I just looked thru my Insurance Certificate and i realised i am paying $120 more annually now even though I stick with the same company.
I know the premium differs from car to car, but it is funny that with the same company, i get less coverage and still pay more just because I have a different car.
I called up the insurance company and asked why.
They told me that they are just the Insurance company. But the coverage is offered by the respective dealer. So for the same plan I get different coverage from different dealer.
Funny isn't it?
My former Nissan Sunny: Premium is Mid-$600, excess is $450, and I have loss of use coverage.
My current Mitsubishi Lancer: Premium is Mid-$750, excess is $550 and NO loss of use coverage.
I am actually getting a crappier deal now.