Based on ur pay.......... pls dun buy a car... u wun be able to afford there are plenty hidden costs.Originally posted by claymarble:Hi newbie here, juz pass my class 3A yesterday, thinking of getting a car
looking at a loan amt of 40k and at hatchbacks below 55k
interested in picanto, kelisa, or OPC/2nd hand ->vitz, march, sirion and jazz/fit
any advice?
my take home is ard 2k
& got some questions:
Considering IÂ’m a P plate & 1st time car buyer, 26, how much insurance do I need to pay?
How much cash do I need to fork out upfront?
Is the any additional charges that I should expect?
Is it possible to convert a 2nd hand car to OPC before taking the loan? (just curious)
thanks
get rio. My take home is also abt 2k and live comfortably with a rio. Furthermore, rio is now cheaper than when i bought it.Originally posted by claymarble:ok~ kinda dampens my spiritbut ya true~~
i tink i will settle for the picanto~![]()
Does the fact that they earn 2K and can afford a car bothers you? Why criticise someone else's choice of transport mode? So what if you earn much more than him, and so what if 2K is only sufficient to feed you car. Obviously you are rich in material, but you are very poor in maturity.Originally posted by Angelo09:2k only and driving a car?
pathetic.
It's probably best to go for a test drive. Do work out your finance on your affordability because you will be paying a very high premium. If you are certain that you can afford without much compromise to your current lifestyle, then probably it's no harm owning one.Originally posted by claymarble:ok~ kinda dampens my spiritbut ya true~~
i tink i will settle for the picanto~![]()
no problem if you want to advise against his idea.Originally posted by Angelo09:2k only and driving a car?
pathetic.
For your info,Originally posted by claymarble:Hi newbie here, juz pass my class 3A yesterday, thinking of getting a car
looking at a loan amt of 40k and at hatchbacks below 55k
interested in picanto, kelisa, or OPC/2nd hand ->vitz, march, sirion and jazz/fit
any advice?
my take home is ard 2k
& got some questions:
Considering IÂ’m a P plate & 1st time car buyer, 26, how much insurance do I need to pay?
How much cash do I need to fork out upfront?
Is the any additional charges that I should expect?
Is it possible to convert a 2nd hand car to OPC before taking the loan? (just curious)
thanks
Yeh, car sharing is definitely a better option. But not sure if they will accept new drivers? Any idea?Originally posted by incredible:2k+ take home ok la....can support a car for sure...but will defintely be abit tight on finanacial thereafter.
Hmmm...just a point here....sharing my experience.
When i first gotten my driving licence, i am also very tempted to buy a car. The thought of owning a set of 4 wheels is really wonderful and driving seem to gives me a hell lot of kick.
Now after awhile, That feeling has subsided..Given a choice, i rather choose to be chauffeured around rather than to be the one behind the steering wheel.
Hence, what i am doing now is, I signed up with a car sharing co. and will rent their car whenever the need arises.
Car can wait....its definitely a financial liability..give urself sometime, build up some financial muscle. Buying a car when u feel absolutely comfortable could perhaps give u more pleasure out of it next time.
Ultimately, what i am trying to say can be summarised in 1 sentence.
"Think twice before you commit"
Moron...Originally posted by Angelo09:2k only and driving a car?
pathetic.
whats wrong with driving a car with 2k take home!?!?....u lifeless %@#$%Originally posted by Angelo09:2k only and driving a car?
pathetic.
who the f**k wants to know how much u spend to feed ur car.... he is asking for opinion on buying cars...please dont get out of topic..unless u r a real retarded who dont understand englishOriginally posted by Angelo09:2k is just about enough to feed my car monthly.
haha.