your monthly allowance? (poly/jc)
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sorry sorry..i'm so sad now i'm crying and crying and crying. just feel like writing down here...
well. for those ppl in poly/jc, just want to ask you all how much allowance you all have for a month. and how much you all think is sufficient.
please give some advice thanks.
for me, i get $50 a month only. and also another $45 i fork out myself to buy my monthly train concession as i did some calculations and i find that buying the concession saves me about $3 or so.
hmm..is $50 enough? what do you all think? at first, i thought i could survive. i mean, if it's just plainly for food, i would survive. but then i realise i have to keep on forking money out to pay for notes...textbooks...stuff like that.
my parents are divorced and my mother earns less than $1000 a month. my father is married with another family and i've heard that his new wife controls his money so he never gives us shan yang fei. so it's a struggle for my mum.
it's hard to get money from my father too.
i know i should be satisfied with the amount of money i get. i mean, it's better than none right? and i know some ppl around my age have also stopped taking allowance from their parents le (right?) i do work part time but the pay is little since i do not work everyday.
urm. that's about all. k.
please give me some advice on how to use my money carefully and how i can save money. thank you. -
Maybe u can apply for some financial aids from school or u can consider doing a part time job to help cover some of the cost...
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the trick is to haf more meals at home.. maybe can be a bit more hardworking and bring lunch box? food is impt so dun fast becos u need to save money but try to eat meals that are filling and cheap like za cai fan..
work wise can take up tuition instead? higher pay and less working hours.. esp since u are in poly or jc so can at least teach pri sch liao.. spend ur money wisely and only on neccessities not wants.. like textbooks is a muz but a new top can be a want.. go for second hand books that are still relevant..going out less will help a million!
it's not easy to stay on tight budget cos need lots of discipline.. but glad u 're thoughtful enuf to be willing to try to help ur mum cope wif the financial crisis.. it'll be easier if u work hand in hand wif ur mum and plus the support of some close frens..
take lots of care and all the best! -
shouldnt the alimony from your father be a must and not be controlled by the woman?
go to the courts if need be. -
thank you for the good advice. =)
i seldom eat out as my breakfast of oats at home could last me quite some time. =)
i think the problem with me is maybe i spend money on unnecessary things? but then again i'm a teenager and have lots of things i want. so i guess i must cut down on those stuff like taking puris, buying colour pens, buying clothes and magazines....
ah..i'm ashamed of the stuff i spend money on. really really feel guilty and sorry now.
i guess i'm just frustrated with myself because i haven't gone out at all during these short short holidays..just kept working and working. and when i read my friends' blog about what they have done during the holidays ( shop, go overseas and stuff ), i feel so...i dunno how to explain. feel teary bah. hahahaha! >_<
and i hate it when my mother ask me to go ask money from my father. my father, on the topic of money, always become silent. i'm quite afraid. and then i stop asking money from my mother whenever she ask me to ask from my father. and she will accuse me of liking my father more which is so untrue. her words hurt like hell.
ah...saying all these makes me sad again so i should stop. -
you would be surprised to know how many fathers don't give the alimony (the word for shan yang fei?).Originally posted by tripudio_mutatio:shouldnt the alimony from your father be a must and not be controlled by the woman?
go to the courts if need be.
if he don't give, and the wife don't do anything, nobody knows.
of course my mother want to sue him but sueing needs money too. she did sue him once (took up $1200!!!) but no use also. he just pay for one month then never pay le.....
so i think we'd rather save up the money. i'm so sadddddddd. hmph. -
i guess ur mum is really hurt by ur dad.. dat's y.. it's not easy to maintain a family alone not forgetting ur mum is earning a low income.. try talking to ur mum how hurting it is when she said those words to u? i noe it's tough to be so open esp when u are in ur teens.. but trust me good communication willl make things better..Originally posted by applesweetgirl:thank you for the good advice. =)
i seldom eat out as my breakfast of oats at home could last me quite some time. =)
i think the problem with me is maybe i spend money on unnecessary things? but then again i'm a teenager and have lots of things i want. so i guess i must cut down on those stuff like taking puris, buying colour pens, buying clothes and magazines....
ah..i'm ashamed of the stuff i spend money on. really really feel guilty and sorry now.
i guess i'm just frustrated with myself because i haven't gone out at all during these short short holidays..just kept working and working. and when i read my friends' blog about what they have done during the holidays ( shop, go overseas and stuff ), i feel so...i dunno how to explain. feel teary bah. hahahaha! >_<
and i hate it when my mother ask me to go ask money from my father. my father, on the topic of money, always become silent. i'm quite afraid. and then i stop asking money from my mother whenever she ask me to ask from my father. and she will accuse me of liking my father more which is so untrue. her words hurt like hell.
ah...saying all these makes me sad again so i should stop.
the thing wif human is we like to compare wif one another and envy those wif "better lives".. ur life is urs and it is unique in its own way..dun always look at the downs when reflecting on ur life rather, focus one the ups? like though u are slogging away during the hols, be thankful u get a chance to experience working life? i'm sure at times there are nice incidents dat happen at work dat makes ur day!u dun haf to go out to shop, tour etc in order to haf fun!be contented wif wat u haf and u'll find joy in ur life.. cheer up! =) -
How old are you? File for maintenance for both you and your mum if it hasn't been done.Originally posted by applesweetgirl:you would be surprised to know how many fathers don't give the alimony (the word for shan yang fei?).
if he don't give, and the wife don't do anything, nobody knows.
of course my mother want to sue him but sueing needs money too. she did sue him once (took up $1200!!!) but no use also. he just pay for one month then never pay le.....
so i think we'd rather save up the money. i'm so sadddddddd. hmph.
If he don't pay up, just take the court order and file a complain against him in the family court. Don't even have to sue him yourself. ($1200? what for?)
The court would summon for him and take the neccesary actions against him.
$50 is definitely not enough. Meanwhile, you might like to find a part-time job or something? -
Work pt but not to the extend that your studies suffers. U should really cut down on your luxeries in these difficult times. next time when working then buy lor.
Or look for a rich bf lor.
Getting maintenence-wise, like u said even after going to the courts yr father might still delay and delay causing more stress, better to stand on yr own 2 feet. -
what kind of advice are U giving?Originally posted by Goondu74:Or look for a rich bf lor.
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Lets tackle each problem one at a time okay?
1) Your father not paying you alimony
This is actually quite common in Singapore. What i suggest is that you go to contact The Legal Aid Bureau and give them a call. It should definately Not cost as much as 1.2k(however did it get so high?), they're a government aided agency i believe.
2) You surviving on $50. Not having enough money
The impulse of buying coloured pens, etc, should have grown out of you by now. I realise a good way for me to not buy things is to be practical, especially in your situation, just look at the thing you want to buy, ask yourself this, do you need it? Look at it and imagine not having it 7 days later, would it make a difference in your life? Or would it be better to save that $3 for another day?
3) Part time Job.
You mentioned having a part time job that's paying very little. Please do not tell me you're working at a fast food restaurant @ the rate of $3.40 an hour or something. If you feel up to it, take up some tuition jobs. They pay much better than them. In fact, i have quite a few friends who survive by teaching 2-3 kids a month, and not having take any money from their parents at all.
If you're interested, drop me a pm and where you're living at, i'll try my best to help.
Its okay to cry and feel weak sometimes, but it would be better, if you tell yourself you're going to do something about it, than to just feel sad.
Come on Girl, you can do it. -
definetely try giving tuition
you could earn around $150 by just tutoring a kid (that usually means tutoring that kid twice a week, 1.5 hrs each session)
don't worry about holidays, i'm sure you'll get your chance when you're older
i haven't been to anywhere else except our friendly neighbouring country malaysia and even for that i don't get to cross over often
in fact my first plane ride's in this year! (also to some place in malaysia)
i'm 22 at the moment and working full time, but this job demands alot of upgrading on my part and plus the debt i incurred from my university education means i scarcely have enough money left for anything but the basics
i've also banned buying mags. it was painful and awful at first but you get used to it soon enough!
focus on studying hard for the moment, i think it's the only way you could excel and earn a brighter future. don't let the moment's stumbling block bring you down
again think about getting a tuition job.. it's not too demanding and it pays fine too
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Work! save some money!
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Erm... $50? U sure got enough money to buy clothes, magazines and stuff like that? I get $300 a month and I think its not even enough. Bus Fare already $10 a week... and I dun even buy clothes and magazines... clothes all my mother buy 4 me de... notes, stationary also all mother buy de. Eat already $10 a day.... U in JC issit? Maybe Poly expenses higher..with Food Junction and Macss in the school...Originally posted by applesweetgirl:thank you for the good advice. =)
i seldom eat out as my breakfast of oats at home could last me quite some time. =)
i think the problem with me is maybe i spend money on unnecessary things? but then again i'm a teenager and have lots of things i want. so i guess i must cut down on those stuff like taking puris, buying colour pens, buying clothes and magazines....
ah..i'm ashamed of the stuff i spend money on. really really feel guilty and sorry now.
i guess i'm just frustrated with myself because i haven't gone out at all during these short short holidays..just kept working and working. and when i read my friends' blog about what they have done during the holidays ( shop, go overseas and stuff ), i feel so...i dunno how to explain. feel teary bah. hahahaha! >_<
and i hate it when my mother ask me to go ask money from my father. my father, on the topic of money, always become silent. i'm quite afraid. and then i stop asking money from my mother whenever she ask me to ask from my father. and she will accuse me of liking my father more which is so untrue. her words hurt like hell.
ah...saying all these makes me sad again so i should stop. -
u went to those law firms? or teh legal aid bureau??Originally posted by applesweetgirl:you would be surprised to know how many fathers don't give the alimony (the word for shan yang fei?).
if he don't give, and the wife don't do anything, nobody knows.
of course my mother want to sue him but sueing needs money too. she did sue him once (took up $1200!!!) but no use also. he just pay for one month then never pay le.....
so i think we'd rather save up the money. i'm so sadddddddd. hmph.
tink my dad is goin to default on the alimony too..
he's such an a$$hole... $200 for 4 kids... and he's so reluctant to pay?
but then again...if he would pay for us or anything, he wouldn hav wait till they're divorced... he would have paid at least a bit when the family was still... er.. together? wats the word? -
i once tried eatin just bread for 2 monthsOriginally posted by applesweetgirl:thank you for the good advice. =)
i seldom eat out as my breakfast of oats at home could last me quite some time. =)
i think the problem with me is maybe i spend money on unnecessary things? but then again i'm a teenager and have lots of things i want. so i guess i must cut down on those stuff like taking puris, buying colour pens, buying clothes and magazines....
ah..i'm ashamed of the stuff i spend money on. really really feel guilty and sorry now.
i guess i'm just frustrated with myself because i haven't gone out at all during these short short holidays..just kept working and working. and when i read my friends' blog about what they have done during the holidays ( shop, go overseas and stuff ), i feel so...i dunno how to explain. feel teary bah. hahahaha! >_<
and i hate it when my mother ask me to go ask money from my father. my father, on the topic of money, always become silent. i'm quite afraid. and then i stop asking money from my mother whenever she ask me to ask from my father. and she will accuse me of liking my father more which is so untrue. her words hurt like hell.
ah...saying all these makes me sad again so i should stop.
u hav no idea how much i slimmed
i dun buy magazines.. just the occasional papers..
hmm hurtful words... my mother said a lot more hurtful words... at least to me, they hurt a lot more than the ones ur mother said
she keep sayin that i'm just like my father... cos for 1 period of time, i'm seated in front of the pc, rushin my projects...she caught me chattin... (comeon, 1 need to de-stress de rite?) and said things like, i only know how to play n waste money, er... only noe how to enjoy myself... er.. dunno how to help out with the family...
there are other hurtful stuff that she said, which i will not share.. cos they are too personal
tink of it in a positive way, she's too stressed liao... den sometimes she might talk without realisin how much its goin to hurt u.. talk to her lo... let her know how hurtful she had been.. and.. er.. tell her that u love her?
that was wat teh school counsellor told me when i was complainin about my mother -
get a part time job... dun ask ur mum for money anymore. you are old enuff to earn le... i at poly already seldom get pocketmoney liao. havent u earn/save during the 6 months break after O's?
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hiya!
thanks for all your kind advices.
i've just learnt today from my mother that my father is supposed to give us $1000 a month...wow!! that would surely help a lot! ^^ (erm. but he also nv give. so i so happy for what? haha)
and yeah. i can understand how my mother is under stress. we talked today and she said the money she earned...she can't even enjoy. i understand coz the money i earned...i can't even enjoy too. just keep paying for necessary stuff like notes and stuff.
i think maybe i will go teach tuition bah..you all say until sooo good like that! hahaha! i'm also thinking of teaching basic japanese to ppl who are interested in the language yet not interested to learn too deep into it. haha. >_<
for those who are curious on how i can stretch my 50 dollar so much ah...let me tell you why bah! ^^
magazines..i buy japanese magazines!!! >_< but i buy from yahoo auctions and i do not buy them every month. i only buy them when i've read finish one thoroughly. a magazine is about $3 bah. ^^
next, clothes i buy in yahoo auctions too or during sales where most of the clothes are like $10 a piece only!!! but sometimes if i really really really like something, i will just buy bah. just want to add on that i'm not an impulsive buyer. i consider a super long time before buying anything.
i hardly eat outside so that's another amount of money saved.
oh yahhH!!! i love to take pictures so i'm wondering if i can be a model??!?!! woot!! what do you think? it seems so fun.
despite not being very rich, my mother buys me so many things like this computer i'm using now...internet access...necklace and stuff.
my boyfriend also gives me so many things (he's not rich too actually.) like the wallet i'm using, my schedule book, my mp3 player...i'm really grateful le.
i think happy can le bah!!! ^^
just that sometimes when you work so hard and you find that there are still no savings or anything..it gets frustrating!!! i think most of us understand bah? haha. ^^
oh yah..and i'm in poly. the notes so freaking expensive!!! $5 for a thin thin pile of notes??!!! i really don't understand! T^T last time first three months in sajc, their notes so thick at most also only 90cents. why such a big difference??? haiz! -
I guess, being happy would be the best
But esp. for stuff which are not necessary, you should just resist the urge to get it. I think most forumnites would have said what advice I would've given. lol. -
I get S$200 per month from MOE.. sec school... yet its not enough
$50? u cant survive on that no matter how much u compromise
try getting a job -
Do consider giving tuition near your place so you can cut down on further transport costs.As for alimony, please seek what truly belongs to you and your Mum.You father has a responsibility to at least pay fo your upkeep and education.Try to eat less of fastfood and eat at home more often.You're right $50 per month is impossible to live on.But never give up on working towards your goals.You can do it. God bless you.
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urm. i'm already working...Originally posted by RETARDED_MORON:I get S$200 per month from MOE.. sec school... yet its not enough
$50? u cant survive on that no matter how much u compromise
try getting a job
i just got suspended from work (for one month) because i didn't go to work on one day...oopsy!
so it's one month later bah! meanwhile, let me just concentrate on school reopening first. so many new things to learn! ^^ -
Hi Applesweetgirl,Originally posted by applesweetgirl:hiya!
thanks for all your kind advices.
i've just learnt today from my mother that my father is supposed to give us $1000 a month...wow!! that would surely help a lot! ^^ (erm. but he also nv give. so i so happy for what? haha)
and yeah. i can understand how my mother is under stress. we talked today and she said the money she earned...she can't even enjoy. i understand coz the money i earned...i can't even enjoy too. just keep paying for necessary stuff like notes and stuff.
i think maybe i will go teach tuition bah..you all say until sooo good like that! hahaha! i'm also thinking of teaching basic japanese to ppl who are interested in the language yet not interested to learn too deep into it. haha. >_<
for those who are curious on how i can stretch my 50 dollar so much ah...let me tell you why bah! ^^
magazines..i buy japanese magazines!!! >_< but i buy from yahoo auctions and i do not buy them every month. i only buy them when i've read finish one thoroughly. a magazine is about $3 bah. ^^
next, clothes i buy in yahoo auctions too or during sales where most of the clothes are like $10 a piece only!!! but sometimes if i really really really like something, i will just buy bah. just want to add on that i'm not an impulsive buyer. i consider a super long time before buying anything.
i hardly eat outside so that's another amount of money saved.
oh yahhH!!! i love to take pictures so i'm wondering if i can be a model??!?!! woot!! what do you think? it seems so fun.
despite not being very rich, my mother buys me so many things like this computer i'm using now...internet access...necklace and stuff.
my boyfriend also gives me so many things (he's not rich too actually.) like the wallet i'm using, my schedule book, my mp3 player...i'm really grateful le.
i think happy can le bah!!! ^^
just that sometimes when you work so hard and you find that there are still no savings or anything..it gets frustrating!!! i think most of us understand bah? haha. ^^
oh yah..and i'm in poly. the notes so freaking expensive!!! $5 for a thin thin pile of notes??!!! i really don't understand! T^T last time first three months in sajc, their notes so thick at most also only 90cents. why such a big difference??? haiz!
What I want to tell you Aaron has already mentioned. First, if do not have money, dun spend on things that you dun really need in life! Colour pens, magazines etc.....these you can get it when you have the loose money to spend on but now, you have to budget on yourself and concentrate on your studies. Your mum is earning money to support you and herself and dun disappoint her in your studies.
As for your mum and your dad's problem, let them settle among themselves. They are adults and sometimes you dun understand what problems they have that led to them filing for divorce. Being a divorcee, it's not easy as she's now like a single mum. She has to work and also worry about you and things like that. PPl can ask you to file a suit against your dad but can you apply? Certain things kids can't do about it. It's up to your mum on how she wants to sovle these problems. You can tell her your opinions and what to do and things like that. Adults are very sensitive. They dun like ppl to tell them what to do!
If you can, try to get a part time job or give tution near your neighbourhood. Where you work is not important. Dun feel ashame if you have to work at Macdonalds'. It's not a disgracing job! Dun let ppl decide for you or tell you what to do. You have to learn what to do and how to deal with situations. You are still young. It's good to go out and get some working experience.
Try to talk to your mum on your problems and try to open up with her. She's all you got and dun disappoint her. Dun let the divorce issue affect your relationship with your father. No matter what, he's still your father. Without him, you won't come into this world!
Try to think it in a positive way and when you graduate, repay her for what she has done for you! Now, concentrate on your studies and dun fail her. She will be happy as she will find all the sufferings that she had is worth it! -
Originally posted by applesweetgirl:urm. i'm already working...
i just got suspended from work (for one month) because i didn't go to work on one day...oopsy!
so it's one month later bah! meanwhile, let me just concentrate on school reopening first. so many new things to learn! ^^ wow! you really are a good girl and a blessing to your mom! your father should be punctual in giving you allowance and if he doesn't, he's at fault and you don't need to feel ashamed about reminding him. as for part time jobs, i hope you get more tuition assignments, but be consistant in your own school work. your exams may clash with your students' and that's why you can't afford to leave your own revision to last minute 
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For work, modelling dun really pay much 50-80 bucks per job nt everyday can work also.
Tution is more regular, have a friend even though she now has a full time job, she still manages to tutor 3 kids, quite good $$, at least few hundred dollars extra per mth ony thing must plan your time carefully. Can ask tution agency.
If you really hard up for the cash, few things ard your neighbourhood that you can do. Delivering papers early in the morning between 5-7am cover a few sections within your HDB estate can net you slightly more than 200 bucks a mth. Anyway you got to wake up to go to school mah, somemore exercise help you to lose weight stay beautiful mah .. instead of spending $$$ to buy SLIMTRIM like those rich gers in this forum.
Your parents problem dun try to think so much, let them settle.
mmm ... for savings try to save every month even though you get very little, try to set aside 10%. Shud be able to do it. Dun go out so often, dun buy so many girly jap magazines lor.
oh forgot u can hse clean for neighbours also, I'm sure they rather trust you than to trust some stranger, mebbe got free makan somemore? Going rate is $40 per 4hr session, ironing, cleaning etc etc etc .... 1 sat can do 2 houses.
so if you follow my plan 4 sats for hse cleaning nets you $320/mth
deliver newspaper 30days per mth abt $200/mth
mebbe tutor 1-2 kids another $300/mth
den plus your $95 allowance
total $915 if my math is correct, wah u so rich ger ley ...