Personal problem, financially and mentally..
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I'm currently a NSF. Before I went in NS, I was working part-time. My family financial status is not very good. Only dad able to work. Mum not able cos sometimes she see thing blur. monthly income is less than $1200. So before NS, I work part-time but the pay I need to give my parents for family uses. THen I can only secretly take about 18% of the pay for my own expenses such as mobile bills and food and sometimes need to buy things. I have a gf but then now we are starting to save also. At times I had to borrow money and sell my things oso.
Now I'm in NS. The pay decrease alot. And now I can only take about 15% of the pay which is too little for me. I had to support family also. I am beginning to owe mobile bills already. I am planning to see what I can sell also. However, its really very hard for me to think of more solutions. I am cutting down on expenses also. Even now me and my girlfriend sometimes go dutch too. I tried to apply for financial assistance from SAF but its not easy due to the fact that my supervisor is always busy.
I'm trying to find a job that I can do at home such as data entry but its hard to find such a job.
I told my parents about this situtation but it seems that there's nothing much they can do too.
I'm really at a loss.
Please help. -
Bad Advice
- be male stripper (pays well if u've a good bod)
- be toy boy
- go changi
Moderate Advice
- do wkend waitering?
- do wkend promoter jobs (at least $100 per wk)
- "Even now me and my girlfriend sometimes go dutch too". sometimes only?? make it all the time man. girls can pay for their own share.
- start going to your friendly neighbourhood Today/Streats paper stand to get free copies. accumulate them and sell to garang kuni. A few dollars can eat few meals already.
Good Advice
- none
hmm any junk also sell lo. clothes, cds, old toys, stack of mags/newspaper sitting at home, blah blah blah.
will add more after i oil my brain. -
sign on
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sign on as anything
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Everybody has to do NS, if you are already in BMT you can approach you OO orientation officer, or your own OC and tell your problem.
If yours is genuine case of financial hardship they may post you out to less busier vocations that allows you to book out every day. But you still have to finish your NS.
Or you can take what some of my buddies did, some of them had very bad financial problems, so they signed on. -
terminate ur handphone line. Save on the monthly subscription.
I only have a handphone after I started working fulltime. -
Request for an interview with your superior. Tell him ur problem so that it will be recorded in ur interview booklet. When it is recorded, ur superior has to act on it.
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Actually, signing on is a very big challenge, unless u like the environment.
Yes : it can solve yr problem, but thinking that u will be tied to the bond, and if you are bonded, try not to do anything stupid to get yourself into trouble, (Extras, Confinements, blah blah blah), which will affect your Road of Advancement. Generally, you will be full-time with the organisation, really "full-time" not the 8-5 type if u suay enuf to get into combat units, quite jia lat.
No: Cutting down on spending like go cheong, KTV, branded kopi session, middle class resturants visits. OR open up other resources of tapping income, there are other opportunities available out there, like giving tuition, giving out flyers, part-time car sales, part-time property agents or MLM.
Also, have you tried calling the SAF hotline, maybe they can help your problem.
Best Regards.
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i know....
Smuggle some M-16s, flares and flare guns, M1A4s and several more guns and sell to terrorist for a tidy som of money.think u have to do so in the malaysia jungles -
It's not a very big challenge lah .. you get to sleep free, eat free and in the SAF they have a book like a manual on everything from marching to field training & as my encik used to say: "as long as you follow the instructions inside it you cannot go wrong"Originally posted by sLeEpWaLkErInG:Actually, signing on is a very big challenge, unless u like the environment.
Yes : it can solve yr problem, but thinking that u will be tied to the bond, and if you are bonded, try not to do anything stupid to get yourself into trouble, (Extras, Confinements, blah blah blah), which will affect your Road of Advancement. Generally, you will be full-time with the organisation, really "full-time" not the 8-5 type if u suay enuf to get into combat units, quite jia lat.
No: Cutting down on spending like go cheong, KTV, branded kopi session, middle class resturants visits. OR open up other resources of tapping income, there are other opportunities available out there, like giving tuition, giving out flyers, part-time car sales, part-time property agents or MLM.
Also, have you tried calling the SAF hotline, maybe they can help your problem.
Best Regards.
A lot of my buddies came from poor backgrounds, families didn't have money so bo pian they signed on to support their families as well as to save for overseas studies later on.
The only thing I think should be concerned abt is the vocation, dun go for combat, try to go become Aircraft technician, navy tech or something. The skills and free training picked up in the airforce/navy applicable to outside world. Also if SAF setup another airbase or training facility they will send all the support personnel there also. I read sometime back that Senior Aircraft Technician working for SAT or SIA can earn quite good living.
Had a friend who followed her hubby overseas training when SAF bought new combat platforms. She told us all accomodation & food fully paid for plus got overseas allowance also. Only thing family members not allowed to do was work, so she went for her masters degree ... even that they fully paid.
she really enjoyed herself.
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Telling your superior is the way to go, if the situation is really bad enough, you could apply for financial grant. And most superior will allow the soldier to work part-time at night, provided the vocation you are transferred to allows the time and space to do that.
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Originally posted by ceecookie:i know....
Smuggle some M-16s, flares and flare guns, M1A4s and several more guns and sell to terrorist for a tidy som of money.think u have to do so in the malaysia jungles
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But work part-time I tot is illegal?
I checked with my Lieutenant and he says that it will take some trouble cos my parents might need to be interviewed.
I have already done my best to cut down my expenses. Even internet downgrade from broadband to dial-up.
Now trying to see how I can pay up my bills that I owe.. -
There is a catchy phrase "You can do anything, but dun get caught"
Does it sounds familar? -
Talk to your officers about it.Originally posted by kitoshizc:But work part-time I tot is illegal?
I checked with my Lieutenant and he says that it will take some trouble cos my parents might need to be interviewed.
I have already done my best to cut down my expenses. Even internet downgrade from broadband to dial-up.
Now trying to see how I can pay up my bills that I owe.. -
Ah....I see your predicatment now, I see why you need to stay out. Right now, get your parents interviewed, it is troublesome but atleast if successful, it will get you stay out.Originally posted by kitoshizc:But work part-time I tot is illegal?
I checked with my Lieutenant and he says that it will take some trouble cos my parents might need to be interviewed.
I have already done my best to cut down my expenses. Even internet downgrade from broadband to dial-up.
Now trying to see how I can pay up my bills that I owe..
Do some financial planning, see how much you are earning/spending per month. Then do some trimming, some things don't need want just cancel it, or HP can use pre-paid card, etc, etc.
Bottom line is, you have to do NS, so just tight your belt over this period first. -
jus sold my sound card for $25.. one thing gone..
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I kinda of understand your situation as i was once like you.
My advice is to talk to your gf about your situation and pressure you are facing.Maybe the 2 of you can work something out like planning dates that are less costly.Invite her to your house for meals.Try to have all your meals at home.Go dating after you had your lunch and be back home for dinner.If you want to spend more time with her,you can have a late dinner.
Movies - change to renting vcds and watched at either your or your gf house
Special occasions gifts (anniversary,birthday etc) - make your own present,learn how to make nice gifts
Hp bills - change a new plan,use home telephone to make calls,buy a telephone card
Dressing - buy clothings from auction and flea markets ( Trust me,they do have cheap and nice,cool stuffs)
Bring your own water bottle.You be surprise how much you can save on drinks!
That's all so far i can think of.Be discipline to change your spending.
All the best!
http://sgforums.com/?action=forum_display&forum_id=1830 -
Go and get SAF assistance, dun be worried about the hassle.
Yur PC/OC is suppose to help u and take care of u during NS.
chang2 tong4 bu4 ru2 duan3 tong4 -
The best (and most logical idea) would be to approach your superiors. Obviously they can't give out instant cash, but if it's a genuine financial hardship case, I'm sure they will be able to help.
Once during combat medic course a friend of mine related to me the story of his friend who was having serious financial problems. He approached the CO for help.
The CO somehow pulled strings, and..... poof! The guy got promoted to corporal. Normally it takes a year before an A Level/Diploma enlistee can become a corporal.
It's just a slight increase in pay, but every little bit helps.
Not saying this will happen to you, though.... just saying that approaching your superiors would be the best solution. -
I wan downgrade my mobile plans but the telecom company says I must clear my outstanding first..
