Purchasing Terms ...

• MomoTea

  23 Apr 02, 02:41

  hi all,
  
  sorry to bother all of you but i've a question dat i wish to know from you all. Does anyone know which shop can i buy sp (2nd hand)but with the lowest downpayment and lowest monthly instalment? coz mi scare go ns not enough money pay =) and also to ask that does the downpayment includes everything like insurance, road tax and etc ... tks
• gUms

  23 Apr 02, 02:58

  if say u putting down 1.5k all included inside ur road tax n blah blah all included , n for a shop selling sp i think most shops selling sp , eh about which shop to go ask a few of ur biker frends about de shop they purchase their bike ask them whether good or not if good ask them bring u go there .
• Magiskter

  23 Apr 02, 04:00

  Originally posted by MomoTea:

  hi all,
  
  sorry to bother all of you but i've a question dat i wish to know from you all. Does anyone know which shop can i buy sp (2nd hand)but with the lowest downpayment and lowest monthly instalment? coz mi scare go ns not enough money pay =) and also to ask that does the downpayment includes everything like insurance, road tax and etc ... tks

  I don't think its realistic to believe that one can pay a low initial downpayment & still pay a low monthly installment.
  
  Imagine a bike @ S$8k. Usual minimum DP would be abt 20% (ie $1600) w/interest @ abt 4%. Take that u choose to take 4yrs to repay the loan sum @ $6400, interest sum would stand @ $256 x 4yrs = $1024. Total sum @ $7424. Mthly installment @ $154 x 48mths.
  
  Would $154 be considered too much or ok? Hopefully its manageable for u. Gotta be realistic. :-)
  
  As for items like insurance, rd tax etc. if the price of the bike is a OTR(On-the-Road) quote, all charges that's needed to get the bike on the road should hv been included in the selling price. Jus make sure what u've been quoted is indeed OTR. Cheers!
  
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  Just me, Magiskter.
  
  "Whether your capacity matters is subjective. Your skill on the other hand, definitive."
• nismoS132

  23 Apr 02, 04:58

  if there were such a shop. the other shops all no need make money liao
  
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  press for NOS
  --->> O <<---
• MomoTea

  25 Apr 02, 01:08

  Originally posted by nismoS132:

  if there were such a shop. the other shops all no need make money liao
  
  

  sorry me jus wondering and ask around lor ... coz must save money in advanced ma~ will try to find ard see wats the best offer .. at that time den ask u all .. =)