owning a WRX?easy?i dun think so..
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i read in another thread from a guy that owning a WRX is painless now....and i myself has been seeing WRX popping out everywhere nowadays....i seen alot of this driver...all young guys in their early 20....anyone driving one here?woluld like to ask...how much u WRX driver spend on the car alone each month?is it only big bosses or rich man's son then able to afford 1???if not,wat are ur occupations?????to me i dun even have money to afford a motorcycle...dun say car.....jus curious...THANKS for any reply....
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Well WRX nowsaday as compared to 5 yrs back are definitely more affordable.
I've been eyeing one as well but can't afford it. Its not easy owning one lar, esp a family man. Its definitely not painless as all are $$$ involves. Every cents count.
Even if the monthly installment is taken care of, the killer part will be the car insurance that comes once a year. If the car is under the name of a driver under 30 yrs old, the premium could easily be in the region of 5k!
S$5,000 can be the depreciation for some car for a yr, so why waste it on a piece of paper. Can't bear and afford to anyway, heh...... -
wait till 60yo then buy lo...
Dont play with cars in SG unless you're very rich hor...
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Hi,
Actually, a WRX costs about as much as a Toyota Camry. The main killer is the fuel consumption and insurance.
Fuel consumption (stock) is not that bad if you are not lead footed and insurance.....once you are over 30 with about 50% NCD.....comes in at about $2000....Road tax is as for any normal 2.0 litre car.
If u do not do outrageous mods, the stock car should be pretty reliable with regular oil changes and maintenance. Modern=day TC cars are very much improved and reliable. -
$107k purchase price
$3,300 insurance premium (no NCD, age 31)
$65 - $120 per week on fuel (and that's at the 7% discount stations, before the recent bloody increase in petrol price)
Sound system, body kit, forged rims, and mods can easily put you out of pocket another $10k or more. And there's a lot to mod...
But it is a very comfy ride (stock), astoundingly good around bends, and right-here-right-now braking too. It's ALWAYS a joy to go driving - better than playing a console driving game imo. -
Yep apart from the purchase price, this is comparable with my car.Originally posted by Rexdriver:$107k purchase price
$3,300 insurance premium (no NCD, age 31)
$65 - $120 per week on fuel (and that's at the 7% discount stations, before the recent bloody increase in petrol price)
Sound system, body kit, forged rims, and mods can easily put you out of pocket another $10k or more. And there's a lot to mod...
But it is a very comfy ride (stock), astoundingly good around bends, and right-here-right-now braking too. It's ALWAYS a joy to go driving - better than playing a console driving game imo.
Insurance $4000 with 10% NCD, age 28.
$300 per month on fuel (strictly with 7% fuel discount pumps). Driving very conservatively.
And maintenance @ about $170 per month if you subdivide it over 12 months. -
NYMEX at $42PB.
Good luck guys.
92 Ron going to cost $1.5...
hahahahaha.....
LTA already say no further increase in bus fare for the rest of the year..
hahahaha....
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Hmmm... I think we can't really talk about "afford". You'll be scared sh*tless if you really worked out costs. I read somewhere, and some financial analysts friends of mine confirmed it, in Singapore you have to earn a min of $6k a month after CPF to even be able to afford a car.
If you earn less than that and still want a car, you better do some serious cutting back in other areas if you want to retire in the future. Inflation and costs of living here will make your life hell once that steady income stops and you don't have your nest egg put aside.
So... well...
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1st of all..thanks for ur replies!!!!!wat i wan to say is that even thought the price is so steep...and there are so many $$$ to be spend in it...then y so many young man out there driving a WRX.i used to wk for a boss who is abt 29 year-old and drives a EVO 8..the first time i sat in a EVO was his...but he is a boss so that he can afford it....then how come so many i mean realli many young guys are able to afford it now...or even honda interga type-r...u go to orchard on a sat nite and u will see so many of them..some even have clan....saw 3-4 WRX drive in a row down orchard once....from wat i read..it is realli not easy owning 1...BUT Y so many can?wat they wk as??i realli wan to find out.....learn from them....
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u want to own a rex ar?Originally posted by eyewitness:1st of all..thanks for ur replies!!!!!wat i wan to say is that even thought the price is so steep...and there are so many $$$ to be spend in it...then y so many young man out there driving a WRX.i used to wk for a boss who is abt 29 year-old and drives a EVO 8..the first time i sat in a EVO was his...but he is a boss so that he can afford it....then how come so many i mean realli many young guys are able to afford it now...or even honda interga type-r...u go to orchard on a sat nite and u will see so many of them..some even have clan....saw 3-4 WRX drive in a row down orchard once....from wat i read..it is realli not easy owning 1...BUT Y so many can?wat they wk as??i realli wan to find out.....learn from them....
hahaha... aiya... u see them drive drive song song like that. like very cool or something...
but maybe underneath they skimp and save and live like a begger u also dunno right?
who knows? maybe when u see them zoom pass u in a rex, u didnt notice those arrows of debts on their car boot.
aiya... alot of cases of ppl owning car for few months but then later found they cant afford it and kanna their car tow away one lah...
maybe 10 rex u saw on the road, 5 will kanna being tow away u also dunno right?
no point owning a rex, unless u can still go for a occasional shopping spree and dinner at restaurants after paying for all those installment, maintaince and sh!ts like that.
i rather drive a cheap car and live like a king than driving a cool car and live like a begger. -
That's why can get 2nd hand rex...less than 1 year old for a big discount
But believe or not alot of the young drivers u think have a trunk full of debts have paid up in full for the car and live in private properties.
That's why the minimum 10% payment on cars and 20% payment on private properties stays (in most cases).....it actually there to protect the consumer. If u want such luxuries u had better have that amount of money in reserve (loaning fron parents and friends do not count) and more to avoid drastic changes to lifestyle. -
$44.15 liao...
hhahhaha...
Siong liao lah....
Frankly, even if u earn 6K, u should be thinking about cars like toyota corolla or sunny...
For the record,
PM is driving honda accord and my boss who earns 1/4 of a million last year in pay only (excluding bonus) drives a sunny...
So, if u think driving a merc or wrx means that the person is rich, it most prob means that he has no financial sense... -
well actually i think it just depends on what u want more.Some ppl are just not interested in cars n to them any car would do.But to some others,like most ppl in the forum,who r very much interested in cars.They may spend more of their income on their cars.Its really very much up to the individual isnt it?Some ppl who earn 6 k a month may be spending 5 k a month on gambling?or on his dream house?or toys?Etc.My point is that its really very much up to the individual's preferences,needs and wants and not his financial sense.
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Seems like from one extreme to another.Originally posted by no_speeding:$44.15 liao...
hhahhaha...
Siong liao lah....
Frankly, even if u earn 6K, u should be thinking about cars like toyota corolla or sunny...
For the record,
PM is driving honda accord and my boss who earns 1/4 of a million last year in pay only (excluding bonus) drives a sunny...
So, if u think driving a merc or wrx means that the person is rich, it most prob means that he has no financial sense...
PM can afford Ferrari. But what do you think of him if he really drive one?
Your boss drive a sunny... mmm... you may look at what your boss' boss drive. Maybe just a camry. How dare your boss to buy a Merc? Sometime, what car people buy is not just financial reason.
Just to be curious, your boss drive a sunny, what are you driving? -
Some truth in what u say here. But to say ppl got no finiancial sense is going abit too far. If u got the $$$, I really do not see why notOriginally posted by no_speeding:$44.15 liao...
hhahhaha...
Siong liao lah....
Frankly, even if u earn 6K, u should be thinking about cars like toyota corolla or sunny...
For the record,
PM is driving honda accord and my boss who earns 1/4 of a million last year in pay only (excluding bonus) drives a sunny...
So, if u think driving a merc or wrx means that the person is rich, it most prob means that he has no financial sense... Life is short and if u don't do it now.............who knows wat 2morrow brings? After all, some do pay up the car in a year or can make full payment without any instalments.
Boss 1/4 of a million...so-so lah, if got landed property, family, maid....actually not much to shot about. Can understand why he drives a sunny. My dad's GM already takes home more than that and he drives a Picnic....so about there. -
My ball's balls drive a SAAB convertible. those darn old ones which i seriously think is damn ugly... think the plate is early SC*.Originally posted by LLukeShen:Seems like from one extreme to another.
PM can afford Ferrari. But what do you think of him if he really drive one?
Your boss drive a sunny... mmm... you may look at what your boss' boss drive. Maybe just a camry. How dare your boss to buy a Merc? Sometime, what car people buy is not just financial reason.
Just to be curious, your boss drive a sunny, what are you driving?
FOr me....hahaha...BMW...
Bus, mrt and walk.... -
Since you are now here, even though you are not driving, it won't last for long, I guess. Why don't start to persuade your boss to upgrade his car and then you can have more options to select when your time comes.Originally posted by no_speeding:My ball's balls drive a SABB convertible. those darn old ones which i seriously think is damn ugly... think the plate is early SC*.
FOr me....hahaha...BMW...
Bus, mrt and walk.... -
Frankly, i would love to drive a fanciful car too..Originally posted by jnohc:well actually i think it just depends on what u want more.Some ppl are just not interested in cars n to them any car would do.But to some others,like most ppl in the forum,who r very much interested in cars.They may spend more of their income on their cars.Its really very much up to the individual isnt it?Some ppl who earn 6 k a month may be spending 5 k a month on gambling?or on his dream house?or toys?Etc.My point is that its really very much up to the individual's preferences,needs and wants and not his financial sense.
juz that, when i think about my aging parents, my impending marriage, future home and the fact that i mgt get retrenched, i rather keep bulk of my pay as savings.
When i say its financial sense, it simply means from the financial pt of view.
Okie, dun wanna start a war here and dun wanna sound as if im preaching but imagine, its like smoking...
to some people, its already a habit and a definate must have or put it simply, his preference (aka, I SMOKE, I SONG! DIE is my bizness!Why u bother?)
But to me, i can bring in a whole lot of evidences and articles to tell u that its not wise to smoke and its harmful and u should stop smoking...
U see the pt?!
Im not critisizing preferences made by these people.... im juz saying its not wise and financial prudence mgt ultimately save our butts someday... -
hahah...i used to drive..Originally posted by LLukeShen:Since you are now here, even though you are not driving, it won't last for long, I guess. Why don't start to persuade your boss to upgrade his car and then you can have more options to select when your time comes.
Was driving presea until COE expired and then downgraded to march and then decided to give it all up becoz i could save up the money...
Haven owned a car for a year odd liao...
I do missed driving every now and then but like i say, cant bear to part with the money every time i think of all the committments that i mgt have in the future... -
yep,totally get ur point.But i guess $$ is earned to be used!=)
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Actually most people CAN afford a car so long they have a regular income. It's their priorities that made them unable to commit to a car.
I'm with the RSAF and there are many junior specialists who spends 80 - 90% of their take-home pay ($1500 - $2500 depending on qualifications) on their car.
Just go to Air Force School's car park on a weekday and look at all the WRXs, Vios, 206s, Civics... They belong to the specialists. The senior officers drive 5 year old cars.
Heck, in fact, there are many in my squadron who bought new cars, spend all their fortune and save nothing every month. When they are nearing their wedding / HDB, they sell their car resulting in a loss. Then they regret.
Colin -
Recently see more and more WRX in the road. Their engine roar in very low tone, sounds very powerful. You don't even turn your head, will know a WRX is comming. Can imagine drive inside must be very Suang.
If I am ten years younger, and without a family, I may consider evenly pay out most of the salary. If you don't drive such a car in your early 20s, will you drive it in your 30/40s with you wife and kids squeezed in the small rear seat?
Why worry so much on the HDB and wedding? HDB is taken cared by CPF and the wedding... most important is the girl want to marry with you. Sometime ppl save cents in the every meal, but throw tens of thousand dollers in wedding or house decoration. Who can say they are wrong. Of course they have the right to distribute the money they earn. Same as cars, if you like to have a decent car, you probably need of sacrifice some other part of life. As long as it's your own choice, so be it.
To be frank, I prefer to see WRX, RX-8, M3, 911s on road much more than corolla and sunnys. Who not? -
Reminds me of one which cut into my lane this afternoon without signalling. I highbeamed at the driver, and he started to slow down and slammed his brakes, hoping to "frighten" me. Too bad I was used to such childish antics and I took defensive measure first by slowing down.
I was wondering if the next WRX to crash would be that chap. Maybe I might read it off the papers next week.
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Wah....in such cases, very siong. Not wat I had in mind. Always house settle first then car.Originally posted by nextreal:Actually most people CAN afford a car so long they have a regular income. It's their priorities that made them unable to commit to a car.
I'm with the RSAF and there are many junior specialists who spends 80 - 90% of their take-home pay ($1500 - $2500 depending on qualifications) on their car.
Just go to Air Force School's car park on a weekday and look at all the WRXs, Vios, 206s, Civics... They belong to the specialists. The senior officers drive 5 year old cars.
Heck, in fact, there are many in my squadron who bought new cars, spend all their fortune and save nothing every month. When they are nearing their wedding / HDB, they sell their car resulting in a loss. Then they regret.
Colin -
Must be those half-past six half-bakesOriginally posted by Larry:Reminds me of one which cut into my lane this afternoon without signalling. I highbeamed at the driver, and he started to slow down and slammed his brakes, hoping to "frighten" me. Too bad I was used to such childish antics and I took defensive measure first by slowing down.
I was wondering if the next WRX to crash would be that chap. Maybe I might read it off the papers next week.
Me....I would prob overtake him and cut back infront of that idiot and then deliberatley slow down.....see if he want to kiss my rump or not
If he is those using 80-90% of his disposable income to make car payment........all the more interesting