read fine print
Accumulate monthly? What do you mean? Anyway, IIRC, 31st Dec, 12AM, they just give you the interest.
Since it really doesn't cost anything and the other accounts give such crappy interest rates, might as well open one.
"Seem like many was applying it with 1% p.a interest rate. Do anyone know how the interest work? is it accumulate monthly?"
Hi, u mentioned 1% p.a. I believed you just answered your own question. Per year.. not month..
Citibank's Stepup is better.