2nd hand car or kangoo
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hi guys. ok i'm new here. actually not really new just that i didn't post anything.
Ok i'm 18 only. i know i'm young but i can take out around $800 to 1k a month for my 'car or van'. my mother is taking cab, per month her cab fee total up to $700+. So i decided to drive her along so she can pay for the car instead of cab.
Ok. i seen cars or vans like 15K coe till 2011 yr. i no need the car for too long anyway going army in 3 yrs. the insurance, i will be using her name she is 41 yrs old, her licence is around more than 10 yrs, no records.
exsample. i take the cars from the sgmart from other topics link.
Ok. my question. if the car is 15k, how much do i need to pay per month installment if i $0 drive away?.
How much oil do you think per month if i'm driving. from jurong to redhill, back to jurong to orchard, back to jurong and to orchard and back to jurong per day?? Erm. can someone help me calculate for petrol, and diesel per month?
how much road tax, if the car is less than 10 yrs? and more than 10yrs. lets say kangoo. i dunno the cc. sorry.
how about car park? my car park is multi story.
how much is the insurance? if is under my mother name?
oh btw, i have my own company to register. Is g plate better or? Which plate can go malaysia? Or if want register to go malaysia is by 1 time charge or monthly charge?
YES. PLEASE ENKNOWLEDGE MI ! THANK YOU. -
bump.
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will u be happier with or without the car? so much maths to do..
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can considr this car http://www.sgcarmart.com/main/info-2fntz5on-1037.html
but ofcourse ask for steep steep discount
if you can get good price, then looking at less than 4k depreciation/yr for 1.5 yrs till 5th yr. that works out to be less than $400 a month just for the car -
eh. ermz. i dunno wat to buy. i dun fancy cars. i just wanna know which is more cost effective ?
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oh. ya. can any senior or any experience answer my question? and tell mi which is better from the way i drive and around how much per month please help mi caculate..
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bump
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hmm..since u dun need the car for long term(ard 3 yrs?), u can still buy a new car. but probably a cheaper 1. example, suzuki swift, hyundai getz, daihatsu siron, toyota vios, nissan sunny or even kia picanto. u pay mthly less then $600..after which when u go ns, ur mom can drive the car. when u come out of ns, u can get ready to change a new car again..the timing is just nice. if u need help on new cars/vans, just let me noe abt it. drop me a pm!
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somehow on the same boat as the thread starter... I wish to get a short term car but somehow can't find 1 at a good price..are those cars at sgcarmart overpriced? Hoping to find a car with <3 years coe left..but however those cars seem to have very high COE prices..
Issit smarter to get a brand new car with cheap coe?since cat b is like 14k.. -
bump. please help
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You should speak to someone from the car trade to assist you with the math.
Basically, not advisable to take a high loan for a brand new car unless you intend to drive it for some time (>5 years) as you will take quite long to break even on your loan.
Go for a new LCV (Light Commercial Vehicle) like the Kangoo if:
- you don't mind the 70km/h speed limit
- driving on the leftmost lane
- don't mind the hassle of getting a permit to legally drive in M'sia
- seldom carry more than 1 passenger
- don't want to spend too much $$ and still want to drive a brand new vehicle
- want to spend less on running costs e.g. fuel, road tax etc
PM me if you still need help
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i canot make up my mind,mayb motocycle
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Actually I think it is still cheaper to take cab unless u are going for weekend cars.
Beside the monthly installment, you still need to add in the petrol, yearly road tax, radio tax, car insurance, carpark fee at home and outside, weekly car washing, car polishing, engine/gear oil change, timing belt change (after a few years).
Can someone give this guy a better estimate? -
If you buy Kangoo, about 33k, full loan over 10yrs (don't know idf allowed for LGV), monthly will be about $360.
Annual cost
Installment $4.3k
road tax $0.5k
instrance $1.2k
thats about 6k a yr or $500 a month.
Diesel <$200/mth
Parking $90/mth
maintenance ave $50/mth.