Application for Credit card

• johnny1

  25 Oct 07, 22:32

  If i just join a new company, but i dun have the pay slip yet. Can i apply credit card?
  
  what are the doc do i need to submit?
• Ponders

  25 Oct 07, 22:33

  Form 8A
  
  or just give them CPF statement.
  
  
• johnny1

  25 Oct 07, 22:38

  Originally posted by Ponders:

  Form 8A
  
  or just give them CPF statement.
  
  

  but my previous pay is below 30k.
  
  i just join this company and i ht the 30k.
  
  I havent got my first pay slip.... can i apply?
• mystee

  25 Oct 07, 22:40

  use ur appt letter. the application form will ask u how long u work in the previous firm.
• InnoHippo

  25 Oct 07, 22:40

  Originally posted by johnny1:

  but my previous pay is below 30k.
  
  i just join this company and i ht the 30k.
  
  I havent got my first pay slip.... can i apply?

  wait for pay slip first lah
  
  
• johnny1

  25 Oct 07, 22:43

  Originally posted by mystee:

  use ur appt letter. the application form will ask u how long u work in the previous firm.

  issit, can use my new appt letter to apply? hmm, if can then i can try to apply. thanks for info
• I-like-flings(m)

  25 Oct 07, 22:59

  wah.. rich rich now lor.. hit 30K already......remember...must pay ur card bill in full every mth hor
• sunny6110

  25 Oct 07, 23:01

  got free gifts anot?
  
  normally me see got wad free gifts den me take de...
  
  
• FireIce

  25 Oct 07, 23:04

  why so kan cheong?
  wait for at least 2 mths lah
• johnny1

  25 Oct 07, 23:06

  i just wanna apply for 1 or 2 cards...
  
  just to gain some discount when purchase...of cos not anyhow spend lah...
  
  hmm, think shld have some gift when there is roadshow and year end coming....(Christmas and New Year )
• mystee

  25 Oct 07, 23:35

  Originally posted by johnny1:

  issit, can use my new appt letter to apply? hmm, if can then i can try to apply. thanks for info

  yes can.. actually is stated inside the application form. can use.. either
  1) latest pay slip (one or 3 mth depends on the bank)
  2) CPF
  3) appt letter
  
  can only rem these 3...
• Ponders

  25 Oct 07, 23:43

  One SURE way.
  
  set up Fixed Deposit account of $10k minimum.
  
  Apply for any credit card and use this FD as collateral.
  
  once you meet the income requirement..ask that the collateral be removed.
  
  at interest rate of 1.6% .... you don't really lose much breaking that Fix D.
  
  just get back principle.
• de_middle

  26 Oct 07, 10:10

  use CPF statement must have at least 12mths unless ur basic per mth is already 2.5K then probably no need
• mancha

  26 Oct 07, 10:35

  These banks seow one.
  First card they want proof of at least $30k per annum.
  Per month less than $2.5K still ok, as long as Per annum > $30k (Use Form IR8A)
  
  After the first card, you will find they suka suka send you other credits cards.
  DBS send me POSB credit cards, DBS AmExpress Gold card.
  OCBC send me NTUC visa