Anti Cheque Fraud Pen
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Today on MRT I saw this advertisement, an anti cheque fraud pen by Uniball.
It claims to prevent fraud because the ink is insoluble. In what way?
Using pigment ink instead. Got difference between normal ink and pigment ink?
Product link -
It is insoluble so that potential fraudsters cannot use specific volatile chemicals to dissolve the ink.Originally posted by ndmmxiaomayi:Today on MRT I saw this advertisement, an anti cheque fraud pen by Uniball.
It claims to prevent fraud because the ink is insoluble. In what way?
Using pigment ink instead. Got difference between normal ink and pigment ink?
Product link
Pigment ink permeates thru the fibres of the paper. Therefore you will need to bleach the fibre to remove it which inturn will spoil the cheque.
I am not sure about singapore (as embedded technologies are kept secret), but some countries documents and cheques are made to change colour once it contacts with such volatile chemicals. -
So there will still be a solvent that dissolves this type of ink?Originally posted by Ponders:It is insoluble so that potential fraudsters cannot use specific volatile chemicals to dissolve the ink.
Pigment ink permeates thru the fibres of the paper. Therefore you will need to bleach the fibre to remove it which inturn will spoil the cheque.
I am not sure about singapore (as embedded technologies are kept secret), but some countries documents and cheques are made to change colour once it contacts with such volatile chemicals.
But then again, pigment ink will permeates through the fibres, so if there's a solvent that dissolves this type of ink, will it still permeate through the fibres of the cheques? -
its very weird... to come out with this pen . i dun think its really of any help
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Why? Pen makers must have seen some potential in this market that's why they created it. I don't think they will waste time and money on research to create a pen that's pretty much useless.Originally posted by jay_rocks:its very weird... to come out with this pen . i dun think its really of any help -
but e problem, do u think any1 will try it in e first place?Originally posted by ndmmxiaomayi:Why? Pen makers must have seen some potential in this market that's why they created it. I don't think they will waste time and money on research to create a pen that's pretty much useless. -
I wouldnt specifically go try it...nowadays dun even have cheque book holder liao...come out with this pen...put where?troublesome lar...Originally posted by eviljustice:but e problem, do u think any1 will try it in e first place?
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i think someone probably "borrowed" this innovation from another country and is trying to market it here in singapore.Originally posted by ndmmxiaomayi:Why? Pen makers must have seen some potential in this market that's why they created it. I don't think they will waste time and money on research to create a pen that's pretty much useless.
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Normal ink is just normal, pignment ink added pig hormone inside.Originally posted by ndmmxiaomayi:Today on MRT I saw this advertisement, an anti cheque fraud pen by Uniball.
It claims to prevent fraud because the ink is insoluble. In what way?
Using pigment ink instead. Got difference between normal ink and pigment ink?
Product link -
I could guess where.Originally posted by newcomer:i think someone probably "borrowed" this innovation from another country and is trying to market it here in singapore.
But really workable in Singapore?
I still doubt if they will spend money to advertise a product that's pretty much useless in consumers' eyes. Or they just made a wrong marketing move. -
its workable in singapore.. sch will require students to use this type of pen during exam.. so students will not b able to change the answer when the teacher return the paper to student..Originally posted by ndmmxiaomayi:I could guess where.
But really workable in Singapore?
I still doubt if they will spend money to advertise a product that's pretty much useless in consumers' eyes. Or they just made a wrong marketing move. -
Good idea.Originally posted by mr_sotong:its workable in singapore.. sch will require students to use this type of pen during exam.. so students will not b able to change the answer when the teacher return the paper to student.. 
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Well, there will always be solvent made for new type of ink.Originally posted by ndmmxiaomayi:So there will still be a solvent that dissolves this type of ink?
But then again, pigment ink will permeates through the fibres, so if there's a solvent that dissolves this type of ink, will it still permeate through the fibres of the cheques?
Just that you need to research onto what kind of solvent it is.
The typical "low tech" person will not have access to such a solvent/ink to start off.
such features just prevents most fraudsters. but cheque frauds with more sophisticated tools are just more inconvenienced that they rather use other forms of fraud then to do cheque fraud.
Security inks have been in the industry for very long time. last time companies usually use homogeneous inks (ONLY BLACK). this is so that any potential fraud can be found using chromatography.
Companies like secura forms, will keep secret on cheque printing menthods. And if you notice Secura installation in Ubi is a protected place.
Alot of security measures are put in place to deter frauds. But if you are dedicated into defrauding somebody, you are facing heavier penalties too. -
Woah... clear explanation.Originally posted by Ponders:Well, there will always be solvent made for new type of ink.
Just that you need to research onto what kind of solvent it is.
The typical "low tech" person will not have access to such a solvent/ink to start off.
such features just prevents most fraudsters. but cheque frauds with more sophisticated tools are just more inconvenienced that they rather use other forms of fraud then to do cheque fraud.
Security inks have been in the industry for very long time. last time companies usually use homogeneous inks (ONLY BLACK). this is so that any potential fraud can be found using chromatography.
Companies like secura forms, will keep secret on cheque printing menthods. And if you notice Secura installation in Ubi is a protected place.
Alot of security measures are put in place to deter frauds. But if you are dedicated into defrauding somebody, you are facing heavier penalties too.
Know a bit more liao.
I didn't know Secura existed in SG.
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yup.. they have been printing cheques for Singapore banks. they do also do government documents.Originally posted by ndmmxiaomayi:Woah... clear explanation.
Know a bit more liao.
I didn't know Secura existed in SG.
Another company (but not many in Singapore uses them) is this swiss company, Sicpa.
the best protection is still... keeping your cheques properly. -
high tech paper- it is used for chromatography in labs in pillow world to test the substances content
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Sorry, another dumb question.Originally posted by Ponders:yup.. they have been printing cheques for Singapore banks. they do also do government documents.
Another company (but not many in Singapore uses them) is this swiss company, Sicpa.
the best protection is still... keeping your cheques properly.
How does keeping cheques properly avoid fraud? -
Papers in pillows?Originally posted by MyPillowTalks:high tech paper- it is used for chromatography in labs in pillow world to test the substances content
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one thing which puzzles me..
why is it so good yet cheap? -
You could ask their marketing department. Or this pen must be not so high-tech.Originally posted by browniebaobao:one thing which puzzles me..
why is it so good yet cheap? -
if your cheques are safe... then less likely it will fall into wrong hands.Originally posted by ndmmxiaomayi:Sorry, another dumb question.
How does keeping cheques properly avoid fraud? -
looks like a normal ball point pen to me.
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marketing scheme
