Credit Card Services - Comment!
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As I am getting my first card, I ran into problems at UOB.
Anyone wants to share their experiences on which bank to get a credit card from and which is not? -
i have no probs with UOB, OCBC and Citibank........
i dun relli shua a lot, and i pay on time (most of the time) -
Wat problem? only thing is point redemption which UOB is better. Go for Visa, but Master have more annual fee waiver.
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What kind of problems did you encounter?
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What problems......Care to share?o.0Originally posted by foxwalk:As I am getting my first card, I ran into problems at UOB. -
uob is ok, citibank also ok...actually they will not bother u if u pay em on time...
if u dont pay on time..they will even dig ur grave...all the banks r the same -
OCBC not bad.. but i still think HSBC is better.
As an international bank la
Titanium.
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I have problems with credit card ...
.. i tend to buy things impulsively...
As a result, to protect myself, I let my wife keep all my cards.
... hehehehe.. I not pai seh one... -
Originally posted by ShutterBug:I have problems with credit card ...
.. i tend to buy things impulsively...
As a result, to protect myself, I let my wife keep all my cards.
... hehehehe.. I not pai seh one...
just dun use ar! I get credit cards cause i like the cards design..HAHAH! but i seldom use them. But i hate it when they force me to like use 36 times a year , or 8K a year etc etc... bastards.. UOB's ladies card looks good.. but i cant apply. -
After I cancel the card I din cut it into half as they told, keep it as collection.Originally posted by BadzMaro:
just dun use ar! I get credit cards cause i like the cards design..HAHAH! but i seldom use them. But i hate it when they force me to like use 36 times a year , or 8K a year etc etc... bastards.. UOB's ladies card looks good.. but i cant apply.
Since the first card I pay for the annual fee of $36 the rest I apply only there is fee wavier Every time call up to cancel card, some card never use before and looks new. Some card is nice but got the swap mark infront. -
I first sent in the application online, and when I tried to print out the form, the window closed. SO I got the application form from the bank and filled it up again. When I called to check if they received my application 4 days after I mailed it in, the customer service officer said they received it. 2 days later, someone from UOB called me to say they did not receive it. So I had to fax in to expedite the application.Originally posted by GREED:What problems......Care to share?o.0
After I faxed in I finally got the card after 2 weeks. But my supp card was still not ready. SO when I went to collect the main card, I submitted a copy of the supp card applicant's IC. One week later, I still have not heard from them. When I called them they claimed they did not receive the photocopy IC. One customer service officer said they did. Some of the customer service officers said they would get back to you but NEVER do. When one called me back after half a day, he asked me what's the IC no. of the supp card applicant (which is such a stupid question 'cuz I just told him in the morning) and never got back to me again.
Three officer stood out from this fiasco. They are Alvin Ngoh, a guy named Mark (who sounded Filipino but he's excellent and put up with my rants) and Sharon Kaur. The rest are hopeless, and there was this guy who sounded like a transvestite who is damn rude. -
So, 3 weeks and 5 weeks after submitting my application, i finally got my main card and supp card respectively.
Does that not suck? -
i only have debit card
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U have to know that you are not the only person they need to attend to. So, there.
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wah...all so rich
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I think u were just unlucky?
We applied for OCBC, DBS and Citibank and it all went without a hitch.
In fact Citibank just called recently to increase our limit -
Normally first time apply take sometime cos they need to check ur record with MAS/CB.