Which credit card are you using and why?

• Tenzin

  24 Nov 10, 13:24

  To start off:

  OCBC Fairprice Plus for Grocery rebates

• FireIce

  24 Nov 10, 13:28

  DBS VISA DEBIT.

  I BUY WAT I CAN AFFORD NW

  I LIKE TO BE DEBT-FREE

  BUT STANDBY CITIBANK FOR THE SHOPPING N MAKAN DEALS

   

   

• βέτά

  24 Nov 10, 13:35

   

  Citibank because it's Citi$1 for every $1 spent at Cold Storage, NTUC Fairprice, Giant, Guardian, etc. 

• ditzy

  24 Nov 10, 20:26

  UOB singtel, I get direct rebates on my bills compared to the stupid uni$ or what smart$ that comes with it.

  Also have a UOB One card, but I going to phase it out shortly, love the flash pay thing though. People take donkey years to clear the cashier, I just beep beep and I'm thru.

• βέτά

  24 Nov 10, 20:30

  Originally posted by ditzy:

  UOB singtel, I get direct rebates on my bills compared to the stupid uni$ or what smart$ that comes with it.

  Also have a UOB One card, but I going to phase it out shortly, love the flash pay thing though. People take donkey years to clear the cashier, I just beep beep and I'm thru.

   

  If I happen to find your card, it would be easy for me to beep beep thru also.

   

   

• ditzy

  24 Nov 10, 20:35

  Originally posted by βέτά:

   

  If I happen to find your card, it would be easy for me to beep beep thru also.

   

   

  True, but that beep beep thing doesn't allow transactions above $100. So you're going to have to beep beep a farking lot of times.

• βέτά

  24 Nov 10, 20:36

  Originally posted by ditzy:

  True, but that beep beep thing doesn't allow transactions above $100. So you're going to have to beep beep a farking lot of times.

   

  I make more beeps then.

   

  Beep you dry.

   

   

• Junyang700

  25 Nov 10, 01:48

  Cards I own
  
  OCBC Fairprice Plus
  - Linkpoints at NTUC Fairprice / GV Movie Deals ($7.50 / $8.50) + Popcorn Combo Of The Week / Dining Privileges
  
  UOB Campus / Tx
  - Cathay $6 & $8 Movie Tickets / Carls Junior Discount (Above $20) / Dining Privileges
  
  Diners (Secret Recipe Co-brand) Card
  - Credit Card, The rest are debits. Birthday cake vouchers given when you sign up.
  
  Used to have Citibank Clear Card but I deleted it when they wanted to charge me $24 for annual subscription after one year.

• Quinsy

  25 Nov 10, 02:55

  Only Debit Card.

  I choose to remain Debt Free.

• likeyou

  25 Nov 10, 08:53

  POSB everyday platinum master card.

  The rest terminate.

  No point having so many cards.

  And nowadays cards dont need to see the salary scale?

• parn

  25 Nov 10, 09:34

  I have no credit cards.

• likeyou

  25 Nov 10, 09:35

  Originally posted by parn:

  I have no credit cards.

  
  Dont bluff lah.

  In fact, credit cards are easily obtain nowadays right?

• Zweiz

  25 Nov 10, 09:43

  Originally posted by Quinsy:

  Only Debit Card.

  I choose to remain Debt Free.

  credit cards can be used for interest free instalment plans

• Zweiz

  25 Nov 10, 09:44

  oh on topic post: dbs visa for the monthly promotions.

  used to have citibank but ditched it as their promotions suck

• ChoCoChips

  25 Nov 10, 09:51

  �用现金.
• parn

  25 Nov 10, 10:16

  Originally posted by likeyou:

  
  Dont bluff lah.

  In fact, credit cards are easily obtain nowadays right?

  
  Bluff you for what?

  No income, no credit card.

   

  I only have debit card.

• Rock^Star

  25 Nov 10, 10:38

  no income still hanker after 30k diamond ring ah? eat shit and die la :)

• airgrinder

  25 Nov 10, 10:57

  One is only in debt if one is not able to settle the credit card by the cycle due date.

  For those cards that charge u an annual fee, just call or email the bank to waive it.

  I only bring my citi and uob card out.

• parn

  25 Nov 10, 11:32

  Originally posted by Rock^Star:

  no income still hanker after 30k diamond ring ah? eat shit and die la :)

  
  LOL!!! How does having no income relates to 30k diamond ring?

   

  No wonder Singaporean guys like yourself are suffering from relationship failures and divorces, because they do not understand why they will never find true love with their cheap fuck mentality.

   

  I realised how impossible it is for society failures like your kind to afford a mere 30k diamond ring.

• ditzy

  25 Nov 10, 11:40

  I always settle my cc bills on time, so I keep my records with the bank clean. In return, they don't charge me the annual fee, and waiver the cost of my card replacement, increasing my credit limit comes easy too.

  As for interest free installments, I try never never to touch those, your cc bank will absolutely hate it, and they will not grant you anything good till you clear it.

• βέτά

  25 Nov 10, 11:42

  Originally posted by Rock^Star:

  no income still hanker after 30k diamond ring ah? eat shit and die la :)

   

  Be nice to dogs, animals and parn.

   

   

• βέτά

  25 Nov 10, 11:51

   

  If you don't work during office hours, spend most office hours in sgf, then you are definitely one ugly hag.

   

  How to get a husband to buy you that 30k ring?

   

  Should just settle for kk, at least he is at your beck and call.

   

   

• parn

  25 Nov 10, 12:35

  Originally posted by βέτά:

   

  If you don't work during office hours, spend most office hours in sgf, then you are definitely one ugly hag.

   

  How to get a husband to buy you that 30k ring?

   

  Should just settle for kk, at least he is at your beck and call.

   

   

  
  With a deduction like yours, no wonder everyone got additonal IQ bonus+.

  I hope you were blessed in other areas since you were shortchanged on your cock and your brain.

• parn

  25 Nov 10, 12:37

  Originally posted by βέτά:

   

  Be nice to dogs, animals and parn.

   

   

  
  Yes, must always be nice to me because I am weak.

  Thank you very much.

• FireIce

  25 Nov 10, 14:33

  i avoid instalments too.
  
  if i wanna get something, i make sure i can afford it and pay it in full.
  i rather pain one shot than pain every mth