There are some options available:
1. Talk to your finanical planner to find out he can help you cope with your situation.
2. Get a downgraded flat, sell your car. Cut down on extravegant expenses like restuarant makan, KTV.
3. Get a part-time - freelance type of jobs, i.e. tuition, maybe web-design if you know, property, or MLM (you can look for me

)
4. Take a loan from your parents/siblings to help you tide over for a while if they can help.
Juz my 2 cents.
