Singaporeans Financially Screwed
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Screwed Both Ways Front and Back by the Govt
Screw Front : Rising costs of living. transport up. food up. all up.
Screw Behind : Savings in banks eroded with 0.125% interest- one of lowest in the world.
How? What is the impetus to save nowadays? -
Eat Coffee shop or cook yrself.
Take bus and walk.
Buy 2nd Handphone with prepaid card.
Stay in a 3/4 rm HDB.
Study hard.
Work smart not work hard, u r in a rat race.
Investment, if u r sure to make $$. -
bravo bravo
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KPKB every moron knows lah. U so smart you show the way lor...
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You forgot to add....Originally posted by T.Ryousuke:Eat Coffee shop or cook yrself.
Take bus and walk.
Buy 2nd Handphone with prepaid card.
Stay in a 3/4 rm HDB.
Study hard.
Work smart not work hard, u r in a rat race.
Investment, if u r sure to make $$.
No money, don't buy car
Want a car.... then don't complaint about ERP, COE or rise in fuel cost.
Live a SIMPLE, DEBT FREE LIFE.....
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FYI, with regards to cost of living, Germany has also recently (Apr 2007) raised its transport fees. I have forgotten the banks interest rate there, but I vaguely remember it was lower than in Singapore. GST is also at a much higher rate than here.Originally posted by faroukalhadad:Screwed Both Ways Front and Back by the Govt
Screw Front : Rising costs of living. transport up. food up. all up.
Screw Behind : Savings in banks eroded with 0.125% interest- one of lowest in the world.
How? What is the impetus to save nowadays?
But hor, their economy is 3rd largest in the world -
...better to support Dr Chee Soon Juan and demand changes by the despots... why must it be the people should always adept to their bullying... it is time to support the Singapore Martyr and demand real changes....
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... sure, many other countries pay higher taxes and so on... but they get back in terms of free medical services and pension.... not live under despots that are bent on taking as much of their money as possible...
... no other way... the Singapore Martyr is the last hope... -
No, medical services in Germany are not really free, and is in fact damn bloody ex. You have to buy a health insurance, and for students, it is already 52 euros a month (you can imagine for adults). This insurance makes visiting the doctor free... However, you still have to pay for the medicine. Basically, all the doctor gives you the prescription, and you will have to go to the pharmacy to pay for it.Originally posted by AndrewPKYap:... sure, many other countries pay higher taxes and so on... but they get back in terms of free medical services and pension.... not live under despots that are bent on taking as much of their money as possible...
... no other way... the Singapore Martyr is the last hope...
This system, I saw it in Belgium -- Ghent, Paris, Amsterdam and all of Germany. So ya, the medical services cannot be considered free. -
Sound like a line from a action-packed movie synopsisOriginally posted by AndrewPKYap:the Singapore Martyr is the last hope... -
hmm..do you mean that our ministers are responsible for the high oil, commodities and stable food prices?Originally posted by faroukalhadad:Screwed Both Ways Front and Back by the Govt
Screw Front : Rising costs of living. transport up. food up. all up.
Screw Behind : Savings in banks eroded with 0.125% interest- one of lowest in the world.
How? What is the impetus to save nowadays?
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meat prices jumped by 56% in china including HK. -
No lah.... TS meant He/She is lookin for someone to blame.....Originally posted by Daddy!!:hmm..do you mean that our ministers are responsible for the high oil, commodities and stable food prices? 
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there is inflation globally especially in asia. be very careful with your finances because it is very easy to fall under. -
Originally posted by hloc:No lah.... TS meant He/She is lookin for someone to blame.....
i get it. so childish -
I heard a BBC program on taxes and in Sweden... the taxes are really high but the people the BBC interviewer asked... are all happy to pay it because they get free medical and pension... (pensioners also pay taxes on the pension they receive and that's about the only gripe they have)Originally posted by eagle:No, medical services in Germany are not really free, and is in fact damn bloody ex. You have to buy a health insurance, and for students, it is already 52 euros a month (you can imagine for adults). This insurance makes visiting the doctor free... However, you still have to pay for the medicine. Basically, all the doctor gives you the prescription, and you will have to go to the pharmacy to pay for it.
This system, I saw it in Belgium -- Ghent, Paris, Amsterdam and all of Germany. So ya, the medical services cannot be considered free. -
you seriously think that there is a better alternative if you want change?Originally posted by Trump_Card:Sound like a line from a action-packed movie synopsis -
Europe wages r higher than Sing rite.
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then why bangala come here to work?
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I find this line of thought worrying.Originally posted by AndrewPKYap:...better to support Dr Chee Soon Juan and demand changes by the despots... why must it be the people should always adept to their bullying... it is time to support the Singapore Martyr and demand real changes....
While civil disobedience is Chee's style of getting his message across to the masses, adopting this approach will lead to radicalism. If the people condone this, soon there will be molotov cocktails hurled at govt buildings or worse.
The problem with the masses is that they still fall for the carrots and 'freebies' handed out prior to each election; somehow, the perennial amnesia of past actions continues to plague our short-sighted people when they don't realise the power of their vote.
Addressing the chorus of disapproval concerning the mega-increases of top civil servants including ministers, LKY retorted: Singaporeans deserve a dose of incompetent leadership!
What he said is very true: we should give our vote to newbies and let them take up the mantel of leadership. There is never such a thing as absolute readiness; this applies appropriately to new leadership including the MIW. Losing 3-4 GRCs will surely knock their socks off, and a few ministers may just lose their jobs. Then again, the MIW keep insisting their ranks come highly qualified, so high that dozens of MNCs and top private sector companies are lining up just to hire them, therefore it justifies their 2-tier salary adjustments.
The problem is with the people who walk with eyes wide shut. Let politics play itself out. -
deja vuOriginally posted by AndrewPKYap:I heard a BBC program on taxes and in Sweden... the taxes are really high but the people the BBC interviewer asked... are all happy to pay it because they get free medical and pension... (pensioners also pay taxes on the pension they receive and that's about the only gripe they have)
Exceptions make the rule -
... hey its our money ok... and at the rate that they push up the prices of houses, what kind of future do our children have? Work as their slaves?Originally posted by BillyBong:I find this line of thought worrying.
While civil disobedience is Chee's style of getting his message across to the masses, adopting this approach will lead to radicalism. If the people condone this, soon there will be molotov cocktails hurled at govt buildings or worse.
The problem with the masses is that they still fall for the carrots and 'freebies' handed out prior to each election; somehow, the perennial amnesia of past actions continues to plague our short-sighted people when they don't realise the power of their vote.
Addressing the chorus of disapproval concerning the mega-increases of top civil servants including ministers, LKY retorted: Singaporeans deserve a dose of incompetent leadership!
What he said is very true: we should give our vote to newbies and let them take up the mantel of leadership. There is never such a thing as absolute readiness; this applies appropriately to new leadership including the MIW. Losing 3-4 GRCs will surely knock their socks off, and a few ministers may just lose their jobs. Then again, the MIW keep insisting their ranks come highly qualified, so high that dozens of MNCs and top private sector companies are lining up just to hire them, therefore it justifies their 2-tier salary adjustments.
The problem is with the people who walk with eyes wide shut. Let politics play itself out.
...Just name one thing that will make the despots change their money grabbing ways other than people supporting Dr Chee Soon Juan.. -
1 problem with ppl is monkey c monkey do. Slowly ppl start to learn smart. Buy house is the 1 kill us all, car still can sell and take cab. Life style can be change. But our wages will never go up like the minister. The problem getting serious when oil price goes up and wonder it will come down, if it doesn't then everyone pray hard that wat bible say is wrong.
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so u want to pay high taxes juz to get free medical benefits?...
in order to maximise the usage u gonna get sick and enjoy those benefits?...
might as well think of ways to stay healthy.Eat well,excercise well,complain less. -
The opps is true..... Buy House is more important because without transport, u still need a roof over your head..... If you don't buy house, where will you stayOriginally posted by T.Ryousuke:1 problem with ppl is monkey c monkey do. Slowly ppl start to learn smart. Buy house is the 1 kill us all, car still can sell and take cab. Life style can be change. But our wages will never go up like the minister. The problem getting serious when oil price goes up and wonder it will come down, if it doesn't then everyone pray hard that wat bible say is wrong.
Under the MRT track With your parent Where Are you sure that you can't sell your house Will your $75000 car still be worth 80% of that amount 2 years down the road
My 4 room HDB flat is brought in 1998..... almost 10years. At that time I paid $112K..... now already got ppl offer $170 - $180+K.... How much will your car be worth 10years from now
The part about monkey c monkey do is correct...... S'porean see other S'porean owning Cars or living beyond their means.... and want to follow. That is where Debt comes in.