Cancel of credit card
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if apply for credit card but use less than a year, if cancel now need to pay any penalty charges?
My father wan to cancel his cos he hardly use it... -
no need la.
maybe they will give u something in return instead..
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no penalty
but u gotta pay the outstanding bills
if u call to cancel, the bank will probably waive ur annual fee to entice u to keep the card..... -
so mafan to apply for cc
if it is free
just keep it lah