which bank is best to deposit money
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i want to deposit money into fixed deposit account for a few years. can recommend which bank has the HIGHEST interest rates for fixed deposit and which one gives the BEST free gift. Thanks
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I keep for u, no interest no gift but sure gone.
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HEy this ain't EDMW,i'm sure he meant well by asking an honest question.Originally posted by loveholyspirit:I keep for u, no interest no gift but sure gone.
Why don't you look through several bank brochures. -
For FD currently is Singapura Finance but they have very few branches. Next best is Sing Investment and Finance and they have very few branches too. Last is Hong Leong Finance now holding a promotion for 10K 1 yr deposit with free gift of a tea set of 4 cups. If you got father senior citizen can get slightly better rates but I think must put his name.
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river bank
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that is this bank cal NEWMANMBACK ( subsidiary of POSB) simply go to any DBS or POSB branch and deposit any amount of money in cheque to account number 999-99999-9....okay 1 year later sure can earn profits up to 20%. quick go make a deposit now...any amount will do
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ocean bank. mediacorp one. they even have ocean bank's passbook.
daqiu used it! -
Ok ok I give u a more sane suggestion. I think Standard Chartered has got the best in town now, and it is not a FD account so your money won't freeze up. I think the interests is 2% over. Check with them on it... its called Esaver account.Originally posted by Mariner:i want to deposit money into fixed deposit account for a few years. can recommend which bank has the HIGHEST interest rates for fixed deposit and which one gives the BEST free gift. Thanks
Citibank used to have this damn good promo for FD that you can take your money out and the sum you took out still enjoys a lower interest rates. Don't know still have a not. -
StanChart? u got to be kidding...
My FDs there dun earn as much as i thought... Capital Gain is a measly %....ROI is only around 6-8k for 2 years... i am now with Aberdeen
Worth the wait -
Put all your money in SUntec Reit better. 5.8% leh.Originally posted by Master -_-:StanChart? u got to be kidding...
My FDs there dun earn as much as i thought... Capital Gain is a measly %....ROI is only around 6-8k for 2 years... i am now with Aberdeen
Worth the wait -
REs are never reliable...Never a bullish market and never volatile.. if u prefer a higher Risk Profile, then maybe this is it la.. but i prefer knowing my money is whoringOriginally posted by shade343:Put all your money in SUntec Reit better. 5.8% leh. -
i think maybank is the highest now. for it's initial 1.88 intrest payout + 1% at the end of the year.
Stanchart and citibank not bad as well. i know for sure citibank is 2.68 and stanchart is between maybank and citibank.
if you deposit more than 200K (SGD), then i recommend u to put in citibank as you will become a citigold. And a pretty relationship manaer will be assigned to u to cater for your banking needs.
Note: citibank is unfixed deposit. Means taht if you have emergency to withdraw part of the money, you can withdraw with interest calculation 1.8%.
another option:
why don't deposit in NZD. it gives u around 7% interest rate. (that's 3 times more than SGD deposit)
I think UOB gives the best exchange rate / interst rate for foreigh currency. -
NZ$ fluctuate too much n the rate given by UOB is not the best, maybank is better!Originally posted by Glen999:i think maybank is the highest now. for it's initial 1.88 intrest payout + 1% at the end of the year.
Stanchart and citibank not bad as well. i know for sure citibank is 2.68 and stanchart is between maybank and citibank.
if you deposit more than 200K (SGD), then i recommend u to put in citibank as you will become a citigold. And a pretty relationship manaer will be assigned to u to cater for your banking needs.
Note: citibank is unfixed deposit. Means taht if you have emergency to withdraw part of the money, you can withdraw with interest calculation 1.8%.
another option:
why don't deposit in NZD. it gives u around 7% interest rate. (that's 3 times more than SGD deposit)
I think UOB gives the best exchange rate / interst rate for foreigh currency.
unless u intend to hold long term, not worth it. -
under my pillow....
come come....put them with me -
U bet the wait is worth it till it goes BUSTOriginally posted by Master -_-:StanChart? u got to be kidding...
My FDs there dun earn as much as i thought... Capital Gain is a measly %....ROI is only around 6-8k for 2 years... i am now with Aberdeen
Worth the wait -
it will never go bust laOriginally posted by de_middle:U bet the wait is worth it till it goes BUST
3 more months left...money still safe -
between 1.10-1.20, you call it fluctuate too much ah....Originally posted by Kenashi:NZ$ fluctuate too much n the rate given by UOB is not the best, maybank is better!
unless u intend to hold long term, not worth it.
i think this is acceptable.
anyway, you never know when u are ready, SGD will go up or down against other currencies. so, i think 50% SGD, 50%NZD should be appropriate.
i think long term means a few years. of course, i don't sugges it if you want to keep it for 6 months. -
swiss bank
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Deposit in TCC : Telecom Credit Cooperative, starting deposit min $10, interest rate 0.8%, 5 years later interest rate is at 4 - 5%. Not a fixed deposit but a regular saving account, complete with atm card
www.tcc.org.sg -
u put all yours wif me NEWMANMBACK account laOriginally posted by Mospeada:under my pillow....
come come....put them with me -
www.citibank.com.au
look at the cash manager~ -
DBS?