Learning how to manage your finance budget.

• guaiboiboi

  29 Feb 08, 10:21

  well,when single is good to save.so i do some research and found this a good website for budgetting your money.

   

  http://members.aol.com/Moneymstr/BudHeaven.htm

   

   

  so do you guys know any budget list? like i can put how much i spend because last time i use to get money and spend on thing i like or donating to charity.

   

   

  so i really would like to learn some ways to manage my finances.

   

  hope you guys like the web!

• xavier1979

  29 Feb 08, 11:19

  I keep a daily record of my expenditures.

• fairlady_xoxo

  29 Feb 08, 11:35

  Whether i'm single or attached...i'll still spend like a duke

• eagle

  29 Feb 08, 12:13

  Attached just means I spend more on food and transport.

  But now I'm using mrt and bus pass.

• seotiblizzard

  29 Feb 08, 17:20

  I cant save. I always overspend.

• popikachu

  29 Feb 08, 20:23

  If no money = no spend...
  then dun bring money...

  dun bring your atm also...

  that way you wont spend...

  Do a schedule... One week spend how much...
  After doing per week, split the weeks into per day...

  then, only bring that exact amount of money you wanna spend per day...
  And whenever you wanna spend, plz remember you dun have much cash and can spend only a little...

  After sometime, you can bring lots of money out with you and you will still think before you spend...

  thats how i control myself...

• rlsh07

  1 Mar 08, 13:00

  i think for mi is that i already have some fixed things that i want to keep for though. so i set aside that money then the others will be my expenses though.

  for me i usually spend on movies, going out. i can eat one meal a day or i can dun eat at all. i just see the situation lo.

  i dun shop if i dun haf the budget to shop, i dun even into shop to see things. i just feel it's point seeing if ur not going to buy though. if i want to buy something, i would already knoe the price of it n where to get it though. that way, you can guage how much are you spend on buying things n it will saves u the time of going ard to look for it.

  i also do not like to carry cash with me though because if i got cash ard me, i would spend. i would keep track by looking at my internet banking statements and keep track of the balance.

  i also intend to have another bank account to do my savings. i intend to use this account call E-saver. I have link it. you can check it out too.

  i recommend a webite http://www.askdrmoney.com/.

  This website tells you about some banks , their interest rates, some investments options, best hospital rates. you can check it out.

   

   

• Evangel

  2 Mar 08, 02:53

  Save 20% of your income every month to invest!

• rlsh07

  2 Mar 08, 05:11

  Originally posted by Evangel:

  Save 20% of your income every month to invest!

  u invest unless u are prepared to lose it all though

• Ed11790

  2 Mar 08, 05:49

  i already have economic class in school and my teacher is teaching us how to save and use money................
• rlsh07

  2 Mar 08, 05:55

  Originally posted by Ed11790:

  i already have economic class in school and my teacher is teaching us how to save and use money….............

  
  gd gd then