Originally posted by shan_cai:
Mi no credit card leh...
*poor mi*
Mi onli got POSB debit card... But now mostly use NETS coz got NETS rewards... Haha~
U wan credit card ah? Can...I give u one.........all my canceled & expired cards
Always use NETS first....got money pay up front....if not money use CC....then next pay day cleared the CC bill w/o delay....thats the way to survive......I see how all my fds wif cc sink bcoz use cc first...then the cash in bank later spend bcoz nv keep track of how much u have signed to date....then bill come no money to pay....only pay interest.......then sign somemore........DIE !!
Two of my fd going to declare bankrupt....one was saved when one bank agreed to let him pay $800/- monthly for 12 years......and took all his credit card and cut in front of him....CC can ruin ur whole life if dun stick to my advise....
unless ur father see beh rich lah....