Car-less
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Just got my class 3... yes!
But got a small problem... no $$$ to buy kar
My question... is $4000 in the bank enough to afford one teeny weeny one? I just started working you see
second hand one also NVM... can anyone advised? -
no car den wait lor. y so gan jiong? first yr driver insurance oso v ex u noe?
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ya earn more then get lor... support car not easy leh....
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car... $4000... toy car ...or just buy the car seat nia...
Joking lah
No lah, wait till u hav more $$ then buy car lah... or maybe during festive seasons go rent a car lor
Car ownership in sg is v v v expensive leh
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my advice for you,is not to have a car now...cause everything now is very expensive so be fully prepared before you buy car...
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2nd deals... some in the classified ads are advertising $1 down payment. but its a good idea to really go over the payment details, as well as look out for hidden clauses and other traps and loopholes.
$4000 should be enuf to put a down payment on some 2nd hand cars, then as u work, u can pay by installment. -
Maybe you could consider a COE car. downpayment is minimum 1800 if through dealer. Banks usually require u to put 4-6 k for COE car. Do also take into consideration your other costs. yearly insurance. road tax. season parking ERP and fuel.
have car cant just drive like tt. I always make it a point to have enough cash at any time to cover unfortunate events.
And yes, as a new driver your insurance will be a bomb. -
How much is ur mthly salary? A minimum of $1.8K basic shld be able to get you some where.... If u r earning less than that.... better for you to save up more money first ..... $4000 shld be able to pay for your insurance, downpayment and road tax and maybe 3 more mths.....Originally posted by Pappy Lee:Just got my class 3... yes!
But got a small problem... no $$$ to buy kar
My question... is $4000 in the bank enough to afford one teeny weeny one? I just started working you see
second hand one also NVM... can anyone advised? -
1.8? hm.. i calculated before, and suppose my mthly instalment is in the region of 600-700, with the fuel, tax, parking and all, it came up to ard 1k per mth.Originally posted by Praetorian111:How much is ur mthly salary? A minimum of $1.8K basic shld be able to get you some where.... If u r earning less than that.... better for you to save up more money first ..... $4000 shld be able to pay for your insurance, downpayment and road tax and maybe 3 more mths.....
1k! -
lol it depends on wud car u getting wud...
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theres one guy selling his toyota starlet for 6000+ coe till 2005 peharps u can go take a look? www.toyotaclubsg.comOriginally posted by Pappy Lee:Just got my class 3... yes!
But got a small problem... no $$$ to buy kar
My question... is $4000 in the bank enough to afford one teeny weeny one? I just started working you see
second hand one also NVM... can anyone advised? -
leaving you having ard $800 for other expenses.... that is to provide that the car is in good condition for that mth.... if something spoil haahha gd luck..... anyway can try going for suzuki or starlet..... ard $400-500.....Originally posted by wuming78:1.8? hm.. i calculated before, and suppose my mthly instalment is in the region of 600-700, with the fuel, tax, parking and all, it came up to ard 1k per mth.
1k! -
i think i ever saw vivo or j10 for $280 per month, but that is a 10 year old car.... if you get that, must pray hard it dun give you prob coz one time big prob, can cost u alot....
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i've had my class 3 since Oct 1989 and still carless and pretty happy about it
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For a probation driver, i guess your insurance will cost up to 2.5k per year, You should think about the monthly instalments, the ERPs, Parking, Fuel, Road Tax, and if you are buying an old car, problems may arise anytime.. If your monthly instalment is 600, you need ard 200 for fuel, depending on how often u drive.. Parking will cost u ard 100 per mth.. and so and so.. Maybe you need to put back ard 1k per month for a car..
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Thanks 4 the advice everyone...
yeah, knew owning a car very the ex... but got addicted to the freedom when my fren loan 1 to me for a week, so die die must get 1 by year end
Lao Pok Car also NVM, look decent can drive ok... -
does the insurance premium decrease proportionately wif each yr of experience u haf, or is there a leap when u pass a certain mark, say, 2 yrs?Originally posted by kohanson:For a probation driver, i guess your insurance will cost up to 2.5k per year, You should think about the monthly instalments, the ERPs, Parking, Fuel, Road Tax, and if you are buying an old car, problems may arise anytime.. If your monthly instalment is 600, you need ard 200 for fuel, depending on how often u drive.. Parking will cost u ard 100 per mth.. and so and so.. Maybe you need to put back ard 1k per month for a car..