I was reading the retirement village thread when I read about the 30 year lease.
Another thought came to me. When one buys a HDB flat, it's for 99 years and more people can buy when they are in their twenties.
Do they get any refund if they vacate the flat after, say 70 years? And even when they get the refund, can they get it at say 60 years old or something so that it can be a retirement fund?