Clean record for NCD refers to no one claimed your insurance policy (Third party claim) for 5 yearsOriginally posted by digicharat:then what is consider a clean record?
tio carpark summon, forgot to put cashcard when passing erp summon still will have clean record?
Didn't know it's 5 years, I thought it's 3 years?Originally posted by nick34:Clean record for NCD refers to no one claimed your insurance policy (Third party claim) for 5 years
After 5 years of clean record ... you will be granted 10% discount on your insurance premiums
from what i know is 5 years ... for a cfm ans ... do call up your insurance co. like what w2k 83 have mentionedOriginally posted by kmkm:Didn't know it's 5 years, I thought it's 3 years?
You must be the policy holder to start accumulating NCD.Originally posted by Ponders:for insurance in singapore... does NCD transfer if i change insurance company?
can i accumulate the total years of clean record from different companies?
if i am an authorised insured driver under a main policyholder, does that count in collecting clrean record?
NCD is transferable...Originally posted by Ponders:for insurance in singapore... does NCD transfer if i change insurance company?
can i accumulate the total years of clean record from different companies?
Confirm only the policy holder accumulates the NCD ah? Not both? That's something I've been trying to find out for some time hahaOriginally posted by nick34:You must be the policy holder to start accumulating NCD.
For example your dad is the policy holder and your name is listed in the policy as authorise driver. Your dad will accumulate the NCD but the insurance premium will depend on the youngest driver of the car .... weird ??? thats how the insurance works ...![]()