Originally posted by boredtulan:
An Investment Banker's Response:
Dear Pers-431649184:
'I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament.
Firstly, IÂ’m not wasting your time. I qualify as a guy who fits your bill - that is, I make more than $500K per year. That said, hereÂ’s how I see it:
Your offer, from the prospective of a guy like me, is a plain and simple crappy business deal. HereÂ’s why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But hereÂ’s the rub, your looks will fade and my money will likely continue into perpetuity - in fact, it is very likely that my income will increase, but it is an absolute certainty that you wonÂ’t be getting any more beautiful!
So, in economic terms, you are a depreciating asset. Not only are you a depreciating asset, however, your depreciation accelerates! Let me explain - youÂ’re 25 now and will likely remain pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 - stick a fork in you!
So, in Wall Street terms, we'd call you a trading position - not a buy and holdÂ…hence the rubÂ…marriage. It doesnÂ’t make good business sense to 'buy you' (which is what youÂ’re asking) - so IÂ’d rather lease. In case you think IÂ’m being cruel, I would say the following: if my money were to go away, so would you - so when your beauty fades I need an out too. ItÂ’s as simple as that. So the deal that makes sense for me is dating, not marriage.
Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as 'articulate, classy and spectacularly beautiful' as you has been unable to find your sugar daddy. I find it hard to believe that, if you are as gorgeous as you say you are, your $500K man hasnÂ’t found you - if only for a tryout.
By the way, you could always find a way to make your own money - and then we wouldnÂ’t need to have this difficult conversation.
With all that said, I must say youÂ’re going about it the right way. Classic 'pump and dump'. I hope this is helpful, and if you want to enter into some sort of lease, please let me know'.
In summary...if you the her beauty and his money calculate it with discounted rate and get the future value....one is going cheaper as time goes by..e.g. P4 PC is ex last time but cheap now, while another is going up, e.g a piece of land in orchard road.... so....the actual present value of the gal maybe only worth $1 while that guy may worth $1M....
Conclusion.. gal ar.. dun be so choosy lah.. u think u who?
