Lower The Cost Of Living
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Look is even popular than her sister brand - Mama detergent, cos no freebieOriginally posted by king108:Is there a lot of people buying it?
What is the cheapest price?
Or because this cannot be shown to friends and relative, hence it can be cheap then?... $9.50 minus the dishwasing liq, 1kg cost $1.16
Cheapest is UIC @ $7.95 but 5kg, no freebie, 1kg cost $1.59
But cheap lor, last time back in 1994, Look and UIC cost $11 for a 5kg bag -
My apology to u and Aveme for the misunderstanding. What I concerned with isOriginally posted by sbst275:Usually those things I believe are mainly from PRC
some old men picking up drink can. Could be they be local or from other
countries? -
If talking abt collecting used canned drink cans, I believe those are PRCs that walked out of their work and have their permits cancelledOriginally posted by will4:My apology to u and Aveme for the misunderstanding. What I concerned with is
some old men picking up drink can. Could be they be local or from other
countries? -
I mean at such an age, they come all far from China to here to work?Originally posted by sbst275:If talking abt collecting used canned drink cans, I believe those are PRCs that walked out of their work and have their permits cancelled
No family member or fren also?
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Originally posted by sbst275:If talking abt collecting used canned drink cans, I believe those are PRCs that walked out of their work and have their permits cancelled
No necessary..they may have came here to take care of their grandchildren here. -
Hence, can we say that we can buy cheap thing when this is no for showing people.Originally posted by sbst275:Look is even popular than her sister brand - Mama detergent, cos no freebie... $9.50 minus the dishwasing liq, 1kg cost $1.16
Cheapest is UIC @ $7.95 but 5kg, no freebie, 1kg cost $1.59
But cheap lor, last time back in 1994, Look and UIC cost $11 for a 5kg bag
Anything that can show people must go for expensive one then it is good? Don't you think it's double standards that we are applying?
For me, standard is cheap. cause I got nothing to show 
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If they can afford to come here to look after their granchildren, should they be rich enough?Originally posted by king108: No necessary..they may have came here to take care of their grandchildren here. -
Originally posted by casino_king:
They tried that with the Ministry of Health and then when SARS struck, the Ministry could not provide any guidance or leadership, because they were reduced to skeletal staffing.
Who here is for [b]small government That is to say, gahman boh chap; you all organise and solve your own problem.[/b]
That what you want? -
The problem we are discussing is to lower the cost of living for the really needy.This lowest 20% income bracket earn only $800 per month and no way this segment of the population can get a credit card,but this segment of the population are sure to need to buy a HDB flat (given that it is a need to get a roof over your head)
Low income earners should not get a credit card in the first place. And you need not buy a HDB flat to get a roof over your head, you can rent a room like me and many Malaysians who are working in Singapore. You have a family? You can rent a small HDB flat. -
How many times does something like SARS happen? Get in the reservists... what are the reservists for? Train them in disaster management and get them ready for when disaster strikes.Originally posted by oxford mushroom:They tried that with the Ministry of Health and then when SARS struck, the Ministry could not provide any guidance or leadership, because they were reduced to skeletal staffing.
That what you want? -
When did i ever mentioned that Low income earners should get a credit card? That was mentioned by SBST275,not me,i am just refuting what he said.Originally posted by oxford mushroom:Low income earners should not get a credit card in the first place. And you need not buy a HDB flat to get a roof over your head, you can rent a room like me and many Malaysians who are working in Singapore. You have a family? You can rent a small HDB flat.
So because of govt policy that leads to high property prices,it is expect for these people to downgrade instead of maintaining? What happened to the proud HDB's claims over the years on its Flats ownership scheme for singaporeans
There are very strict criteria to be met b4 the HDB will even rent you a flat and it will at most be a very small 2 room flat.Also just because if people fall into hardship,you cannot expect them to sell away their flats as they may stand to lose out since they have to pay a amount of resale levy.Beside they may not even be able to rent one due to very strict criterias to be met.And add to the fact that it is a whole 20% segment of the population (=800,000= average 200,000 household).Does HDB has that many rental flats to cater to such a sizable amount of people even if they all pass the strict criterias?Do not compare yourself and other malaysians who come here to work,they may not be earning as little as this group of singaporeans and most of these malaysians rent a room for one person and not a flat for the average household of 4 person here. You make it seems as through it is that easy to just rent a flat from HDB,as if you have a family,you can just get the rental.I also know that you are a doctor so what you earn is definately not comparable,why use yourself to compare?
http://app.sprinter.gov.sg/data/pr/20060303979.htm
except from article
HDB rental flats are another form of public housing subsidy. They have to be funded from the same public housing budget that we use to provide subsidies for sold flats, upgrading and estate renewal programmes etc. For this reason, we have strict eligibility criteria on citizenship, income, family nucleus and property ownership to ensure that rental subsidies are given to those who really need them, and who have not enjoyed their fair share of housing subsidies. -
Disaster management should be handled by the police or the civil defence force not the army reservists,we should not disrupt reservists from their normal everyday life if there are other channels to solve the problems as the reservists had already make a heavy commitment to come back each year for a certain period to undergo their ICT.Originally posted by casino_king:How many times does something like SARS happen? Get in the reservists... what are the reservists for? Train them in disaster management and get them ready for when disaster strikes. -
.I also know that you are a doctor so what you earn is definately not comparable,why use yourself to compare?
I as a doctor can afford more, but yet I am willing to rent a room in a flat and live with two other strangers. Why can't low income earners do the same? -
note that you are one person alone,what i am referring to is lowest 20% income bracket household,average of 4 person.Originally posted by oxford mushroom:I as a doctor can afford more, but yet I am willing to rent a room in a flat and live with two other strangers. Why can't low income earners do the same? -
And you think we have spare capacity in the police force?Originally posted by Aveme:Disaster management should be handled by the police or the civil defence force not the army reservists,we should not disrupt reservists from their normal everyday life if there are other channels to solve the problems as the reservists had already make a heavy commitment to come back each year for a certain period to undergo their ICT. -
And that lowest 20% is trying to purchase a flat instead of renting a room? I don't get the logic..Originally posted by Aveme:note that you are one person alone,what i am referring to is lowest 20% income bracket household,average of 4 person. -
civil defence force? or at most Full time National Service men serving their compusory 2 years?Originally posted by oxford mushroom:And you think we have spare capacity in the police force?
Those are resources that could be tapped into and it is already a pretty sizabl e amount,so with that we should not add further burden on our reservist NSmen who are already heavily burden -
They brought the flat b4 the financial crisis happened and were better off then but still had not finished their 20-30 year loans.Do not look at things as it is now,there are actions taken in the past which affected them,so you certainly cannot compare yourself and malaysians who come here as they were not burden with past actionsOriginally posted by oxford mushroom:And that lowest 20% is trying to purchase a flat instead of renting a room? I don't get the logic..
Beside you rent a room under market rate from flat owners not from the HDB and you are not subjected to strict criteria in renting one from the HDB -
Not a viable option. You need trained staff to handle an emergency like SARS. Plucking inexperienced NS men will not work.Originally posted by Aveme:civil defence force? or at most Full time National Service men serving their compusory 2 years?
Those are resources that could be tapped into and it is already a pretty sizabl e amount,so with that we should not add further burden on our reservist NSmen who are already heavily burden -
then what make you think reservist are trained?Originally posted by oxford mushroom:Not a viable option. You need trained staff to handle an emergency like SARS. Plucking inexperienced NS men will not work.
if you want to call upon reservist,they will too have to come back to some camp for intensive training?
Civil defense people are more trained towards a country's internal problem management.
NS full time service man would already still need to be confirmed in their army camp,so there is no lost in training them at the same time.
Why do we need to recall reservist who have jobs in the real world to go back? -
Life is not a bed of roses. People make wrong investment choices...they must make do with what they have now instead of expecting the government to cover their financial losses.Originally posted by Aveme:They brought the flat b4 the financial crisis happened and were better off then but still had not finished their 20-30 year loans.Do not look at things as it is now,there are actions taken in the past which affected them,so you certainly cannot compare yourself and malaysians who come here as they were not burden with past actions
Beside you rent a room under market rate from flat owners not from the HDB and you are not subjected to strict criteria in renting one from the HDB
Renting a room in an HDB flat at market rate is still cheaper than buying a flat. If they are so poor, why should they buy a flat when it is more economical to rent? On top of that, if they should lose their jobs, it will be added hardship if they have a mortgage to service. -
Reservists have completed their training in NS, whilst full-time servicemen are undergoing training. Don't you see the difference?Originally posted by Aveme:then what make you think reservist are trained?
if you want to call upon reservist,they will too have to come back to some camp for intensive training?
Civil defense people are more trained towards a country's internal problem management.
NS full time service man would already still need to be confirmed in their army camp,so there is no lost in training them at the same time.
Why do we need to recall reservist who have jobs in the real world to go back?
Anyway, I do not advocate using these any of these personel...the training will take too long. My post is in response to the question of small government. Beware that the civil service becomes stripped to its bones and unable to respond in an emergency. We need professionals to do such a job. -
Who is expecting the goverment to cover their financial lost?Originally posted by oxford mushroom:Life is not a bed of roses. People make wrong investment choices...they must make do with what they have now instead of expecting the government to cover their financial losses.
Renting a room in an HDB flat at market rate is still cheaper than buying a flat. If they are so poor, why should they buy a flat when it is more economical to rent? On top of that, if they should lose their jobs, it will be added hardship if they have a mortage to servuce.
What we are talking about is for them to cover their daily cost of living.Yes Life is not a bed of roses,but they certainly did not make wrong investment choices based on info they had b4,b4 the asia financial crisis,it is acceptable for people to think they can afford their flats,but with the crisis,retrenchment and stuff,their salaries drop,you are going to blame that they cannot forsee this?Who will forsee himself getting retrenched when the singapore economy was doing well?And that he can forsee his jobs taken by foreigners by our foreign talent policy?
How can you compare a room with a flat?
Renting a room will cost at least $300? and that has to paid in full cash,while for buying a flat,part of it is using $ from the CPF,so the total outlay of renting using cash on hand is higher
The point i am driving at is that with high property prices,if sudden circumstances happen,people will find it harder to cope as they are burden with high repayment and have much lesser left per month to spend on necessity,that is the real problem of the cost of living,the real everyday life cost that is affected cos of high property prices.
I am not in favor of straight foward slash in property prices as such a move will crash the property mkt and make thing worst,but at least policies should be put into place to help out in the everyday cost of living portion. -
I think u embody a large group of singaporeans who cant grasp the problems of the low wage earners and the disenfranchised.Originally posted by oxford mushroom:And that lowest 20% is trying to purchase a flat instead of renting a room? I don't get the logic..
Problem is... they are often swept out of view by our pretty state.
Ther is a cycle emerging.. Poor parents.. cant supervise their kids...cuz theyt are constantly out there looking for jobs..
Sinario1:
Kids look elsewhere for companionship and support....shotgun, unplanned teen pregnancies result... kids leave school to supprt their kids.. the cycle perpetuates....
Sinario 2:
Kids have to work while studying, unable to cope with work and study at such a young age, they do badly at school. Up to the point of secondary education.. this isnt tha much of a problem.. Tertiary educationis way too expensive for these guys.. Education hence takes a back seat. They take up low paying jobs due to poor certification... the cycle continues.
These are only 2 of the many sinarios ive noticed., where kids are born into adversity and are caught in a perpetuating poverty cycle. This is in singapore, mind u. It ssad but true.. only a hand few escape. The wider the income gap, the bigger the prob.