Bad News
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After the announcement of the "good news" that Medisave can be used to pay for outpatient treatment to other diseases, here comes the BAD news. For every withdrawal from Medisave, there will be a charges of $3.75 - for computer usages cost and adminstration charges.
For a bill of $3000 for hospital stay, this charges comes up to 0.125% but for the outpatient treatment of $30, this comes up to be 12.5%. All appeal and complaint comes up to naught as the authorities is adamnant to collect the charges.
Questions:
1. Why are we paying charges for withdrawing for Medisave when we need not pay for withdrawing from the bank?
2. Why are we paying for using our own saving?
3. For a person to stay in hospital may not be frequent but for a long term outpatient, $3.75x12months is a big sum of money. if the patient has the money, he will not be drawing from the medisave. This is like snatching from the begger bowl.
Will the proper authority do something about this? Taking from the beggers bowl is unacceptable. -
It makes little sense to withdraw fromMedisave for small amounts. Otherwise, the hospital will be laden with administrative work for the withdrawal. The use of Medisave is strictly regulated to prevent the funds from being prematurely depleted. Unlike your ATM machine, there are limits and conditions attached to the use of medisave for chronic illnesses. The hospital has to ensure the conditions are met.Originally posted by LinYu:After the announcement of the "good news" that Medisave can be used to pay for outpatient treatment to other diseases, here comes the BAD news. For every withdrawal from Medisave, there will be a charges of $3.75 - for computer usages cost and adminstration charges.
For a bill of $3000 for hospital stay, this charges comes up to 0.125% but for the outpatient treatment of $30, this comes up to be 12.5%. All appeal and complaint comes up to naught as the authorities is adamnant to collect the charges.
Questions:
1. Why are we paying charges for withdrawing for Medisave when we need not pay for withdrawing from the bank?
2. Why are we paying for using our own saving?
3. For a person to stay in hospital may not be frequent but for a long term outpatient, $3.75x12months is a big sum of money. if the patient has the money, he will not be drawing from the medisave. This is like snatching from the begger bowl. Will the proper authority do something about this? Taking from the beggers bowl is unacceptable.
With the introduction of this scheme, the hospitals and clinics will have to employ more staff to do the necessary paperwork...and that is additional costs. Who's paying for these additional staff? -
I think, it would make more sense, for them to shelve the whole silly "idea" or "assistance", and shove it.
$300 to $400 for a whole year - might as well don't waste their own time.
Please lah, don't take to token actions just for the sake of being seen as doing something for the public.
This whole scheme (as it is indeed) is damn stupid.
And it is right to ask; "Why do we need to pay to use our own money?" -
You asked the right question; Who's paying for the additional staff?Originally posted by oxford mushroom:It makes little sense to withdraw fromMedisave for small amounts. Otherwise, the hospital will be laden with administrative work for the withdrawal. The use of Medisave is strictly regulated to prevent the funds from being prematurely depleted. Unlike your ATM machine, there are limits and conditions attached to the use of medisave for chronic illnesses. The hospital has to ensure the conditions are met.
With the introduction of this scheme, the hospitals and clinics will have to employ more staff to do the necessary paperwork...and that is additional costs. Who's paying for these additional staff?
The people are paying our gov and their ministers their stratospheric salaries, why couldn't they take care of such punitive charges?
All I can see is greed and selfishness.
If drawing more from Medisave can potentially deplete it for most people, then this idea is not a good one. Which also means that this CPF policy is fundamentally flawed in its objective and purpose. -
Well, they will always come up with new ways for you to part with your money.
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objective of CPF had been twisted to serve the purpose of another organization.Originally posted by ShutterBug:You asked the right question; Who's paying for the additional staff?
The people are paying our gov and their ministers their stratospheric salaries, why couldn't they take care of such punitive charges?
All I can see is greed and selfishness.
If drawing more from Medisave can potentially deplete it for most people, then this idea is not a good one. Which also means that this CPF policy is fundamentally flawed in its objective and purpose.
It is no longer serving its initial purpose.. maybe in the beginning for the first 5 minutes bah...