Question - about POSB/DBS account numbers and owner's name

• UltimaOnline

  22 Jul 06, 18:13

  A friend of mine (online seller) gave his POSB/DBS account number to a buyer over the internet, and the buyer could say my friend's full name. This puzzled my friend. How can you find out a person's full name just by having his POSB/DBS account number?
• FireIce

  22 Jul 06, 18:20

  use full name in email address?
  or email display name is his full name?
• ^tamago^

  22 Jul 06, 18:34

  as i said liao, he must have contacts inside the bank.
  
  but if he can tell u ur branch based on account number (DBS only), tat is nothing, actually.
• FireIce

  22 Jul 06, 18:36

  then is bank's fault lah?
  how can staff from the bank jus anyhow give details to a outsider fren?
• UltimaOnline

  22 Jul 06, 18:38

  Originally posted by FireIce:

  use full name in email address?
  or email display name is his full name?

  Nope (although that would be a nice idea if this was a lateral thinking riddle). And this happened twice with two different people. And my friend suspects it's a POSB/DBS thing. He believes other banks (eg. UOB) is more secure and won't reveal the account owner's full name.
• FireIce

  22 Jul 06, 18:43

  got reveal IC? where he stay? how many siblings at home? wat brand of toothpaste he use?
• ^tamago^

  22 Jul 06, 18:45

  Originally posted by UltimaOnline:

  Nope (although that would be a nice idea if this was a lateral thinking riddle). And this happened twice with two different people. And my friend suspects it's a POSB/DBS thing. He believes other banks (eg. UOB) is more secure and won't reveal the account owner's full name.

  i dun suspect system loophole. i suppose he noes someone inside who supplied the person's name.
  
  any OTC staff at the bank can do that with his terminal. get name only, to do money transaction is another thing mah..... but they also cannot appear too obvious of cos, cos got cctv camera behind....
• newmanmback

  22 Jul 06, 18:50

  Originally posted by FireIce:

  use full name in email address?
  or email display name is his full name?

  this one more logical
• Nikar2

  25 Jul 06, 21:40

  hi all,
  
  just curious. if i've a POSB MasterDebit card and i use it to make online purchases(like amazon.com), the bank will send the record of transactions to me every month, right? is it possible to ask them not to send it at all for privacy reasons?
  
  thanks!
  nikar.
• ^tamago^

  25 Jul 06, 21:41

  Originally posted by Nikar2:

  hi all,
  
  just curious. if i've a POSB MasterDebit card and i use it to make online purchases(like amazon.com), the bank will send the record of transactions to me every month, right? is it possible to ask them not to send it at all for privacy reasons?
  
  thanks!
  nikar.

  call the bank and ask?
• FireIce

  25 Jul 06, 22:23

  u can request to view transactions online only
  
  somewhere in the internet banking option
  
  im not going to spoonfeed u
• photo_seeker

  25 Jul 06, 23:11

  I've dealed online more than 100 over times, but never faced such issues. Maybe you would like to ask him to call up the bank to clarify?
• mancha

  26 Jul 06, 02:11

  Currently POSB is giving out their "new" ATM cards.
  My wife was fooled into accepting the "new" ATM card.
  She was told it is their new card and now she can use it like a credit card. She can sign for purchases where there are Visa/Mastercard logos, as well as draw money from ATMs as normal.
  What she did not realise is that she was issued with a debit card.
  Being free of charge do not make it a special ATM card. It is a debit card just the same.
  A debit card deducts the purchase amount from your account the moment the card is swiped on the terminal. The signature is just for show. It is useless, and not even necessary. I told her this is a big hole in her account and any one who has her card can deplete her account by just signing, no need to know the PIN. She is now terrified.
  I wonder how many POSB account holders have been duped into accepting this "new" ATM cards.
  
  If your account is linked to this "new" ATM card, the authorised vendor can through the Mastercard network know your name from your account number when he keys in the transaction.
  
• sgquitter

  26 Jul 06, 02:16

  bank officers (for example those in credit line) can check ur name and ur credibility, how much u loan, etc etc.
  
  u'll be amazed how much info they can get, esp when banks are sharing info now.
  
  u think u have got privacy here?
• MooKu

  26 Jul 06, 02:28

  hannor hannor. maybe he works in the bank.
  
  Or he could've deposited some money in the bank account. If he deposited cash OTC he would've gotten a receipt of deposit from the bank teller, and on the receipt of deposit, the account name is usually displayed.
• Nikar2

  29 Jul 06, 21:37

  say, FI.......are u sure about what u said? i asked DBS and they said there's no such thing : the transaction letter will 100% be sent to the home so that the card owner will know if there's any miscalculations/mis-spending by thieves/hackers etc.
  
  which bank did you go and is the DBS CEO your daddy or hubby? haiz, make me really disappointed.
  
  thanks anyway,
  nikar.
• browniebaobao

  29 Jul 06, 21:42

  Originally posted by mancha:

  Currently POSB is giving out their "new" ATM cards.
  My wife was fooled into accepting the "new" ATM card.
  She was told it is their new card and now she can use it like a credit card. She can sign for purchases where there are Visa/Mastercard logos, as well as draw money from ATMs as normal.
  What she did not realise is that she was issued with a debit card.
  Being free of charge do not make it a special ATM card. It is a debit card just the same.
  A debit card deducts the purchase amount from your account the moment the card is swiped on the terminal. The signature is just for show. It is useless, and not even necessary. I told her this is a big hole in her account and any one who has her card can deplete her account by just signing, no need to know the PIN. She is now terrified.
  I wonder how many POSB account holders have been duped into accepting this "new" ATM cards.
  
  If your account is linked to this "new" ATM card, the authorised vendor can through the Mastercard network know your name from your account number when he keys in the transaction.
  

  
  
  so ur wife swipe card without thinking la?
  
  she likes to spend future money?
  
  I think it's easy to differentiate between a debit card and a master card.
  
  SPECIAL ATM CARD? Tsk tsk
  
  
• Nikar2

  31 Jul 06, 21:48

  hi all,
  
  just curious. when the banks send you the monthly debit card transaction letter, does it come sealed in an ordinary envelope? don't want to arouse suspicions; thanks.
  
  see you all,
  nikar.
• LazerLordz

  31 Jul 06, 21:53

  Originally posted by Nikar2:

  hi all,
  
  just curious. when the banks send you the monthly debit card transaction letter, does it come sealed in an ordinary envelope? don't want to arouse suspicions; thanks.
  
  see you all,
  nikar.

  you're scared of Mommy finding out that you spent hundreds of dollars on trash?
• ^tamago^

  31 Jul 06, 22:09

  Originally posted by Nikar2:

  hi all,
  
  just curious. when the banks send you the monthly debit card transaction letter, does it come sealed in an ordinary envelope? don't want to arouse suspicions; thanks.
  
  see you all,
  nikar.

  sealed in ordinary envelope lor. dbs cards dun send, they rely on their parent to send one consolidated statement.
  
  uob cards send you one envelope without any logo in front, but u can see behind undelievered return to hdb hub toa payoh.
• Nikar2

  1 Aug 06, 21:02

  hi all,
  
  thanks for all your help. i'm about to fill in the POSB MasterDebit card application form today and got a few questions. refer to the screenshot here : http://img147.imageshack.us/img147/3339/screenshotyq3.gif
  
  alternatively, you can view the form here : http://www.dbs.com/sg/personal/cards/apply/posbdebit.pdf
  
  what does the "signature-operated account" and "thumb-print operated account" means? anyone knows?
  my posb savings account book has no signature in it(was only a baby then) and has a thumb-print instead.
  
  so, does that mean that i have to visit a POSB branch to stamp my thumb-print?
  
  thanks!
  nikar.
• ^tamago^

  1 Aug 06, 22:25

  Originally posted by Nikar2:

  hi all,
  
  thanks for all your help. i'm about to fill in the POSB MasterDebit card application form today and got a few questions. refer to the screenshot here : http://img147.imageshack.us/img147/3339/screenshotyq3.gif
  
  alternatively, you can view the form here : http://www.dbs.com/sg/personal/cards/apply/posbdebit.pdf
  
  what does the "signature-operated account" and "thumb-print operated account" means? anyone knows?
  my posb savings account book has no signature in it(was only a baby then) and has a thumb-print instead.
  
  so, does that mean that i have to visit a POSB branch to stamp my thumb-print?
  
  thanks!
  nikar.

  yes, go the branch and thumb print. or even better, while u're there, just ask them register ur signature. bring ur IC along.
• babymac13

  1 Aug 06, 22:44

  Most likely he is working in DBS/POSB bank or has close contacts with the co-worker of the organisation.
  
  
• sohguanh

  2 Aug 06, 10:47

  Originally posted by ^tamago^:

  yes, go the branch and thumb print. or even better, while u're there, just ask them register ur signature. bring ur IC along.

  If you are > 21 years old I would advise signature. Thumb print very troublesome muz go down to the branch queue up and print whereas signature is signed and submit.
  
  With signature comes responsibility so when one opt for that be aware of your own actions
• ^tamago^

  2 Aug 06, 10:56

  actually hor, debit card how to use thumbprint?