giving $ to parents
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Seriously, DO NOT give them money as and when they request for it. Just tell them that you will give them $200 each everytime u get your monthly pay. This will limit the amount of money you give them to $400 a month.
I am not against giving money to parents becos personally, I feel that it is just right for us to give money to our parents. After all, they have spent a lot to bring us up. But your parents' attitude is abit weird. I suggest you talk to them and try to make them understand that you can only give them money once a month.
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if yr parents are working
i think it's okie to give them a fixed amount each mth.
unless they have retired. Than, you have to give them more.
I give my mum a few hundred each month but she saved it up for me. Both parents working so they dun need my money to pay for bills each mth. -
Nowadays, youngsters are like hamburger. That is applied to me too.
After 7% GST, more innocent poors will be suffered.
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I think you should provide for them in whatever way u can, while you still can..
When I was a kid and had heart problems, my parents pawned their engagement rings in order to get the money for me to see the doctor..
My parents practiced thriftness here and there so that they can give me pocket money to have a meal in the canteen in school.
I will buy the world for them if I can.
Money is secondary. What we 'owe' our parents, we can never ever repay them. What we can do is probably to make sure they live comfortably for the later parts of their life. -
I feel for you I really do.. In any case, your parents are at fault.. Seriously, the role of the parents naturally is to care for their children and try their best to give the best for their children. Not say, you are working full time leh.. Really, if your full time, then I guess you have to provide them.. And I really feel for you for not having a life. I can never live like that.. I guess you have to talk to your parents.. Or your useless sister..
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Try to put aside some monies for them every month, helping them to lessen their burden.
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i agree...we have to do our part as children...but we also need to live a life as well..raise a family, pay the bills, etc etc...its a tough balancing act.
i wud say just try ur best in terms of giving them money, while making sure u have a decent standard of living urself..u dun have to account to anyone, as long as u noe its the best u can provide, u have alreay done ur part, n i tink ur parents have to be satisfied.
But if ur expenditure is mainly for 'zenging' the car, clubbing, betting, etc...and then saying that u dun have enuff to give to your parents...den my advice would be to take cover when it rains.. there's a chinese saying: "heaven got eyes to see". -
Moving out is not an option now. More strain on yr finances.Originally posted by pSycHoSmarT:move out
Good idea to lie about your salary.
Tell them low pay, no money.
Be thick skin.
But when you really earn big money, give yr parents a fixed sum every month. Must repay them no matter what.
Be firm and whenever anyone asks for a loan, say "no money". If you choose to lend, you must consider it gone.
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Sit in front of them and eat gardenia bread and look sad, really really sad.
then purposely drop the bread and scamper to grasp it with your both hands and stuff it in your mouth while looking pitifully at them.
Will work best if you can weep on demand when stuffing the bread in your mouth or scampering around.
To facilitate, try not to eat anything for a week before attempting this.
Guarantee success. -
think of earning more cash. if you are a grad, use your knowledge. think, what can you do to earn extra cash on top of your current job. to succeed, you must plan, aim and then work smart. but please dont do anything illegal or immoral.
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how much u earn now?
I suggest u give them on monthly basis.
For me if i earn 2800(have not cut CPF) i will give them 800 monthly, OCBC bank loan still pay myself -
unfortunately not every parents like urs...Originally posted by browniebaobao:like that v siong leh..
i give my mum allowance once every mth, and she nv ask for more.. i give her more allowance than wat my elder sis give, and both of us are paying for all the home bills.
until month end sometimes she will ask whether i have money to spend. My mum is very thrifty.. she is still giving brother allowance.
talk to ur parents la, give them a fixed amount every mth. -
OT slightly, For those of you whose parents are still working after you graduate, be bloody grateful.
It doesn't mean if your folks are in middle management and above, you can jolly well stroll along. Pay for the study loan by yourself and gain some independence. -
yea support urself..
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Pm eric cartman and get ideas on how to kill your parents.
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Originally posted by Xephone_xenon:Pm eric cartman and get ideas on how to kill your parents.
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i dont suggest to lie,
as mother father only 1..
when thy pass away u dont have the chance to give thm more money to spend...
pls dont talk c0ck burn thm money.. -
sometimes things are hard but it moulds us to be stronger.
ignore ur sister and dun disclose ur actual salary. I realised this the hard way too cos my mum is like treating me as money tree. she doesn't care i have study loans to pay one and the ones who used her money to study is not putting effort to return her the money.my mum owed ppl lotsa 4D money when i was young..my dad buay song just quit job and he just stopped working when i was in JC. i started to be independent during JC time with no allowance. worst, everyday go home must see my father's black face and hear my mum's grumbling. SONG BOH! -
this is v true..Originally posted by kiss_my (_i_):i dont suggest to lie,
as mother father only 1..
when thy pass away u dont have the chance to give thm more money to spend...
pls dont talk c0ck burn thm money..
my dad din live to enjoy getting monthly allowance from me... i was still schooling when he passed away..
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I think I am lucky that my father doesn't ask me for money ...yet and my mom just accepts any amount. But then again dad has not retired.Originally posted by risou:besides utilities bill, still got what?
phone?
s&c?
...anything else?
did some rough calculation... if i pay all the bills... then monthly it'll be like:
$550+ (all bills + GIRO loan deductions)
$200-400? (give parents)
assuming i'll be getting at least 1.3k nett soon (at least 1.6k gross)... im left with 350(!!)-550 /mth
Don't let them know your salary.
Give a fixed amount.
If they grumble, take out your bills and grumble at your bills.
Tell them that when you get a better paying job , you will give them more.
And don't fall for the "when I was your age, I survived on 5 cents roti prata" - my dad used to tell me that - when he got his heart attack, I told him " ya it was because of your 5 cent roti prata". -
Firstly you need to sit down and write down your current financial situation. Write down your income, and expenditure. Look at where you can cut expenses. Remove the non-essential spending.
Once you have done that, tell your parents about your real financial situation and the family's. Find out if the family is over-spending unnecessarily. Discuss with them if it is possible to reduce your contribution. Seek their understanding. Reducing $10 each will probably help quite a bit already. -
my non-essential spending has been 0 for quite some time. Nv change pc for 6 yrs, hp for 4 yrs, etc etc.Originally posted by sillyme:Firstly you need to sit down and write down your current financial situation. Write down your income, and expenditure. Look at where you can cut expenses. Remove the non-essential spending.
Once you have done that, tell your parents about your real financial situation and the family's. Find out if the family is over-spending unnecessarily. Discuss with them if it is possible to reduce your contribution. Seek their understanding. Reducing $10 each will probably help quite a bit already.
i will start giving them a fixed amount monthly and pay for all bills except utilities. Should i continue working at my current temp job (new 3mth contract) for 1.6-1.8k? 1.6 sounds like v. low lor, deg holder, grad last yr. But then if dun continue, will be some more 0 income days until i find another job. If they somehow decide to offer 1.8
... still ok i think, with chance to convert to perm after the 3mths. sian. -
Maybe you can look for another job but keep on working at your current one. Meanwhile, do learn as much as you can at your current job.Originally posted by risou:my non-essential spending has been 0 for quite some time. Nv change pc for 6 yrs, hp for 4 yrs, etc etc.
i will start giving them a fixed amount monthly and pay for all bills except utilities. Should i continue working at my current temp job (new 3mth contract) for 1.6-1.8k? 1.6 sounds like v. low lor, deg holder, grad last yr. But then if dun continue, will be some more 0 income days until i find another job. If they somehow decide to offer 1.8 ... still ok i think, with chance to convert to perm after the 3mths. sian. -
Yup.....cont at ur current job 1st till u found a better job considering u cant stop working atm.....
u can also see wat gonna happened if u get to convert to perm(salary usually inc). -
what to do if parents have no savings at all... and cpf also quite little? (used quite abit to move house 3yrs ago)
short term... bills... etc... still ok...
long term...
