How much risk to invest in u nit trust or stock?
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I would like to invest $5000 in some investment.
I was wondering which is of lower risk. To whack all into unit trust or stock.
Do nor really want to put into bank and put as fixed deposit. Fixed deposit is only for those who putting really alot of cash.
Is it possible to earn a few thousands dollars from unit trust or stock in 3 month times? -
Unit trusts , makes more money 56% of the time , 44% of the time it loses money according to a research.Originally posted by davidtanwei:I would like to invest $5000 in some investment.
I was wondering which is of lower risk. To whack all into unit trust or stock.
Do nor really want to put into bank and put as fixed deposit. Fixed deposit is only for those who putting really alot of cash.
Is it possible to earn a few thousands dollars from unit trust or stock in 3 month times?
$500 dollars is enough to invest already. Just need the professional unit trust manager to put your money together with other people who have combined their money , then it becomes a large pool of funds , it is good because with the portfolio , it is a diversification of various profitable industries.
My advice is not to invest in unit trusts . Impossible i would say.
My advice is to invest in oil companies for now.
I have made some money investing in oil companies.
Unless some hybrid stuffs takeover , i don't think so.
Oil prices will rise eventually , just a matter of time because it is limited.
Especially when Bush himself was involved in an oil...dealings.
i don't think with his political clout , he would allow oil prices to drop.
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Oil price will remain higher at around USD40-70 dollar range for a good foreseeable future (at least 2years down the road). No more the good old cheap oil days when oil was going for USD20 per barrel. US needs the high oil price to substain the economy, and to push through the drilling at the california & alsaka as well. We can expect to see a different oil industries landscape in the coming 5 - 10 years. US could become the next oil giant after Saudi.
It is well noted that there are actually alot of marginal oil well in SE Asia waters, they are only commerically profitable when the oil price stays above USD40 per barrel. With the current oil price trend, you can expect the Sg marine / oil sector to be blusting with activities. Furthermore, the Russian Far East, China and Indian are opening up. But the downside is that our refinery business may come under pressure from India and China (in Nanking), as the 2 giants are building up their oil refineries. Further more, Thailand is hot on our heels as well.
Construction tends to be a good bet as the activities pick up in 2006. But only a handful of these local companies are in fundermental good shape to take the maximum benefits from the upturn ahead. -
IMHO..
Stock inheritly there is a higher risk. with 5k, it is pretty hard to diversify your portfolio. So u end up with only that few stocks. Unit trust diversify for you.
Timeline: If you are looking for long term, then unit trust. Most turn in a modest return in 2-5 yrs time frame.
Stocks if you are looking for shorter period. But then it is gambling.
If u r asking for a few K return in a few months with 5k investment, tell me what it is... i will dump all my $$$ there. Where got low risk, sky high return thing one?
Also your time. Do you have time to monitor stocks?
Admin / transaction fees. You need to factored this cost in as well. -
There's no genuine investment that can gaurantee u profits other than structured funds.... However, they may be subjected to long term....
If you have 5000 to invest and you don't have much financial or investment knowledge, i suggest you invest in unit trust or funds first...
Can invest thru at Fundsupermart...
Meanwhile you can learn how to analyse and other things abt stocks before jumping into stocks...
Funds will have ups and down, however in my view, if you invest in a good fund and professionally managed, it will bears you profits... however, if u want fast gain in short time, go for stocks... funds usu go steadily...
diversified, even into funds...
u can learn by reading at fundsupermart or its forums...
a few good funds that u can look into:
Aberdeen Pacific Equity
Fidelity Aggressive Europe
Schroder Emerging Markets
UOB United International Growth
OCBC India
OCBC China Growth
I dun focus on fixed-income funds or bonds as they(investment grade) aren't having a good run since the year... I nvr research on high yield bonds funds...
They may gain more but comes with higher risk... -
Imo, even if you don't have very much savings, it's better to invest in stocks balanced with some relatively low-risk instruments such as reit or bonds. This is so especially if you're young. Consider investment as part of your learning experience. Take your time to read up on investment strategies (there are plenty of reading material in the public libraries) and learn from investment forums, eg. in shareinvestor.com which attracts a fee or CNA marketplace which if free.
Every Sporean should possess some investment skills and not just depend on their CPF and savings from salary income to last them thru their retirement years.