia are also booming in terms of their economies so both citizens and foreigners can absorb the benefits of such expansion of a booming economy in these respective countries. -
Originally posted by dragg:so nelstar is your boyfriend?
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who will take care of ur parents when u do tt?Originally posted by Cindyfeh:Yes, I understand your delima. But for the sake of my future generations, if I have to suffer loneliness for leaving my parents and friends behind, I will do so. Now with technology, you can use MSN webchat or spend some money and fly back to visit them; with the budget airlines, tickets are getting cheaper anyway.
I think the more critical point in migration is whether you can find a job in Australia before you leave Singapore for good. Thats why you need to get the right degree, and esp the right job experience. All these involves extensive planning and pain.
what about resources to get over? do u have them? -
a few mths is not enuff... u tried working over there? u dun just migrate over u noe? what if u have everything, but cos of racism u're not employed? there are a lot of risks involved.. have u looked into them yet?Originally posted by Cindyfeh:You are right. I have made contigency plans just in case Australia doesn't suit me, though high chance it suits me because I did stay in Australia for a couple of months before. I am planning my next 5 years such that I am eligible to migrate to a number of other places other than Australia.
I guess many people are frustrated living in Singapore. It is just what actions they are taking/going to take to release or control that frustration. Many people who chooes to go on tour every year to get out of Singapore at least for a few days. My choice is similiar except it is to get out of Singapore for good. There are lots of ways to control that frustration. What is yours?
you heard of cases that happens in Australia? a friend witnessed this on her way to the mall nearby.. a group of thugs surrounded this lady, and they were strippin her naked in public, in broad daylight.. n nobody offered to stop them or call the police (not like it is of any use, they're scared of thugs) they stood there in a circle, lookin at the poor lady get rape (this was what happened in the end) -
By right, the cash downpayment is to ensure ppl have the $$ to pay not using easy way out like CPF (Of course now, not the easy way)
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To solve your above question, it involves deep planning - 5 years plan.Originally posted by shinta:who will take care of ur parents when u do tt?
what about resources to get over? do u have them?
And also lots of saving.
My parents are still heathy, so its either they stay here by themselves or with their relatives or with my siblings. -
good to know...Originally posted by Cindyfeh:To solve your above question, it involves deep planning - 5 years plan.
And also lots of saving.
My parents are still heathy, so its either they stay here by themselves or with their relatives or with my siblings.
i won't wanna move out of sg except maybe for education... sg is so much safer... i dun wanna have to start worryin if my kids are not home by 10 every night -
Yes, that is one advantage of Singapore. It is safer at night here.Originally posted by shinta:i won't wanna move out of sg except maybe for education... sg is so much safer... i dun wanna have to start worryin if my kids are not home by 10 every night
However, I feel safety is more of your own individual control than of that of government. If you stay in Australia and you go home late and risk robbery, it is really your own fault. Just like in Singapore, late at night, don't enter a lift with someone you don't know. Get your brother or dad to come down to fetch you. -
how about wat i said earlier?Originally posted by Cindyfeh:Yes, that is one advantage of Singapore. It is safer at night here.
However, I feel safety is more of your own individual control than of that of government. If you stay in Australia and you go home late and risk robbery, it is really your own fault. Just like in Singapore, late at night, don't enter a lift with someone you don't know. Get your brother or dad to come down to fetch you.
go read again... that can hppen in braod daylight... n police are scared of them... wat makes u think it is very safe in the day?