Borneo Motors - OPC Vios
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Hi Guys,
Does any1 own a OPC Vios ??
Im thinking of getting one now but lack of some advice.
1. Know that BM doesnt offer any 0% down payment stuffs ??
How much do i need to pay ?? (min. amt)
One of the SE in Borneo told me i need to down 20% ?
is that true ?
2. How long do i need to wait till my new vehicle arrives ??
3. Is the insurance for OPC different from normal cars ?
pls help... thanks !! -
Originally posted by Saggice:Hi Guys,
Does any1 own a OPC Vios ??
Im thinking of getting one now but lack of some advice.
1. Know that BM doesnt offer any 0% down payment stuffs ??
How much do i need to pay ?? (min. amt)
80% of the car price
One of the SE in Borneo told me i need to down 20% ?
is that true ?
Yes.
2. How long do i need to wait till my new vehicle arrives ??
about 3 months.
3. Is the insurance for OPC different from normal cars ?
Should be same or only slightly cheaper by 5%..
pls help... thanks !! -
Thanks man...
Can the 80% loan includes the insurance ??
for ex, vios costs abt $58k now.
58k - 17k (opc rebate) = 41k .... + 2k (insurance) = 43k
20% of 43k = $8600 ... means i have to pay this amt ???
is my calculations correct ? -
Car loan = loan to buy car, not insurance! The car price is usually communicated to the bank for approval of car loans, insurance is a seperate issue.Originally posted by Saggice:Thanks man...
Can the 80% loan includes the insurance ??
for ex, vios costs abt $58k now.
58k - 17k (opc rebate) = 41k .... + 2k (insurance) = 43k
20% of 43k = $8600 ... means i have to pay this amt ???
is my calculations correct ?
Do consider carefully, it isn't worth it to squeeze youself dry for a car. There are much more involved than just the car price. -
Hi Saggice,Originally posted by Saggice:Thanks man...
Can the 80% loan includes the insurance ??
for ex, vios costs abt $58k now.
58k - 17k (opc rebate) = 41k .... + 2k (insurance) = 43k
20% of 43k = $8600 ... means i have to pay this amt ???
is my calculations correct ?
I'm looking at OPC vios also. You looking at 1.5s? How much it's $41k? I was quoted $36k+. (went down to the showroom over the weekend)
I dont think insurance is considered part of the 20% for the car loan. -
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Hi Bob...
sorry tat was juz an example.
yup i looking at Vios E deluxe ..... $54217 - 17000 = $37217.
20% will be $7443.
when u going to buy?
anybody else with us ? -
The price for 1.5E deluxe is $53776 now... No idea when going to buy... Wanna bring my wife for test drive first. I'm still looking at other cars also, but vios tops the list.Originally posted by Saggice:Hi Bob...
sorry tat was juz an example.
yup i looking at Vios E deluxe ..... $54217 - 17000 = $37217.
20% will be $7443.
when u going to buy?
anybody else with us ? -
Hey
...me buying opc vios also
but nid to get rid of my bike 1st...
opc vios now $34268
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how many years u guys planning to loan ???
heard that the interest for 10 yrs loan is going up to 3% .... is that true ??
tats hell lot. -
Planning to take the minimum loan $20k and repay the fastest period, 1 year.
Got financial backing from my mother-in-law..:-) -
think i'll put 20% downpayment
loan 7 yrs
interests below 7yrs is 2.5%
above 7 yrs is 2.7%
that's what i saw at BM webby...dunno correct or not
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Mazda 2 looks cool
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Sorie to say this..............but from the way i see it........u most likely haf not enough to maintain a car.....pls reconsider........
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1. 10% downpayment is sufficient. Which SE tried to smoke u?Originally posted by Saggice:Hi Guys,
Does any1 own a OPC Vios ??
Im thinking of getting one now but lack of some advice.
1. Know that BM doesnt offer any 0% down payment stuffs ??
How much do i need to pay ?? (min. amt)
One of the SE in Borneo told me i need to down 20% ?
is that true ?
2. How long do i need to wait till my new vehicle arrives ??
3. Is the insurance for OPC different from normal cars ?
pls help... thanks !!
2. About 1 - 3 mths. If it's manual, it might take longer.
3. I think so. Check with the SE for more details.
For more info, u can go to http://www.vogs.net. -
its one of the SE at borneo motors showroom.Originally posted by Larry:1. 10% downpayment is sufficient. Which SE tried to smoke u?
2. About 1 - 3 mths. If it's manual, it might take longer.
3. I think so. Check with the SE for more details.
For more info, u can go to http://www.vogs.net.
ppl frm www.vogs.net aso said its 20% ..... -
Only for OPC?Originally posted by Saggice:its one of the SE at borneo motors showroom.
ppl frm www.vogs.net aso said its 20% ..... -
yup OPC must 20%....
anyway its good too cos it lesser down ur burden on the interest.
since its an OPC, im thinkin of putting down mayb 30 - 40 %.
otherwise, the interest is killing ppl.
if ppl have extra cash, i wld suggest put down more downpayment...
dont let the bank earn.. -
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Didn't think much about it because it doesn't comes in Manual. Why take the fun out of driving?!!Originally posted by Zoom X2:
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Read from another forum that LTA might be shortening the timing for OPC..
it's a rumor... up to you to believe or not.... -
what u mean "shortening the time"Originally posted by b-bob:Read from another forum that LTA might be shortening the timing for OPC.. it's a rumor... up to you to believe or not.... -
I believe it could be something like from the existing 7pm to 7am, maybe from 9pm to 6am? Something like that?
But I wouldn't let that affect me. Anyway it's a rumor... If it's really true, I guess I'll convert it back to normal car then. -
9pm~6am
siao liao...where u read about the news ?
link ? -
http://motoring.asia1.com.sg/cgi-bin/motorbb/ultimatebb.cgi?ubb=get_topic;f=7;t=002405
FYI, 9pm to 6am is just an example quoted by me...