CPF Interest @ 2.5%, Inflation @ 6.7%
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Originally posted by eagle:
So you have agreed that the analyst has said there's a bubble. Don't try to twist the context. I didn't say there was a bubble. I said some analysts said that. He might be wrong, he might be right. I didn't comment on that.
Eagle there is no such article lah. so please stop telling us all the BS stories, excuses and lies.
OMG, I cant believe people of your calibre can get scholarship!!
Originally posted by Chinkara:Nope, the article didnt say that Singapore was facing a bubble crisis, because the article clealy state that there are fundamentals such as demand, IRs, tourism, low interest rate etc supporting for the rise in property boom in Singapore.
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You are still confused between a bubble and a bubble crisis
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Originally posted by Chinkara:
Eagle, please dont add more dumb statement on to your already stupid pile of BS.
The coupon and yield rate of this BOND is already stated in the document, and they are FIXED rate. Hence where the hell did you get the 5.28%?
You bloody liar!!
Obviously you don't understand. The bank bought at 250 million.
Then it sells some out at 250k per set to diversify its risks. It has thus to give higher interest rates to do so. One can hold it for 3 years or 5 years, with different rate of returns.
This really shows how naive and lazy you are. Before you even clarify facts with the bank, or even google, you jump the gun by calling others liar.
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Originally posted by Chinkara:
Eagle there is no such article lah. so please stop telling us all the BS stories, excuses and lies.
OMG, I cant believe people of your calibre can get scholarship!!
The article clearly states
Singapore's real estate bubble won't be pricked
If your english is that poor, let me rephrase to you:
There's a real estate bubble, but there won't be a crisis; the bubble will continue. -
Originally posted by eagle:
Obviously you don't understand. The bank bought at 250 million.
Then it sells some out at 250k per set to diversify its risks. It has thus to give higher interest rates to do so. One can hold it for 3 years and 5 years.
This really shows how naive and lazy you are. Before you even clarify facts with the bank, or even google, you jump the gun by calling others liar.
If you have what it takes to prove to us your 5.28% show us with "numbers". we are not interested in story telling.
Plus WTF are you saying then you say that this investment has negligible risk and at the same time saying that the bank need to diversify its risk.
Honestly I am feeling very sorry for your gf, I hope you are lying when you say you have one.
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because the article clealy state that there are fundamentals such as demand, IRs, tourism, low interest rate etc supporting for the rise in property boom in Singapore.
From wiki
The cause of bubbles is a subject of debate. It has been variously suggested that bubbles may be rational, intrinsic, and contagious. To date, there is no widely accepted theory to explain their occurrence.
And lastly, none of my posts mentioned that any analysts said there's a bubble crisis.
An economic bubble (sometimes referred to as a speculative bubble, a market bubble, a price bubble, a financial bubble, or a speculative mania) is “trade in high volumes at prices that are considerably at variance from intrinsic values”.
Somehow, you would want to not read the following sentence I made:
"As you said, who knows the future"Because it is often difficult to observe intrinsic values in real-life markets, bubbles are often identified only in retrospect, when a sudden drop in prices appears. Such drop is known as a crash or a bubble burst
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Originally posted by Chinkara:
If you have what it takes to prove to us your 5.28% show us with "numbers". we are not interested in story telling.
Plus WTF are you saying then you say that this investment has negligible risk and at the same time saying that the bank need to diversify its risk.
Honestly I am feeling very sorry for your gf, I hope you are lying when you say you have one.
On contract, for every 250k, you get $4600 every 6 months. And at 5 years maturity, you get extra at least $20k.
Once again, you show your poor understanding. What has a bank's risks got to do with the risks of the bond? Are you nuts? Why are you trying to link them together, then ask me why?
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Originally posted by eagle:
On contract, for every 250k, you get $4600 every 6 months. And at 5 years maturity, you get extra at least $20k.
Once again, you show your poor understanding. What has a bank's risks got to do with the risks of the bond? Are you nuts? Why are you trying to link them together, then ask me why?
Eagle, your numbers are meaningless if you cant show us the source of those information.You must remember that we are not idiots like you.
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Originally posted by eagle:
The article clearly states
Singapore's real estate bubble won't be pricked
If your english is that poor, let me rephrase to you:
There's a real estate bubble, but there won't be a crisis; the bubble will continue.
The writer ( NOT ANALYST) uses the word bubble in the article, it didnt say that Singapore property has reach a stage of bubble or bursting.Plus this 1 YEAR OLD article actually contradict to what you said about having an article which claim that Singapore is NOW (PRESENTLY, CURRENTLY) experiencing property bubble.
Bloody SchoLIAR
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Originally posted by Chinkara:
Eagle, your numbers are meaningless if you cant show us the source of those information.You must remember that we are not idiots like you.
Nah, I'm not going to show you any source. Believe a not is up to you. I've no obligation to show you any.
Firstly, you tell us that there's no such bond. Now there is, you ask for numbers. When numbers were given to you, you asked for source. Even if there's scanned source, you will still claim it is faked. Not going to waste any more time telling you all these since you won't be able to buy it anyway. You are merely a consistent liar, seeking merely to win an argument even at the expense of being labelled an idiot.
Secondly, this thread is about investments better than the 2.5% from CPF. This bond has already displayed a better return than 2.5%. That was my main point. If you want to continue to portray publicly your autistic self, feel free to do so.
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Originally posted by eagle:
Nah, I'm not going to show you any source. Believe a not is up to you. I've no obligation to show you any.
Firstly, you tell us that there's no such bond. Now there is, you ask for numbers. When numbers were given to you, you asked for source. Even if there's scanned source, you will still claim it is faked. Not going to waste any more time telling you all these since you won't be able to buy it anyway. You are merely a consistent liar, seeking merely to win an argument even at the expense of being labelled an idiot.
Secondly, this thread is about investments better than the 2.5% from CPF. This bond has already displayed a better return than 2.5%. That was my main point. If you want to continue to portray publicly your autistic self, feel free to do so.
1) OK, I will try my best to pretend myself to be an idiot and BELIEVE whatever you said, even after reading all your BS in this forum.
2) Yes, there is no such thing as SUNTEC CITY BOND. There are only bonds issue by Suntec Reits, which comes with fixed coupon rate, which is nothing close to your minimum 5.28 guranteed returns.
3) Only idiot investors will talk about RETURNS without calculating the RISK.
I wonder if scholiar is listed in the dictionary. -
Originally posted by Chinkara:
The writer ( NOT ANALYST) uses the word bubble in the article, it didnt say that Singapore property has reach a stage of bubble or bursting.Plus this 1 YEAR OLD article actually contradict to what you said about having an article which claim that Singapore is NOW (PRESENTLY, CURRENTLY) experiencing property bubble.
Bloody SchoLIAR
it didnt say that Singapore property has reach a stage of bubble or bursting.
Are you seriously autistic?!?! It has already been mentioned that a bubble does not mean it will burst. It can still grow.
An analyst is a person who analyzes or who is skilled in analysis. Are you seriously dumb enough not to notice that this writer has make lots of analysis in different articles?
Plus this 1 YEAR OLD article actually contradict to what you said about having an article which claim that Singapore is NOW (PRESENTLY, CURRENTLY) experiencing property bubble.
This article mentioned "This boom may still have a couple of years to run." DOES THAT NOT INCLUDE THE YEAR 2008 WHEN IT WAS WRITTEN IN 2007?
It is of no surprise that you consistently failed to be able to analyse.
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Originally posted by eagle:
Are you seriously autistic?!?! It has already been mentioned that a bubble does not mean it will burst. It can still grow.
An analyst is a person who analyzes or who is skilled in analysis. Are you seriously dumb enough not to notice that this writer has make lots of analysis in different articles?
This article mentioned "This boom may still have a couple of years to run." DOES THAT NOT INCLUDE THE YEAR 2008 WHEN IT WAS WRITTEN IN 2007?
It is of no surprise that you consistently failed to be able to analyse.
I guess that by trying to defend your own stupidity you are now claiming that anything that is growing is a bubble.
What is the date of the article again?
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Originally posted by Chinkara:
1) OK, I will try my best to pretend myself to be an idiot and BELIEVE whatever you said, even after reading all your BS in this forum.
2) Yes, there is no such thing as SUNTEC CITY BOND. There are only bonds issue by Suntec Reits, which comes with fixed coupon rate, which is nothing close to your minimum 5.28 guranteed returns.
3) Only idiot investors will talk about RETURNS without calculating the RISK.
I wonder if scholiar is listed in the dictionary.1) Whether you believe a not is not my business at all.
2) If you want to be anal about naming, it is up to you.
5.28% is guaranteed by UOB, not Suntec. Somehow you would like to link the two for no reason. Perhaps your brain has some wiring short circuit somewhere.
3) I have already said there's risks. Almost negligible risks doesn't mean no risks or risk free. You tell me, what's the probablity of Suntec or UOB being bankrupt in the next few years. You are the one who mentioned that CPF is risk-free. It has already been mentioned that CPF is not risk free.
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Originally posted by eagle:
1) Whether you believe a not is not my business at all.
2) If you want to be anal about naming, it is up to you.
5.28% is guaranteed by UOB, not Suntec. Somehow you would like to link the two for no reason. Perhaps your brain has some wiring short circuit somewhere.
3) I have already said there's risks. Almost negligible risks doesn't mean no risks or risk free. You tell me, what's the probablity of Suntec or UOB being bankrupt in the next few years. You are the one who mentioned that CPF is risk-free. It has already been mentioned that CPF is not risk free
Why cant you just cut the discussion short and direct us to the UOB website instead of going round in circles. 5.28% guranteed returns? Show me the money!!
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Originally posted by Chinkara:
I guess that by trying to defend your own stupidity you are now claiming that anything that is growing is a bubble.
What is the date of the article again?
You are seriously autistic to raise the same points again that has been answered to you. But it's ok, that's a common trait of autistic children.
1) Look at my sentence again. Didn't I point out to you already that I used past tense? Compare to the date of article again.
2) It has already been pointed out to you again that the article mentioned the next couple of years. Does that include or not include this year? You answer me.
3) Where did I claim that "anything that is growing is a bubble." Your brain short circuited somewhere again?
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Originally posted by Chinkara:
Why cant you just catch the discussion short and direct us to the UOB website instead of going round in circles. 5.28% guranteed returns? Show me the money!!
Do you have 250k to begin with? That deal was presented to pple with en bloc sales, when they received their money around the March period.
Still don't understand why you continued to insist on being lazy not to contact UOB for details.No obligation to show you any money at all, especially since one can easily see you are just a baby waiting to be spoonfed.
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Originally posted by eagle:
Do you have 250k to begin with? That deal was presented to pple with en bloc sales, when they received their money around the March period.
Still don't understand why you continued to insist on being lazy not to contact UOB for details.No obligation to show you any money at all, especially since one can easily see you are just a baby waiting to be spoonfed.
Yes, I do have S$250,000 of liquid asset and on 1st May 2008, I just bought a $1m investment property. May I know what is your point of asking?Anybody who is familiar with investment will tell you straight in the face dont come and bullshit us with 5.28% guranteed return.
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Originally posted by eagle:
You are seriously autistic to raise the same points again that has been answered to you. But it's ok, that's a common trait of autistic children.
1) Look at my sentence again. Didn't I point out to you already that I used past tense? Compare to the date of article again.
2) It has already been pointed out to you again that the article mentioned the next couple of years. Does that include or not include this year? You answer me.
3) Where did I claim that "anything that is growing is a bubble." Your brain short circuited somewhere again?
ABCDEFG-HIJKLMNOP-QRSTUVW-X-Y-Zzzzzzzz -
Originally posted by Chinkara:
Yes, I do have S$250,000 of liquid asset and on 1st May 2008, I just bought a $1m investment property. May I know what is your point of asking?Anybody who is familiar with investment will tell you straight in the face dont come and bullshit us with 5.28% guranteed return.
You are merely a liar. You don't have it.
As you have said:
Show me the money!!
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Originally posted by Chinkara:
ABCDEFG-HIJKLMNOP-QRSTUVW-X-Y-ZzzzzzzzThanks for proving your autistic trait.
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Originally posted by eagle:
You are merely a liar. You don't have it.
As you have said:
It is none of your business if I am lying or not. What is more important is what is your point of asking?Are you thinking that your GF's family is so damn rich that it makes you feel good just by talking about them?
Please stop using their butt cheek skin on your face. You will make their butt cheek look ugly.
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Originally posted by Chinkara:
It is none of your business if I am lying or not. What is more important is what is your point of asking?Are you thinking that your GF's family is so damn rich that it makes you feel good just by talking about them?
Please stop using their butt cheek skin on your face. You will make their butt cheek look ugly.
So you think it is your business to ask me? You think it is your business if I'm lying?
Obviously you like to practice double standards. And until you show the money, I can still call you a liar (that is in your words)And using your attitude and words back on you:
You think you can buy a $1m investment property means you are damn rich? And means you can be arrogant and question others on their investments? -
Originally posted by eagle:
So you think it is your business to ask me? You think it is your business if I'm lying?
Obviously you like to practice double standards. And until you show the money, I can still call you a liar (that is in your words)And using your attitude and words back on you:
You think you can buy a $1m investment property means you are damn rich? And means you can be arrogant and question others on their investments?Ofcourse, because this thred is talking about CPF 2.5% and your are bragging that you can make more money from other investments hence I am sure I have the RIGHTS to ask you for details.
Let me ask you again. What is the point of asking if I have $250,000? Are you trying to discredit me with your GF's family money? You really think that your GF is rich?
Call yourself a scholar? Pwee pwee pwee!!
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Originally posted by Chinkara:
Ofcourse, because this thred is talking about CPF 2.5% and your are bragging that you can make more money from other investments hence I am sure I have the RIGHTS to ask you for details.
Let me ask you again. What is the point of asking if I have $250,000? Are you trying to discredit me with your GF's family money? You really think that your GF is rich?
1) I did not brag about it. I merely stated there is such a thing in Singapore. Even if we follow Suntec's report on the payout, do you or do you not agree that it is already higher than CPF's payout? You are now asking for the finer details, and questioning on my gf's purchase.
I'm very sure you will agree that it is sufficient to tell you where it came from and the bank that it was bought. I'm not a seller, nor do I earn any commission from it. I've no obligations to tell you the fine details. You ask that from the seller/banker, not from the buyer who has bought it.
Also, after I have already told you the amount that can be collected, you continued to ask for the source. Pray tell me what RIGHTS you have to ask for it, if I cannot ask you for proof of your liquid asset?
2) You are the one bragging that you have a $1m investment property (something in which I didn't asked you for). What is the point of asking? To show you how you were practicing double standards.