what your view on Cap guarantee investment?

• a_splash

  9 Feb 06, 16:05

  like the recent triple happiness by DBS......
• photo_seeker

  9 Feb 06, 16:20

  But it's a Fixed Desposit kind of investment which you have to wait till it matures. Else, you will lose out around 10% - 20% due to the market value that's declining
• Li Ka Shing

  9 Feb 06, 18:06

  Hmm..? What's triple happiness? A new product issit....How come sounds like a wedding ring product......so liddat.....
  
  How come it can lose 10-20%, it's supposed to be cap guaranteed. It wont lose, in fact many cap guarantee ones guarantee more than the original 100%, for example 110% cap guarantee. But to do this, they will persue less agressive strategy and hedge themselves, so the upside is also limited. This is a low risk low return type.
• a_splash

  10 Feb 06, 09:01

  umm....i almost pay up for one...then someone told me he has many of this cap guarantee (all lock for five yrs) all making loses...so only earn the first six months interest and wait for expiry lor.....
• sohguanh

  10 Feb 06, 10:34

  so only earn the first six months interest and wait for expiry lor.....
  
  Hmmm.... then the six months interest divided by number of years after expiry and if it is still better than FD then why not. If it is lesser, than FD is still better and safer to play rite? During the waiting period to expiry is it mandatory to inject in more funds?