
thanks achiverer.. my wife wants to own another segment car so i have no choice but to postpone the purchase of it(even it seems likely that next year i may have much more choice than now). moreover if i change my car now i may lose about 20k though there may not be any difference in monthly payment. plus, i'm not young anymore (i mean gonna be in my 40's that is i don't try hard to be cool

) then i have to count on all the pennies i spend.
meanwhile, i could not find any flaw on new sonata which asked me to throw away all the conception i used to have on that brand. even when i refer numerous reviews (though the review from UK is totally contradictory to that of US's) that proves the way it goes. this link gave me glimpse of mid-size sedan comparision
http://townhall-talk.edmunds.com/direct/view/.ef733f6!make=Hyundai&model=Sonata&ed_makeindex=.ef733f6PERSONALLY, i don't think "unrealized future gain/loss" is main issue to change/own car in singapore especially when we talk about OMV, rather the monthly surplus after paying all the bills go to invest.
(no offence) we simply presume that we may have better car from our next purchase but the fact is that (as humble salary man as i am) there is slim chance to downgrade/upgrade car which diminish all the benefit of high OMV.