questions abt credit
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if u have bad credit record, and then after that u rpay and cleared all the debt, how long it will take for u to recover from ur bad credit record? or this record will be with u 4ever??
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it will not be erased
still will be "considered" if u wanna take a loan in future -
In Singapore all bad records is forever with u for life.
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oh no!
I 2 months no pay one o my credit card... the FORGOTTEN CARD. owe them 10.57 cents.. hahaha.. recieved letter. I will be real pissed off if i get bad record because of that.
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don'tsigncreditcardsusecashbest
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li haiOriginally posted by BadzMaro:oh no!
I 2 months no pay one o my credit card... the FORGOTTEN CARD. owe them 10.57 cents.. hahaha.. recieved letter. I will be real pissed off if i get bad record because of that.
what thing u buy 10.57 cents -
man i think its ... like i pay but maybe i got the amount wrong thats why got 10.57 not yet paid for more then 2 months. N even got letter n stuff ... i just hope it wont fudge my clean record up because of 10 bucks.Originally posted by Ignorance:li hai
what thing u buy 10.57 cents I stopped using that card cause it got sucky benefits n the card looks ugly. not to mention no free waiver. -
why dont u simply cancel it?Originally posted by BadzMaro:man i think its ... like i pay but maybe i got the amount wrong thats why got 10.57 not yet paid for more then 2 months. N even got letter n stuff ... i just hope it wont fudge my clean record up because of 10 bucks. I stopped using that card cause it got sucky benefits n the card looks ugly. not to mention no free waiver. -
i see... then how abt taking loans from HDB to buy flats?? will it affect? i know if take from bank sure will affect....Originally posted by FireIce:it will not be erased
still will be "considered" if u wanna take a loan in future -
It depends one alsoOriginally posted by starlightz:i see... then how abt taking loans from HDB to buy flats?? will it affect? i know if take from bank sure will affect....
Different banks work differently
It will be better if you got banker friends
sometimes it is better to go from the back door -
what do you mean by bad credit record?Originally posted by starlightz:if u have bad credit record, and then after that u rpay and cleared all the debt, how long it will take for u to recover from ur bad credit record? or this record will be with u 4ever??
is it like paying the min sum as bad credit record? -
once black forever black