Insurance Premium Increment
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Renewals of insurance for fairing bikes went up again .Below is the price range for different range of bikes. (price varies. Depending on shops but this will be the range for the prices.)
Nsr150SP- about $1030
Rvf400 - about $1300
Big bike (big cc) - at least $2000
To hell with those insurance companies who push up prices and to those errant motorshops and riders who claim and claim. Now we innocent ones suffer!! -
I have notice also. last monday i went to first motor, i ask for a Krr 150 insurance Premium.She quote me $1850 for it
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huh!?!?
so terror meh!!!
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I went down with my friend,we heard it together one.$1850 for comprehesive first parties for ntuc
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think its 1050, not 1850.
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ya loh
1850 abit too terror liao...
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$1850 ... might as well buy car or big bikes
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Well i went down and ask liao The person say is 1850 for KRR
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yur tio chop chop chop ah...
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Donno but add up together i have 133 point which cost 1850 as well get car liao
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this apply to sports bike only izzit?
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I think so lor but very X le
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nvm.... anyway u r not buyin yet.Originally posted by soundless:I think so lor but very X le -
think so ex becos of the extra loading lah!
the loading maks alot of diff -
Yep, the loading fee is very very very ex. a few hundred i think.
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Whats loading fees?
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today just now went to check insurance.
my 2nd party costs 267.
becoz i got 2 yrs exp, 21 yr old. total got 74 points.
if you say you got 133 points and mah motor charge u 1.8k, i tell u, u kena chop jialat jialat.
coz i checked against the points/premium table, 133 points should be 1.5k.
the most expensive premium cost 10k a year, but i think that is for those 18+ just get license driving a turbo charged lan evo 7
even rx7 insurance oso not so expensive hahahha (rx7 only 650cc hahaha)
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in any case
even if it is new bike, fight for 2nd party/3rd party F &T..
friend manage to somehow psycho the boss of heng motors..
bought a KRR 6050 on the rd
wif 2nd party insurance costing 900plus,if 1st party it b 1.8k, he new rider -
Relax lah! Only upon new cases if i'm not wrong... If cannot tahan than one shot pay all the installment lor... Like that can buy 3th party liao mah...
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wah lau u say until so easy.
1 shot payment.... -
the insurance indeed increased.. and its for all bikes.. but then the sports bike (full fairings) cateory is increased much more than the other cateories..
*** Advise: If you cant afford to pay the insurance for sports bike.. Get a skipper or RXZ..
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You may be fast, faster than wind, sound or even faster than light..
But you can never catch Time.. -
$1000 for SP???u gotta be joking la...
when i 1st bought...only $350 leh...2nd year i paid $500...now u telling mi $1000???hmmm...if really like that...when time to renew insurance...i think i goin to sell my bike liao...Originally posted by Yw:Renewals of insurance for fairing bikes went up again .Below is the price range for different range of bikes. (price varies. Depending on shops but this will be the range for the prices.)
Nsr150SP- about $1030
Rvf400 - about $1300
Big bike (big cc) - at least $2000
To hell with those insurance companies who push up prices and to those errant motorshops and riders who claim and claim. Now we innocent ones suffer!! -
1 shot payment better lor...no need to worry abt installments...n no need to pay the blood sucking interest...i paid 1 shot lor...i think it's better in my opinionOriginally posted by nismoS132:wah lau u say until so easy.
1 shot payment.... -
not everyone can pay 1 shot one loh.Originally posted by sunnyday:1 shot payment better lor...no need to worry abt installments...n no need to pay the blood sucking interest...i paid 1 shot lor...i think it's better in my opinion
u think i dun wan 1 shot clear oso meh?
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dun believe you go down see loh.Originally posted by sunnyday:$1000 for SP???u gotta be joking la...
when i 1st bought...only $350 leh...2nd year i paid $500...now u telling mi $1000???hmmm...if really like that...when time to renew insurance...i think i goin to sell my bike liao...
when they calculate your insurance premium, they assign you points for every detail.
the higher the points, the higher the premium.
this are how points are assigned.
types of insurance
1st party --> 61
TPFT (3rd party, fire and theft) --> 36
3rd party --> 25
age of insurer
below 21 --> 20
21-25 -> 16
26-27 -> 10
28-30 -> 4
30+ and own car --> 0
driving experience
0-1yr --> 8
1-2yr --> 4
over 2yrs --> 0
claims experience
<5k --> 0
5k-10k --> 5
10k - 15k --> 10
15k-20k --> 15
20k+ --> *special*
this are the ones i have on paper.
now these are the ones i remembered.
vehicle model
aprilia --> 22
daewoo --> 18
ducati --> ??
kawasaki --> ??
honda/yamaha/suzuki/cagiva/others --> 10
vehicle CC
100-299cc --> 8
my points were 74, my premium costs $267.
if soundless says his points are 133, at ntuc, his premium would be $1580 for 1 year.
TPFT(36) + above 21 yr(16) + 1-2yr driving experience (4) + vehicle model [honda(10)] + engine cc [250(
] = 74.
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[This message has been edited by nismoS132 (edited 21 March 2002).]