Originally posted by shah_1708:
wau lau mine FQ bought for 4500..damn i tot its cheap. wats the difference btwn FQ and FR/S/T?? Mine i bought still in good condition.
btw what is the difference btwn 1st and 2nd party insurances?? im using 1st party liao quite ex..Wanna change.
Hi Shah, ur FQ petrol tank phantom label issit in sticker form or 3D metal form?
If is sticker form, that means ur bike MAY be more powerful than the metal one.. cos these r the old batch of phantom which doesnt got powercut, this i heard from many frens... i tink top can reach more than 160, mine is FS top onli 150-160...

u r rite, 1st party is indeed more expensive, but if u realli wanna budget on insurance, i suggest u can downgrade to either 2nd or 3rd party, cos its definitely cheaper, onli ard 250-400 (depending on condition) but one word of warning, once ur insurance is downgraded, u cannot upgrade it anymore, that means once u change to 2nd party, u cannot change to 1st party when u sell ur bike off... hahah for me, i choose the most cheapest one, KNN the bike shop do for me, never even tell me its 3rd party! although now i abit regret, but nvm lar, jus be SAFE ALWAYS can oredi...
guys, if i wrong about insurance thing, pls correct me, pls
cheers

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