Can someone explain to me the benefits of credit cards
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but i like using cash leh
i can afford it now
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You only have to pay later :) plus there are also zero interest credit cards!
AND when you sign up, you get free gifts. That's a plus even if your application doesn't get approved.
- Alexis
"Inspired designs to inspire you." -
and tts how the road to debts starts...........
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Debit for me pls. But I have to admit.. Credit is where all the goodies, insurances and package deals are. Even the cards look more awesome. Especially the Plats n Blacks. DAMN U CREDIT !!!! Hardly any goodies for Debit. While u can have a zero interest option, it still means moving your money from your debit/savings account into the credit account within a period of time. LPPL always have to make me do these transfers... might as well use Debit right ? Geeez...
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debit is enough lah. those no money or silly wanna pay the interst one then do credit. for larger amounts usually i issue check.
credit cards for show when u open wallet only. if you just need to pay no nneed even wallet, pocket take out notes can oredi.
still havben wake up. credit card sfor for poor people no money one time paycheack nough 30k go apply then after than every month no money make belief pay credit first then pay interest later.
not like bosses use card to show off not boss material dont make belief act like boss lah.
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It feels more painful buying a rolex on debit.
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LIving on credit is not a good strategy....the best is self-control...don't over spend and you shall be ok. Credit cards are for convenience purposes...
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Just stick to debit cards. Spend only the money that you already have.
If you want a credit card, keep it for emergency use only.
Say for example, you need to buy plane tickets quickly for a last-minute overseas trip to attend a funeral, and you don't have enough money in your bank account to use your debit card. Then yes, a credit card would be useful in such a case.
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Originally posted by fudgester:
Just stick to debit cards. Spend only the money that you already have.
If you want a credit card, keep it for emergency use only.
Say for example, you need to buy plane tickets quickly for a last-minute overseas trip to attend a funeral, and you don't have enough money in your bank account to use your debit card. Then yes, a credit card would be useful in such a case.
Many people have the tendencies to over spend....so that convenience becomes a financial burden ! Just be careful of what you buy on impulse....yes, credit cards are good for emergencies....
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nowadays i prefer cards tt offer cash rebates instead of accumulating pts to exchange for other stuff
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Originally posted by FireIce:
nowadays i prefer cards tt offer cash rebates instead of accumulating pts to exchange for other stuff
Yup....but cash rebates also make us buy more things leh...Hehehe!
