1 shot payment
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if a car is 20-25k can we 1 shot pay finish? coz its not like 50k+ whereby need dwnpayment. 20-25k still affordable to 1 shot pay finish?
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20k take loan lor , 20k for 7 yrs u count .
20000 x 7 x 3%
interest = 4200
4200+20000 =
24200/ 84 mths = $288 monthly =)
i think this will be better den 1 shot payment who knows when u suddenely need money or when u selling ur cash to buy a better car .. -
y not? cheaper than taking a loan and paying the interestOriginally posted by zichuan:if a car is 20-25k can we 1 shot pay finish? coz its not like 50k+ whereby need dwnpayment. 20-25k still affordable to 1 shot pay finish? -
You buying new car? Check with the car distributor if penalty charges imposed or not for one shot payment. Due to the fact that showrooms pocket commission for encourging customers to take up in house finance, if you pay one shot you will be surcharged some 1~4k on top of the selling price. Do consider this point. If you buying 2nd hand, by all means yes go ahead if you got enough left in your pocket for (not rainy but) Tsunami days.
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got new car costing 20 - 25k meh?
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teach u a trick...........go bargain the price and freebies first.......den after everything den say u pay 1 shot.
If after the dealer dun agree to wad he say previously den say nvm u find other dealer lor........after all for 25k most likey u only COE cars and there is plenty of COE cars available -
Y not? OPC Proton Wira/Kia Picanto/Kelisa. I was contemplating this these few weeks also thats y i tot abt it as well.Originally posted by nOrmalbOi:got new car costing 20 - 25k meh? -
1 shot payment can't get more freebies
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ehhh......if a person can afford 20k i guess he shld be earning enough to not get an OPC car.
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is the value of freebies worth more than the interest needed to be paid???Originally posted by tiongchias:1 shot payment can't get more freebies