Insurance Questions For Cars

• octega

  30 Dec 03, 13:24

  I own a bike so bike insurance more or less know but cars one not very clear. So need some help in answer my doubts! Thank you!
  
  1.) Do you need to carry the insurance around in your car when you drive?
  
  2.) For bikes, the insurance must have your name (owner) or the sub-rider name before you can ride the bike. Is the same for cars?
  
  Thanks in advance!
• Ray_mondsg

  3 Jan 04, 01:27

  Hi. Just trying to clear your doubt, hope it will benefit you.
  
  1. You can put your original insurance in your car or just a photocopy one will do, the purpose is just to let the police to verify in case of road block or kana caught for "xxx".
  
  2. The insurance will appear the registered owner name and you can add a additional driver in. All others unnamed drivers can still drive your car as long as they had the owner permission, The only difference is that in case of accidents and you need to do a self- claim, the unnamed drivers will pay a higher excess than the named driver. eg. Named driver : $500 and unnamed driver : $1500.
  
  Hope it clear your queries...
  
  
• octega

  4 Jan 04, 23:10

  Yo man! Thanks alot!
• Ray_mondsg

  5 Jan 04, 02:35

  No problem.