Retirement
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Don't retire cause brain will gradually slow down...
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Originally posted by ArJoe:
Don’t retire cause brain will gradually slow down…
You will see it differently once your age reach mid 40s, 50s and 60s. Go for semi-retirement first to slow down your life and adjust with the different lifestyle then when you feel its the right time for full retirement....let go and move forward as you age. Keep yourself active and healthy, then your mind will be healthy too. -
Can retire but still must be physically active and do something everydayor else brain will really slow down...
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Ok..precisely.
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Even if you want to retire , you should continue to elarn a few skills so that your brain will not get "rusty" .
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Originally posted by iLoveForums:
Even if you want to retire , you should continue to elarn a few skills so that your brain will not get "rusty" .
No need to learn skills but just do some work make the brain think -
Its also good too if you can take up some courses to past time and gain some knowledge if you have the money...eg..golf lols. If you don't have the money...be creative in planning your daily routine for yourself and with family/friends.
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Originally posted by zulkifli mahmood:
Thanks, I am. When you lived on a freehold landed property, when you are on full retirement there isn't any monthly maintenance fee unlike when you live in the condominium which will cost RM300 to maybe RM500 per month. However, you need to maintain the condition of the house...and for me I enjoy doing DIY handyman kind of things to past time but if I can't handle it then I will simply call the local handyman to do it for me.Hahaha...I am happy for you.
I am planning to save $ first...when I had saved enough, I'll retire!
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Originally posted by Demon Bane:
Hahaha...I am happy for you.
I am planning to save $ first...when I had saved enough, I'll retire!
I hope by the time you save enough money you can afford to buy a property abroad and retire. -
Originally posted by zulkifli mahmood:
I hope by the time you save enough money you can afford to buy a property abroad and retire.How much is a typical terrace house corner type in malaysia? If Singaporeans wanna buy must pay how much extra tax or anything?
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Originally posted by Demon Bane:
How much is a typical terrace house corner type in malaysia? If Singaporeans wanna buy must pay how much extra tax or anything?
The minimum price for foreigners to buy a property in Malaysia is still rm500,000. You can still buy for that amount or slightly more around rm700,000 for corner landed property in JB but slightly outside iskandar area like in Kulai. You can try and get a loan from the local bank there....the developer will help you. You will know the result 3 months or slight above that period. Many Singaporeans are doing that now. -
Housing for a Silver Society http://www.channelnewsasia.com/tv/tvshows/sgplus/housing-for-a-silver/963314.html
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Stay in SG if have $, no $ go msia.
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Retiring at 27: Ambitious, Lazy or Crazy? : http://www.entrepreneur.com/article/230991
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Originally posted by Lowll:
Stay in SG if have $, no $ go msia.
Who want to stay in Malaysia it is not very safe..police not efficient too -
Hi, I am looking to retire in JB soon too. Buying a semi d there now but yet to get state consent.
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I am 39 years old now and have 2 young boys. Buying a resale semi d at Austin Heights. Hope to retire by 45 years old by renting out my terrace and MM unit for passive income of about S$5000 which should enable my family to live quite comfortably in JB. Sons may either attend an international school or commute by RTS which should be up by 2019 to Sg. I may semiretire then, working mornings to wait for them to be off school.
Looking forward to retirement or semiretirement soon.
Will need to save up these few years to pay off terrace mortgage in Sg and also for MM2H deposit.
Cars are so much cheaper and road tax too in Malaysia. With RTS, I will not need a Sg car and that will save me a lot...
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Originally posted by ArJoe:
Don’t retire cause brain will gradually slow down…
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Originally posted by mummy1234:
I am 39 years old now and have 2 young boys. Buying a resale semi d at Austin Heights. Hope to retire by 45 years old by renting out my terrace and MM unit for passive income of about S$5000 which should enable my family to live quite comfortably in JB. Sons may either attend an international school or commute by RTS which should be up by 2019 to Sg. I may semiretire then, working mornings to wait for them to be off school.
Looking forward to retirement or semiretirement soon.
Will need to save up these few years to pay off terrace mortgage in Sg and also for MM2H deposit.
Cars are so much cheaper and road tax too in Malaysia. With RTS, I will not need a Sg car and that will save me a lot...
Hi. Hope you are happy with your decision. So once you have that approval you and your family will be shifting to JB and live there? I'm just wondering why you bought a resale landed property whereas there are still plenty of new landed properties for sales for foreigners to purchase in other areas within Iskandar or just outside Iskandar which are not far from JB too? S$5000 a month to live in JB is more than enough and in fact you can also have some saving too. -
If only jb can be safer...
I'll surely move there
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Many Singaporeans migrated to countries more dangerous than Malaysia...its an irony. You need to live there and see for yourself....don't just read the newspapers.
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don't think I'll live here.... maybe I'll migrate anyway
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I bought a resale as it was cheaper at least compared to Bestari Heights which I nearly bought. Also feel safer with an already completed house in case developer run road.
Have not decided when to shift over yet. MM unit in Sg yet to TOP so no rental income from there yet. If I shift now, only about S$800 passive income, if when MM is rented out by next year or 2016, S$2800 or so passive income, if I wait 3 to 4 years, S$5k passive income so maybe I should wait...
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Zulkifli, whereabouts did u buy in JB? Did u buy more than one? Hope to learn more from yr experience semiretiring there...whatabout kids and their schooling?
Actually, my seller has to give a bumi release letter before state consent can be given.She misunderstood that state consent was rejected and had wanted to terminate the sale so we have explained to her and now awaiting her reply. She would have to pay 10% of purchase price as damages if she still insists to terminate so hopefully she will not.
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Originally posted by mummy1234:
I bought a resale as it was cheaper at least compared to Bestari Heights which I nearly bought. Also feel safer with an already completed house in case developer run road.
Have not decided when to shift over yet. MM unit in Sg yet to TOP so no rental income from there yet. If I shift now, only about S$800 passive income, if when MM is rented out by next year or 2016, S$2800 or so passive income, if I wait 3 to 4 years, S$5k passive income so maybe I should wait...
In the meantime your property at Austin Heights you could make it into a weekend home for weekend getaway.