In SG, you cannot work(as an employee) all the way to have a good life for your retirement and also for your family and kids' upbringing. It is too expensive.. Hence, some people opt to migrate out.
Reality is that, now, a degree does not instantly command >5k monthly pay. There are degree holders out there who is still struggling to get a job with a decent pay. The degree can only up your chances of landing the higher end jobs, but a job is still a job. When you hit 50, what makes you think the employer won't hesitate to ditch you for a younger fresh undergraduate? Oh and guess what? FT are also being welcomed with open arms.
You want a good life? For family? For your kids? Do more than work(as an employee).
Make people work for you not work for people. (Open businesses, ventures etc.)
Make your money work for you. (Investments, financial vehicles etc.)
Good thing about SG is, knowledge is in abundance. The only thing that stands between you and that knowledge, is your willingness.
If you know you can study and get grades, don't just choose your education path blindly. For example, think of the existing thousands of people who have engineering degrees and diplomas. Think of the oncoming FTs specialized in engineering. Now, think of the demand for engineering people here in SG...
Just a few thoughts..
