for those driving Celica, Integra, MRS, WRX, etc etc...

• rumie

  1 Jan 05, 12:04

  how the hell do you afford those??!?!!
  
  i mean, every month, how much do you spend on it? installment and petrol... what is the proportion of it to your take home salary?
  
  btw, rich kid who get thier cars from rich parents, pls dont bother to post here... thanks.
• digicharat

  1 Jan 05, 12:22

  yeah.... how much must you earn to get those car?
  those with high paid salary like 5 6 7k per month ones also dun need to post. i dun think everyone can earn that much. and those drving those car also comfirm not all earning that much.
  
  how much min. must u earn? and do they usually take 10yrs loan too?
• hershey's

  1 Jan 05, 12:45

  800+ on installments.. 300+ on fuel
  this is for an integra
  
  i think u would probably need to take home min 3.5k and still be able to lead a comfortable life. savings is a whole new thing altogether.
• ak0

  1 Jan 05, 13:07

  dun think is how much they earn and rather is how much their father loves them....
• digicharat

  1 Jan 05, 13:14

  Originally posted by hershey's:

  800+ on installments.. 300+ on fuel
  this is for an integra
  
  i think u would probably need to take home min 3.5k and still be able to lead a comfortable life. savings is a whole new thing altogether.

  this that a 10yrs loan?
• soulness

  1 Jan 05, 13:23

  Originally posted by hershey's:

  800+ on installments.. 300+ on fuel
  this is for an integra
  
  i think u would probably need to take home min 3.5k and still be able to lead a comfortable life. savings is a whole new thing altogether.

  i take home that amount of salary
  but i dont see myself driving integra coz i dont think i can afford it
• Goondu74

  1 Jan 05, 13:25

  Now the celica, integra and WRX (not STI) all below 100k, installments stretched to 10 years. Even with 0% downpayment, month repayment only abt 900++, petrol another 300. Anybody earning 2.5k a month without much committments can afford. I have friends that dun need to pay allowance to parents, not married, no children, stay with parents, taken home pay spend only on themselves, of course can afford lah.
• hershey's

  1 Jan 05, 15:18

  no its a 7 year loan. i downpaid quite abit because i didn't think it was worthwhile paying so much for the added interest. even having said that, i still think the total interest paid on the 7-yr loan still amounts to quite a bit.
  
  

  Originally posted by soulness:

  i take home that amount of salary
  but i dont see myself driving integra coz i dont think i can afford it

  i agree with u, then again it all comes down to each and everyone's commitments and personal wants/needs. if you are single or married, have kids, housing/renovation loans to service, give parents a huge amt of $ each mth etc etc. I probably went through my sums 101 times just to make sure I could afford it after paying everything and at the same time making sure that i would still be able to save mthly for that rainy day. (throwing away $15-20k per year is no joke)
  
  I have seen people who earn under 2k who drive cars. It might not be the right move from a financial point of view but f they are willing to scrimp and save on other things in life just to get their urge satisifed, who's to say they are wrong?
  
  i think a good general rule of thumb is that car installments + misc should not amount to more than 25% (or 30% for some) of your take home pay, but like i said it will depend on the individual's commitments.
  
  At the end of the day, do your sums and if you think you can afford it and you are willing to forgo this amt of sum at the expense of other things, then go do it.
• IntegraType-R

  1 Jan 05, 15:52

  Originally posted by hershey's:

  800+ on installments.. 300+ on fuel
  this is for an integra
  
  i think u would probably need to take home min 3.5k and still be able to lead a comfortable life. savings is a whole new thing altogether.

  300+ on fuel oni ah? urs is a Type-S isit?
  
• hershey's

  1 Jan 05, 15:55

  Originally posted by IntegraType-R:

  300+ on fuel oni ah? urs is a Type-S isit?
  

  yup, don't think i can afford a DC5R
• IntegraType-R

  1 Jan 05, 15:59

  cool....mine the fuel consumption is more than 300+.....
  somemore my i-vtec drink Vpower 1....hav to take care of my baby u noe
  anyway its a great purchase from parrellel import
• TwinTurbo_Supra

  1 Jan 05, 16:31

  its tt hard to afford dem meh?
  
  i mean dey cost below 100k wad...
• houndy

  1 Jan 05, 16:38

  Originally posted by TwinTurbo_Supra:

  its tt hard to afford dem meh?
  
  i mean dey cost below 100k wad...

  ... but what about maintanence every mth???? .. human beings must eat too...
• rumie

  1 Jan 05, 16:41

  Originally posted by TwinTurbo_Supra:

  its tt hard to afford dem meh?
  
  i mean dey cost below 100k wad...

  ... monthly will be about $900, plus petrol of $300, plus parking of $65+$35 (season and parking outside)... really assume the least liao, grand total = $1300.
  
  let's have a safe figure of $1500 a month.
  
  road tax will be.... $600+, right? insurance will be $3000 (assume for a 26 years old)... talking about type S here only...
  
  imagine paying a cool $5000+++ at the end of the year in one shot.
  
  havent consider maintenance of about, what, 3months once? another $200-300 per quater... total $1000+ per year...
  
  easy to afford, i guess. but afford liao, eat grass and drink plain water. no go out for entertainment. drive car only to show only...
  
  but then again, i still want leh~
• TwinTurbo_Supra

  1 Jan 05, 16:43

  Originally posted by rumie:

  ... monthly will be about $900, plus petrol of $300, plus parking of $65+$35 (season and parking outside)... really assume the least liao, grand total = $1300.
  
  let's have a safe figure of $1500 a month.
  
  road tax will be.... $600+, right? insurance will be $3000 (assume for a 26 years old)... talking about type S here only...
  
  imagine paying a cool $5000+++ at the end of the year in one shot.
  
  havent consider maintenance of about, what, 3months once? another $200-300 per quater... total $1000+ per year...
  
  easy to afford, i guess. but afford liao, eat grass and drink plain water. no go out for entertainment. drive car only to show only...
  
  but then again, i still want leh~

  wad abt camrys and cefiros? dun dey cost arnd the same price?
  
  lets say u earn 5k a month, izit advisable to own this price range of cars?
• huoye

  1 Jan 05, 16:52

  different pple different level of commitments.
  And the dad may buy the car for the child but they share it.
  different pple haf different priorties and hobbies and car may be 1 of them
• bismarck

  1 Jan 05, 16:53

  i really take my hat off those who can afford cars here..(those mentioned in title)
  
  frankly speaking, foreigners are laughing at us for the money we are paying for our cars
• houndy

  1 Jan 05, 20:20

  Originally posted by rumie:

  ... monthly will be about $900, plus petrol of $300, plus parking of $65+$35 (season and parking outside)... really assume the least liao, grand total = $1300.
  
  let's have a safe figure of $1500 a month.
  
  road tax will be.... $600+, right? insurance will be $3000 (assume for a 26 years old)... talking about type S here only...
  
  imagine paying a cool $5000+++ at the end of the year in one shot.
  
  havent consider maintenance of about, what, 3months once? another $200-300 per quater... total $1000+ per year...
  
  easy to afford, i guess. but afford liao, eat grass and drink plain water. no go out for entertainment. drive car only to show only...
  
  but then again, i still want leh~

  My dad pays close to 1600++ on his car...excluding petrol... and it is just an MPV.. hahaa
• TwinTurbo_Supra

  1 Jan 05, 20:22

  Originally posted by houndy:

  My dad pays close to 1600++ on his car...excluding petrol... and it is just an MPV.. hahaa

  wish? or picnic?
• gasband

  1 Jan 05, 22:49

  I mean for those people who used their own money to buy, really it is up to them to do their sums, if they think they can afford it, very hard to say that they are wrong or what lah.... anyway... i got frens who earn alot and spend alot on their cars, i think for them its a way of rewarding themselves lah.... as for me... i pay $700+ for my CITY i think its alot already hahaha....
• tailslide

  2 Jan 05, 00:14

  Originally posted by IntegraType-R:

  cool....mine the fuel consumption is more than 300+.....
  somemore my i-vtec drink Vpower 1....hav to take care of my baby u noe
  anyway its a great purchase from parrellel import

  mine only 150 to 250 a month....... office 10 mins drive from home
• Ethan-

  2 Jan 05, 01:37

  Originally posted by tailslide:

  mine only 150 to 250 a month....... office 10 mins drive from home

  if i were u i take bus if its juz a 10 mins drive
• *Lord Kang*

  2 Jan 05, 01:58

  Originally posted by tailslide:

  mine only 150 to 250 a month....... office 10 mins drive from home

  150-250 for the petrol or the installment for the car??I wonder is there any ride that cost less than 200 a month for installment??
• houndy

  2 Jan 05, 10:16

  Originally posted by TwinTurbo_Supra:

  wish? or picnic?

  grand scenic... my dad never fancy japanese cars though...
• houndy

  2 Jan 05, 10:18

  Originally posted by tailslide:

  mine only 150 to 250 a month....... office 10 mins drive from home

  hehehe.. might as well take public transport.. can save alot...