Pity the British's youth
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Put yourselves in the shoes of an average British's young graduate who cannot afford super expensive homes, who work to pay for others' pensions, who hardly has any savings, who owes credit card debts, who wants to marry but end up renting a flat and divorcing, who cannot integrate with his French / German neighbours, who would be led to think that his society is being unfair to him, who would think that his society sabotages his future, who has no future. (Read below)
LONDON (Reuters) - More than eight million British adults are in serious debt, an increase of 30 percent in the past year, largely due to rising interest rates, according to research published on Thursday.
Some 8.2 million people, equivalent to 18 percent of the adult population, have 10,000 pounds or more of unsecured debt -- such as credit cards, overdrafts, loans and store cards -- according to a quarterly survey by debt consultancy Thomas Charles.
The number of people struggling to meet debt repayments has also increased.
A quarter of those with serious debts --10,000 pounds or more -- concede they frequently have problems meeting repayments, up 9 percent on the year.
The poll of 2,115 British adults, conducted by YouGov, also shows that people in London are the most likely to be struggling with debt.
Around 40 percent of those living in the capital with debts of 10,000 pounds ore more say they have regular problems repaying their dues.
This compares with 20 percent in the rest of the south and just 18 percent in the Midlands and Wales. -
but if they fall sick and lose their jobs, medical care is free under the NHS...
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I think it's not about debts, everybody has debts. You buy a house, you buy a car, you have to take a loan from the bank.Originally posted by AndrewPKYap:but if they fall sick and lose their jobs, medical care is free under the NHS...
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so we have an army of sickly unemployed British youths lor.Originally posted by AndrewPKYap:but if they fall sick and lose their jobs, medical care is free under the NHS...
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One of Gordon Brown's aim is to revamp NHS. Goes to say how lousy is NHS. You go lor.
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and the do not need to worry about their parents falling sick ... and bankrupt them... because NHS is free...
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NHS is not free. The working adults are paying for them through their salaries. Read above lar. Cannot make the connection?Originally posted by AndrewPKYap:and the do not need to worry about their parents falling sick ... and bankrupt them... because NHS is free...
So you want to hold a British passport to enjoy free NHS and make the young British adults to pay for your bills and then your pensions? The British youths will feel that you are sabotaging their future because they end up with credit card debts (read above, Andrew) -
We are talking about youth here.Originally posted by AndrewPKYap:but if they fall sick and lose their jobs, medical care is free under the NHS...
all they can look forward to in life is only when they are sick and have no job?
That is a very pathetic view in life. -
If i go there, I will think along this line; How should I contribute to the British society ? Rather than sabotaging their youths. Am I correct, Andrew Yap?
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I believe the Avg waiting time for Ops under NHS is 1yr to 2 yr.... thats why the British Govt send very ill citizen to French Hospital using tax-payer money. The NHS is free....... but you are unlikely to live through the waiting part.Originally posted by AndrewPKYap:and the do not need to worry about their parents falling sick ... and bankrupt them... because NHS is free...
Err..... free stuff are all like that -
Can a British youth have a choice not to pay for others' medical bills and retirement pensions?
He is crying out "Please help me get out of here !!! "
Then Andrew Yap comes along and say, "Sorry, i need you to pay for my medical bills and my pensions. Sorry, because I had my fair share of this when I was young too, I cannot help you. " -
majority, if not all, of singaporeans who own a property or car are in debt too.
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an average married singaporean graduate would fully pay up his HDB flat in less than 10 years dragg.Originally posted by dragg:majority, if not all, of singaporeans who own a property or car are in debt too. -
provided nothing happens along the wayOriginally posted by Daddy!!:an average married singaporean graduate would fully pay up his HDB flat in less than 10 years dragg.
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better than being condemned right from the start like a British youth.Originally posted by de_middle:provided nothing happens along the way -
It is not wrong to be in debt. It all depends on what debt you are talkin about. I own my HDB..... a house which I need. Therefore this is a 'good' debt.Originally posted by dragg:majority, if not all, of singaporeans who own a property or car are in debt too.
But if I keep spenting on stuff like food, drinks, cars, gals/guys... etc, and billing everything on my Credit Card..... then whos to blame.
Ask yourself..... do you really really need the thing you planned to buy/get/loan Could you really afford it to begin with Did you plan your buget before taking the loan/payment (debt)....
There is NO WAY anyone is totally debt free.... we can only keep our debt in-check.... and not beyond our capablitily to repay. -
hahaha.... who could guarantee thatOriginally posted by de_middle:provided nothing happens along the way 
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Originally posted by hloc:
I agree totally with you. Imagine Singapore without HDB and all private condos are at current lofty price. A young graduate will have to loan up to his neck just to live somewhere, this is the situation for a British graduate now. In addition, he has to pay for the cost of living which includes paying for Andrew Yap's so called free NHS and others' pensions.
It is not wrong to be in debt. It all depends on what debt you are talkin about. I own my HDB..... a house which I need. Therefore this is a 'good' debt.
But if I keep spenting on stuff like food, drinks, cars, gals/guys... etc, and billing everything on my Credit Card..... then whos to blame.
Ask yourself..... do you really really need the thing you planned to buy/get/loan Could you really afford it to begin with Did you plan your buget before taking the loan/payment (debt)....
There is [b]NO WAY anyone is totally debt free.... we can only keep our debt in-check.... and not beyond our capablitily to repay.[/b] -
that is something which dont apply to most of the SC sheep here because they are NATO, and being a NATO you dont get paid so you dont pay tax, and when you fall sick that is like 100% profit...hence to them, the more often they visit the hospital, the richer they get....Originally posted by Daddy!!:NHS is not free. The working adults are paying for them through their salaries. Read above lar. Cannot make the connection?
So you want to hold a British passport to enjoy free NHS and make the young British adults to pay for your bills and then your pensions? The British youths will feel that you are sabotaging their future because they end up with credit card debts (read above, Andrew) -
Now we know who pays for the social welfare system : the working population, starting from the young adults. In UK, the youths' future is at stake. A very high price to pay, a price which no country can afford, not even UK. -
I think Singapore has adopted the right policy, if you are old, poor, useless and don't contribute anything to the economy.Originally posted by AndrewPKYap:and the do not need to worry about their parents falling sick ... and bankrupt them... because NHS is free...
It's better for them to die rather than be a burden to the Singaporean economic mechanistic machinery.
This way we will be rich, but without the empathy and incumberences of helping the poor and needy.
Is that the message the P4P government is sending to it's citizens. Little wonder that a majority of intellectuals have chosen to migrate overseas despite it's high tax rates.
Basic healthcare services is a burden to the highly evolved mechanistic economy of Singapore. Robots with no empathy will not stand for it. It's better for the empathetic intellectuals to seek homes in other countries. -
PM LHL gave a one off bonus to those aged 50 and above lay.
as for you m13, if you are only 13 years old, you should learn how to work and save. that will help you not becoming a burden yourself. -
Are you sure someone living in Singapore doesn't pay tax?Originally posted by Gazelle:that is something which dont apply to most of the SC sheep here because they are NATO, and being a NATO you dont get paid so you dont pay tax, and when you fall sick that is like 100% profit...hence to them, the more often they visit the hospital, the richer they get....
I find it rather hard to comprehend.
Anybody would know that by living in Singapore, you would have already paid 7% of taxes in your everyday expenses to the government. -
m13, are you a British youth ? -
What the British government could do is to open up the flood gate for immigrants so that Singaporeans whi.te dic.k suckers can migrate to their England to share the burden of paying taxes to fund their social welfare system.Originally posted by Daddy!!:Now we know who pays for the social welfare system : the working population, starting from the young adults. In UK, the youths' future is at stake. A very high price to pay, a price which no country can afford, not even UK.