You should speak to someone from the car trade to assist you with the math.
Basically, not advisable to take a high loan for a brand new car unless you intend to drive it for some time (>5 years) as you will take quite long to break even on your loan.
Go for a new LCV (Light Commercial Vehicle) like the Kangoo if:
- you don't mind the 70km/h speed limit
- driving on the leftmost lane
- don't mind the hassle of getting a permit to legally drive in M'sia
- seldom carry more than 1 passenger
- don't want to spend too much $$ and still want to drive a brand new vehicle
- want to spend less on running costs e.g. fuel, road tax etc
PM me if you still need help
