Anyone Using? Btw how much is the usual late payment fees? I forget to pay last month and they charge me 60 bucks...other cards = 20 bucks right?If you really forget and not really default on the payment, call them up and explain. I think most of them will accept your explanation subject to your good status in paying up every month previously of course. If they die die refuse then say their bank name here in sgforums so other ppl can avoid get their card
