Third Party Claim
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Want to know whether I can claim FULL AMOUNT in such accident.
Was stationary at a red traffic light. Suddenly, a bike squeeze through and hit my left mirror and was damage. Can I claim full amount or partial? -
was at a jammed carpark moving out, then this idiotic bike try to squeeze pass me and hit my right mirror!Originally posted by sgboy:Want to know whether I can claim FULL AMOUNT in such accident.
Was stationary at a red traffic light. Suddenly, a bike squeeze through and hit my left mirror and was damage. Can I claim full amount or partial?
nnb!!! that cb kia just look down at me for a while and goes off. didnt even say sorry or wave a sorry wave to me. knn...
lucky no damage. or else i take out my metal baseball bat and teach him some manners. -
my case also about the same... he looked back.. and i pointed at him and ask him to stop at the side.. he almost rode away.. i horn at him then he stop..
then when stop give reasons that he did knock the mirror and the damage is not done by him... stop malay guy... then still refuse to give his particulars... later when i say want to call the police, then he get down his bike and gave me... -
Have you exchange particulars? If so, your chances for full claim are goodOriginally posted by sgboy:Want to know whether I can claim FULL AMOUNT in such accident.
Was stationary at a red traffic light. Suddenly, a bike squeeze through and hit my left mirror and was damage. Can I claim full amount or partial?
I was rear-ended before by bikes following too close. Claimed full amount + loss of use sucessfully.
Though the amount small, but process can still quite take a while.
If you have his contact number, you might wanna try settle out of insurance, faster.
Good luck
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Now, i didn't go through my insurance company. I contact directly the claim department of the third-party insurance company. BUt he have yet to make a report even after 72 hours so have to wait for he to make...
But i just afraid that I cannot get the full cost of repair back because IDAC assessor recommend only to replace the housing of the mirror. But a check with my distributor and workshops shows that they do not have service parts. only have to change the whole mirror. That's why this case scare cannot claim back the full cost..Originally posted by Joe_Legal:Have you exchange particulars? If so, your chances for full claim are good
I was rear-ended before by bikes following too close. Claimed full amount + loss of use sucessfully.
Though the amount small, but process can still quite take a while.
If you have his contact number, you might wanna try settle out of insurance, faster.
Good luck -
If you contact the 3rd party insurance direct, it may take longer because it's in their interest to sit on it, which can be justified even better when the biker don't report.Originally posted by sgboy:Now, i didn't go through my insurance company. I contact directly the claim department of the third-party insurance company. BUt he have yet to make a report even after 72 hours so have to wait for he to make...
But i just afraid that I cannot get the full cost of repair back because IDAC assessor recommend only to replace the housing of the mirror. But a check with my distributor and workshops shows that they do not have service parts. only have to change the whole mirror. That's why this case scare cannot claim back the full cost..
Some Insurance companies give face only to workshop because they have lawyers working for them. So no point risking legal fees over delaying small few hundred dollar repairs.
In my case, the biker took weeks to make a report. But that's ok, coz the workshop only took 1 - 2 days to make the small repairs. I just collect the car with no upfront payment and let the workshop take all the time they want handle all the 3rd party claims. Took a few months in the end.
Maybe your scheme different from mine, coz I dun have worry where to find parts when claiming 3rd party; the workshop will settle all necessary to make a proper repair and charge all costs to the other guy. But again, I didn't have to deal with IDAC.
Good luck! -
Good news to my claim... The third party insurer called me and said that the third party have made a report. Based on his report and my report, the conclusion is that the third-party is 100% liable.. Thus, I get full repair cost plus the loss of use...
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Good for you! Damn, wish the fella and his insurance company in my case's that responsibleOriginally posted by sgboy:Good news to my claim... The third party insurer called me and said that the third party have made a report. Based on his report and my report, the conclusion is that the third-party is 100% liable.. Thus, I get full repair cost plus the loss of use...