sho i buy OPC PICANTO???
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im thinking.. still struggling to count the prices as in how much interests how much downpayment needed.. how much mthly instalments..
anyone can guide me thru???
thk u -
y u wan tis car? now to maintain a car is ex...
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OPC leh.. ok la ok la..
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If transport system super good,
why is there a need to buy car? -
opc picanto now shd be about 300 or so for instalment.. add season parking say $90 petrol $150 and your other overheads.. shd come close to 600-700 bucks a mth ard there.. correct me if im wrong.
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OPC LEH .. so expen meh???
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liddat already considered quite realistic already loh...Originally posted by vis-sky:OPC LEH .. so expen meh???
if liddat considered expen.. then u are seriously not ready to buy a car... -
u will onli know it when u own a car...Originally posted by vis-sky:OPC LEH .. so expen meh??? -
cool..
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Let me do a simple calulation for you:Originally posted by vis-sky:im thinking.. still struggling to count the prices as in how much interests how much downpayment needed.. how much mthly instalments..
anyone can guide me thru???
thk u
Car price: Assume $40,000-$17,000=$23,000*1.25(assuming interest rate at 2.5%p.a and no dowpayment)=$28,750.
Fixed cost:
monthly installment for car:
$240
Insurance (assuming 25 yrs old and 0 NCD, est $1500pa):
$125 month
Season Parking:
$65
Road tax cost negligible for OPC.
Variable:
Petrol:
$120-150? really depends on how much you travel.
Shopping Centre Car park and others/ERP?
$50?
Projected cost: $240+125+65+120+50=$600.
Cost doesn't include servicing, change of engine oil, car wash if any, contingencies etc. Hope this might help.