Prudential
policy type: prulink assurance account
add comprehensive personal accidental 3 (CPA),benefit for the life assured
basic assured 75000. current premium=100
if i authorised:
CPA accidental death benefit cover =150000
accidental dismemberment=up to 150000
additional payable = 22.95 dollars payable...
Please advise... i am currently disfavor of taking up this additonal coverage.
Originally posted by january:Prudential
policy type: prulink assurance account
add comprehensive personal accidental 3 (CPA),benefit for the life assured
basic assured 75000. current premium=100
if i authorised:
CPA accidental death benefit cover =150000
accidental dismemberment=up to 150000
additional payable = 22.95 dollars payable...
Please advise... i am currently disfavor of taking up this additonal coverage.
Additional $22.95 seems to be worth it in this case, though actually you should ask yourself whether you would want it or not.
its seems good on the surface as it is not so alot...
but i think it is alot.. considering that it is a lifetime of 23 per month....
What are the returns upon maturity?
accident..no maturity...TS..do you have alot of dependants should you meet with accident??or will your current coverage be enough to offset costs to be incurred with said accident?you should ask yourself if you need the extra coverage..can consult your agent with his or her opinion..
btw,plans like paa or the newer ppa..try to lower the coverage sum assured if you dont need it..or your investment will suffer due to the mortality charges...
january
look for ur agent and say just add la. u will never know when you will need it. it's for protection purposes
Originally posted by january:its seems good on the surface as it is not so alot...
but i think it is alot.. considering that it is a lifetime of 23 per month....
Touchwood, but a "lifetime" varies from people to people, and it mainly depends on how long you live.
Lets take it as SG$25.
Additional $75 000 / $25 = 3000 months = 250 years
See the point?