lousy.
u 1st time take huh.
ur new card is on the way liao.
Prob on the way to u like Hello Kitty said. But they will charge you for the annual fee. Then you can call them, threaten to cancel the card, and they will waive the fee for you. :D
u ring dem up n say u wana cancel this credit card..
den dey will ask u why..
n usually dey will say is it b'cos of e annual charges..
n u say yes..
n dey will waive it as dey still wan ur membership